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  3. •

    Life/Health insurance
Tune Protect Group Bhd.

Tune Protect Group Bhd.

MMYX:TUNEPRO
0.22
MYR
+0.00
(-2.22%)
10.12P/E
Nov 20Next Earn
Tune Protect Group Bhd.
MYX:TUNEPRO
(Bursa Malaysia)

Recent

price

0.22

P/E

ratio

10.12

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
MYR
0.78
0.07
0.72
0.4
0.43
0.48
0.53
0.52
0.5
0.45
0.35
0.28
0.4
0.42
0.48
0.46
0.43
Revenue per Share
0.12
0.04
0.16
0.09
0.1
0.09
0.11
0.06
0.07
0.07
0.02
-0.02
-0.05
- -
- -
0.04
0.03
Basic EPS, GAAP
0.03
0.06
0.31
-0.01
0.1
0.11
0.16
0.05
-0.01
0.04
0.03
0.01
0.04
0.04
-0.02
-0.03
-0.03
Free Cash Flow per Basic Share
0.07
0.03
- -
- -
0.04
0.04
0.05
0.05
0.03
0.03
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.02
0.03
0.18
0.48
0.54
0.6
0.66
0.67
0.7
0.74
0.76
0.75
0.7
0.7
0.7
0.73
0.73
Book Value per Share
0.02
0.03
0.13
0.44
0.5
0.56
0.62
0.63
0.66
0.71
0.72
0.69
0.63
0.61
0.61
0.63
0.63
Tangible Book Value per Share
255
752
255
732
752
752
752
752
752
752
752
752
752
752
753
754
754
Basic Weighted Avg Shares
198
55
184
293
326
362
397
390
374
336
264
212
299
316
365
345
322
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
- -
1
2
4
4
5
4
3
5
6
7
9
10
11
10
- -
Depreciation Expense
30
27
41
68
72
69
80
46
50
51
18
-15
-35
-1
1
26
21
Net Income, GAAP
13.45
0.06
16.86
4.88
6.42
4.76
8.55
5.45
3.91
5.83
18.67
- -
- -
92.27
- -
27.03
18.93
Effective Tax Rate (%)
14.97
49.71
22.54
23.23
22.21
19.06
20.16
11.86
13.25
15.07
6.98
-7.08
-11.72
-0.3
0.16
7.66
6.47
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
132
- -
- -
- -
- -
- -
- -
2
6
4
3
7
5
4
8
LT Debt
17
22
141
398
445
492
541
549
575
698
721
670
578
576
579
610
608
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
162.35
106.24
28.96
19.48
16.27
13.89
14.2
7.81
8.2
6.82
1.24
- -
- -
-0.36
- -
3.62
2.83
Return on Capital (%)
265.62
163.49
64.93
29.07
18.86
16.08
16.88
9.26
9.61
9.33
3.24
-2.63
-6.44
-0.18
0.11
4.92
3.83
Return on Common Equity (%)

Capital Structure

MYR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
4
8
8
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
754
754
754
Market Capitalization
230
207
211

Working Capital

MYR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
23
14
27
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

MYR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.58%
-3.04%
5.5%
Free Cash Flow
-52.7%
-0.32%
21.91%
Net Income, GAAP
413.91%
843.94%
4,524.83%
Sales/Revenue/Turnover
0.95%
7.48%
-5.36%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
89
88
95
93
365
2025
84
86
84
89
345
2026
73
77
- -
- -
- -

Quarterly Earnings Per Share

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
-0.01
0.01
0.01
- -
2025
0.01
0.01
0.01
0.01
0.04
2026
- -
0.01
- -
- -
- -

Quarterly Dividends Per Share

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Tune Protect Group Berhad operates as a digital insurance company specializing in non-life insurance products and services primarily in Malaysia, Thailand, and the United Arab Emirates. The company offers a comprehensive range of tailored insurance solutions including travel insurance; motor and fire insurance; personal accident and health insurance; critical illness coverage; marine cargo insurance; home and property insurance; gadget and sports insurance; and protection plans for pets and students studying abroad. It also provides specialty products such as flexible life insurance solutions with virtual assistant support and innovative travel-related value-added services like the Delay Lounge Pass, which offers airport lounge access during flight delays using real-time flight monitoring technology. The group operates through various subsidiaries including Tune Protect Malaysia, Tune Protect Thailand, and joint ventures in the Middle East and Labuan, and distributes its products via airline partnerships, travel agencies, online brokers, and platforms like AirAsia. Founded in 2011 and headquartered in Kuala Lumpur, Malaysia, Tune Protect Group Berhad has recently pursued strategic growth with a strong focus on expanding its travel insurance segment and global footprint. Key initiatives include the expansion of airline travel agent partnerships in Thailand, China, and Southeast Asia; launching new digital insurance platforms and products such as ticket refund insurance in collaboration with Ticket2U; and enhancing service innovations to improve customer experience including hassle-free instant travel claims payout. The Group has rolled out the Delay Lounge Pass across multiple Asian markets with plans to extend beyond Asia, providing customers with convenience and comfort during travel disruptions. It has also partnered with bolttech Insurance to introduce exclusive travel insurance offerings on AirAsia platforms in Hong Kong. Operational improvements and a digital transformation roadmap underpin the company’s growth strategy, aiming for harmonized claims experience and supporting sustainability efforts with a net zero roadmap by 2050. Tune Protect serves a diverse customer base ranging from individual consumers to corporate clients, focusing on lifestyle insurance solutions that blend convenience with technology-driven enhancements. The Group’s strategic alliances with leading airlines and online travel agencies, along with its unique reinsurance model involving multiple local underwriters, position it as a leader in non-life digital insurance services in its operating regions. In 2024 and early 2025, Tune Protect reported strong profitable growth driven by improved claims experience, expense management, and expanding revenue streams beyond traditional insurance through new travel-related services and partnerships. This comprehensive portfolio and ongoing innovation affirm Tune Protect Group Berhad’s role as a dynamic insurer within the Asia-Pacific insurance and travel space.