ING Groep N.V.

ING Groep N.V.

40.44
CAD
+1.13
(+2.87%)
3.52EPS
11.64P/E
128.52BMarket Cap
Oct 29Next Earn
ING Groep N.V.
NEO:INGS
(Cboe Canada)

Recent

price

40.44

P/E

ratio

11.64

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
EUR
10.43
7.49
3.11
3.46
3.46
3.72
3.94
3.96
4.08
4.07
4.01
4.12
4.58
5.58
6.12
6.71
7.39
Revenue per Share
0.55
1.1
0.86
0.81
0.28
0.91
1.05
1.1
1.04
1.08
0.56
1.08
0.89
1.79
1.74
1.85
2.09
Basic EPS, GAAP
-1.22
3.16
-2.24
-2.02
2.65
2.32
1.84
-1.25
4.03
2.86
22.7
-3.41
-2.75
-2.85
-6.21
-1.97
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
0.32
0.57
0.58
0.57
0.6
- -
0.54
0.75
0.73
1.05
1.14
- -
Dividend per Share
8.63
9.8
10.71
9.66
11.68
10.84
11.25
11.37
11.47
10.56
12.28
12.52
12.09
13.43
14.24
15.01
15.4
Book Value per Share
7.4
8.98
10.1
9.24
11.3
10.48
10.92
11.04
11.06
10.13
11.96
12.25
11.82
13.12
13.87
14.55
14.87
Tangible Book Value per Share
4,314
4,317
4,331
4,364
4,398
4,399
4,421
4,441
4,434
4,434
4,448
4,436
4,129
4,065
3,683
3,411
3,212
Basic Weighted Avg Shares
45,002
32,343
13,449
15,113
15,227
16,368
17,402
17,594
18,101
18,061
17,839
18,285
18,891
22,674
22,554
22,903
23,732
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1,723
1,514
777
765
692
634
536
520
520
789
829
834
711
674
673
665
- -
Depreciation Expense
2,367
4,754
3,727
3,545
1,251
4,010
4,651
4,905
4,607
4,781
2,485
4,776
3,674
7,287
6,392
6,327
6,701
Net Income, GAAP
32.56
20.69
25.29
24.89
26.19
26.52
27.41
31.38
30.16
28.61
32.71
27.68
31.35
28.31
28.49
27.82
29.12
Effective Tax Rate (%)
5.26
14.7
27.71
23.46
8.22
24.5
26.73
27.88
25.45
26.47
13.93
26.12
19.45
32.14
28.34
27.63
28.24
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
179,192
168,403
168,945
161,262
144,510
149,909
131,754
121,578
142,004
119,689
105,743
116,014
119,497
150,000
171,327
179,219
185,079
LT Debt
43,448
46,604
50,350
49,688
59,416
48,470
50,399
51,121
51,735
47,817
55,660
54,656
50,411
52,182
51,308
50,953
51,386
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
1.07
2.13
1.64
1.52
0.51
1.79
2.41
2.72
2.46
2.59
1.46
2.8
2.1
3.79
2.89
2.67
2.83
Return on Capital (%)
6.88
11.8
8.35
7.99
2.67
8.09
9.53
9.79
9.09
9.77
4.89
8.8
7.08
14.41
12.59
12.65
13.49
Return on Common Equity (%)

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
178,169
182,898
185,079
LT Finance Leases
1,050
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,311
3,282
3,263
Market Capitalization
68,425
64,042
79,262

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
106,313
127,917
124,366
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
3,269
- -
517
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.7%
-1.68%
-0.69%
Free Cash Flow
-5.48%
-22.2%
-70.58%
Net Income, GAAP
12.53%
30.83%
-1.02%
Sales/Revenue/Turnover
3.57%
5.37%
1.55%
Total Cash Common Dividend
7,934.41%
15,871.33%
0.13%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5,583
5,698
5,910
5,407
22,554
2025
5,636
5,704
5,854
5,798
22,903
2026
5,824
6,256
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.42
0.54
0.51
0.32
1.74
2025
0.42
0.56
0.6
0.42
1.85
2026
0.47
0.6
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.05
2025
- -
- -
- -
- -
1.14
2026
- -
- -
- -
- -
- -
Business
ING Groep N.V., a prominent financial services company, delivers a comprehensive array of banking offerings across a vast international footprint, encompassing the Netherlands, Belgium, Germany, Poland, the broader European region, North and Latin America, Asia, and Australia. The institution organizes its operations through distinct divisions: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, Wholesale Banking, and Corporate Line Banking. This global bank facilitates diverse deposits, including current and savings accounts, and extends various lending solutions such as business financing, residential mortgage products, and personal and revolving credit lines. Furthermore, it provides sophisticated solutions in debt capital markets, working capital management, export finance, day-to-day banking, treasury and risk management, and corporate advisory services. ING also offers specialized lending, equity market access, payments and cash management, trade services, investment opportunities, insurance products, and advanced digital banking capabilities, with a strategic emphasis on a frictionless, mobile-first customer experience and sustainable finance. The firm caters to individual consumers, small and medium-sized enterprises, large corporate entities, and financial institutions worldwide. ING Groep N.V. traces its origins back to 1762 and maintains its headquarters in Amsterdam, the Netherlands.

Company News

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  • ING Groep N.V. (ING) Q2 2026 Earnings Call Transcript

  • ING's Defense Loan Book Could Double in Next Couple of Years, CEO Says

  • ING favours bolt-on acquisitions over bigger deals as it seeks to unify offering

  • ING Group Q2 Earnings Call Highlights