CIMB Group Holdings Bhd

CIMB Group Holdings Bhd

7.15
MYR
+0.01
(+0.14%)
10.18P/E
Nov 26Next Earn
CIMB Group Holdings Bhd
MYX:CIMB
(Bursa Malaysia)

Recent

price

7.15

P/E

ratio

10.18

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
MYR
1.64
1.6
1.81
1.87
1.69
1.81
1.83
1.95
1.86
1.81
1.66
1.82
1.91
1.96
2.08
2.11
2.09
Revenue per Share
0.51
0.54
0.58
0.6
0.37
0.34
0.41
0.5
0.6
0.47
0.12
0.43
0.52
0.65
0.72
0.73
0.73
Basic EPS, GAAP
-0.49
1.27
0.11
0.49
0.39
-0.23
- -
1.93
0.08
-0.27
4.35
2.2
0.69
0.77
0.09
0.14
-0.86
Free Cash Flow per Basic Share
0.28
0.2
0.15
0.05
0.05
0.02
0.03
0.04
0.04
0.08
0.12
0.03
0.06
0.3
0.52
0.47
0.47
Dividend per Share
3.14
3.5
3.81
3.92
4.44
4.81
5.11
5.23
5.37
5.67
5.66
5.78
5.88
6.43
6.47
6.54
6.52
Book Value per Share
1.84
2.18
2.48
2.67
3.28
3.63
3.92
4.14
4.39
4.71
4.67
4.97
5.11
5.64
5.7
5.79
5.78
Tangible Book Value per Share
7,186
7,433
7,433
7,571
8,288
8,476
8,689
9,017
9,357
9,706
9,923
10,022
10,426
10,665
10,693
10,754
10,784
Basic Weighted Avg Shares
11,811
11,871
13,477
14,120
14,011
15,375
15,904
17,576
17,377
17,568
16,456
18,229
19,920
20,924
22,238
22,680
22,592
Sales/Revenue/Turnover
38.53
- -
41.84
41.42
30.52
25.46
28.86
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
677
574
608
621
646
694
676
697
653
834
893
1,223
1,112
1,007
1,086
1,019
990
Depreciation Expense
3,690
4,031
4,345
4,540
3,107
2,850
3,564
4,475
5,584
4,560
1,194
4,295
5,440
6,981
7,728
7,860
7,852
Net Income, GAAP
20.59
21.79
22.72
21.21
25.77
26.01
25.62
24.58
21.35
25.43
25.08
24.13
33.19
24.93
23.82
24.83
24.3
Effective Tax Rate (%)
31.24
33.96
32.24
32.16
22.17
18.53
22.41
25.46
32.13
25.95
7.26
23.56
27.31
33.36
34.75
34.65
34.76
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
14,165
19,376
24,608
28,256
29,539
34,009
30,651
38,136
38,560
42,906
37,097
32,117
30,597
35,175
38,439
45,241
52,046
LT Debt
24,415
26,946
29,266
31,229
38,391
42,233
47,079
49,806
52,588
57,469
57,174
60,109
63,784
69,839
70,839
71,908
71,682
Total Equity
10.04
- -
8.63
8.08
4.96
4
4.42
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
16.89
16.33
16
15.51
9.19
7.27
8.25
9.57
11.21
8.47
2.13
7.46
8.94
10.64
11.2
11.23
11.14
Return on Common Equity (%)

Capital Structure

MYR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
10,791
10,803
10,808
Market Capitalization
89,025
81,561
80,089

Working Capital

MYR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
44,222
45,008
40,781
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

MYR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.53%
4.73%
1.51%
Free Cash Flow
-9,158.47%
-26.11%
59.97%
Net Income, GAAP
31.03%
65.4%
1.7%
Sales/Revenue/Turnover
4.09%
6.67%
1.99%
Total Cash Common Dividend
82.2%
105.73%
-10.39%

Quarterly Revenue

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5,629
5,611
5,657
5,341
22,238
2025
5,498
5,595
6,098
5,489
22,680
2026
5,432
5,573
- -
- -
- -

Quarterly Earnings Per Share

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.18
0.18
0.19
0.17
0.72
2025
0.18
0.18
0.19
0.18
0.73
2026
0.18
0.18
- -
- -
- -

Quarterly Dividends Per Share

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
0.27
- -
0.52
2025
0.2
- -
0.2
0.07
0.47
2026
0.2
- -
- -
- -
- -
Business
CIMB Group Holdings Berhad (1023.KL) operates as a leading universal bank in ASEAN, providing a comprehensive suite of financial products and services including retail banking such as deposits, loans, mortgages, credit cards, and personal financing; consumer banking with savings accounts, remittances, and insurance products; commercial banking encompassing working capital financing, trade finance, cash management, and project financing; wholesale banking featuring syndicated loans, debt capital markets, advisory services, and fixed income trading; Islamic banking under CIMB Islamic with Shariah-compliant deposits, financing, investments, and wealth management; investment banking through CIMB Investment Bank offering equity capital markets, mergers and acquisitions advisory, and securities brokerage; asset management and insurance via CIMB Principal Asset Management and CIMB Aviva; and digital banking solutions including mobile apps, online platforms, and fintech partnerships. The group serves individual consumers, small and medium enterprises, corporates, and institutional clients across key business segments of consumer banking, commercial banking, wholesale banking, investment banking, Islamic banking, and group treasury. It maintains extensive geographic operations in Malaysia (primary market), Singapore, Indonesia, Thailand, Cambodia, Vietnam, the Philippines, China, the United States, the United Kingdom, and other regions, with headquarters in Kuala Lumpur, Malaysia, where it was founded in 2006 through the merger of Commerce Asset-Holding Berhad and Bumiputra-Commerce Holdings Berhad. Subsidiaries include CIMB Bank Berhad, CIMB Investment Bank Berhad, CIMB Islamic Bank Berhad, and international units like CIMB Singapore and CIMB Niaga in Indonesia. Recent major developments include the 2024 strategic partnership with Google Cloud to enhance digital banking capabilities and AI-driven services; expansion of Islamic banking offerings with new Shariah-compliant digital products launched in 2025; and a MYR 2 billion capital raise in late 2024 to support ASEAN growth initiatives, alongside strengthened cross-border alliances in Thailand and Indonesia for SME lending.

Company News

  • CIMB Group Holdings Berhad (CIMDF) Q2 2026 Earnings Call Transcript

  • CIMB Group Holdings Berhad (CIMDF) Q1 2026 Earnings Call Transcript

  • CIMB Group Holdings Berhad (CIMDF) Q4 2025 Earnings Call Transcript