Ascom Leasing & Investments Ltd.

Ascom Leasing & Investments Ltd.

NNSE:ASCOM
187.45
INR
-9.85
(-4.99%)
4.46EPS
49.80P/E
2.60BMarket Cap
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
Revenue per Share
0.81
3.09
5.3
7.66
8.42
8.93
15.72
10.27
10.46
10.86
10.92
Basic EPS, GAAP
0.04
0.41
3.79
2.95
3.93
4.09
6.24
4.24
4.24
4.36
4.46
Free Cash Flow per Basic Share
-4.63
-0.27
-3.05
2.82
-3.4
-1.83
6.8
1.33
-0.14
0.46
4.12
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
5.33
5.76
9.18
12.08
21.41
25.5
29.66
33.89
38.13
42.49
46.96
Tangible Book Value per Share
5.33
5.76
9.18
12.08
21.4
25.49
29.65
33.89
38.13
42.49
46.95
Basic Weighted Avg Shares
12
12
12
12
12
12
8
12
12
12
12
Sales/Revenue/Turnover
9
36
62
90
99
105
123
120
123
127
128
Operating Margin (%)
4.26
18.82
81.12
71.04
64.86
62.57
56.62
55.44
54.74
56.15
55.67
Depreciation Expense
- -
- -
1
2
3
2
2
1
1
1
2
Net Income, GAAP
- -
5
44
35
46
48
49
50
50
51
52
Effective Tax Rate (%)
30.9
32.3
9.3
32.74
25.35
25.03
24.65
25.03
25.19
24.86
24.96
Profit Margin (%)
4.62
13.4
71.53
38.48
46.64
45.79
39.7
41.25
40.52
40.18
40.85
Working Capital
63
73
154
26
64
65
93
65
66
123
123
LT Debt
2
10
50
68
71
68
36
3
24
72
23
Total Equity
62
68
108
142
251
299
347
397
447
498
550
Return on Invested Capital (%)
- -
6.36
37.38
17.51
15.14
13.24
13.45
12.13
10.96
9.89
8.96
Return on Capital (%)
- -
6.69
37.6
18.89
16.89
14.13
14.18
12.96
11.61
10.58
9.64
Return on Common Equity (%)
- -
7.47
50.74
27.73
23.46
17.43
15.09
13.33
11.77
10.82
9.98

Capital Structure

INR

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

INR

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
26.03%
13.01%
10.5%
Free Cash Flow
30.17%
-35.38%
786.44%
Net Income, GAAP
185.1%
1.77%
2.26%
Sales/Revenue/Turnover
43.67%
4.33%
0.57%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

INR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
123
2025
- -
- -
127
2026
- -
- -
128

Semi-annual Earnings Per Share

INR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
4.24
2025
- -
- -
4.36
2026
- -
- -
4.46

Semi-annual Dividends Per Share

INR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
- -
2026
- -
- -
- -

Company Description

CEO
Tushar Rohitbhai Pandya
Full Time Employees
44
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Aditya Group 331-336 Surat GU India 395007
IPO Date
Dec 6, 2019
Business
Ascom Leasing & Investments Ltd. (ASCOM.NS) operates as a non-systematically important non-deposit taking non-banking financial company (NBFC) registered with the Reserve Bank of India, primarily engaged in the lending business targeting MSMEs, economically active poor individuals, farmers, and emerging middle-class customers in India. The company offers a diverse portfolio of loan products and services, including personal loans, mortgage loans, loans against property, farmer loans, education loans, MSME finance, construction project finance, gold loans, home renovation loans, pre-owned car loans, home equity lines of credit, installment loans, and payday loans; it also provides finance, hire purchase, leasing, and term lending solutions. Incorporated on December 16, 1986, with its registered headquarters at 331, 3rd Floor, Four Point Complex, Vesu, Besides Maniba Park, Surat, Gujarat 395007, India, the company initially commenced operations from Hyderabad before shifting its registered office to Surat in November 2015 and primarily serves more than 20 districts across Gujarat. In recent developments, the company underwent management changes in March 2015 when Mr. Rohit Pandya and Mr. Tushar Pandya took over, driving over 100% year-over-year growth post-transition; its equity capital increased notably to Rs. 11.71 crore by fiscal 2023. In 2024, Ascom Leasing & Investments Ltd. approved related party transactions including loans up to Rs. 20 crore to Aryan Infra (a partnership firm), re-designated Mr. Rohitkumar Balvantrai Pandya from whole-time director to non-executive director effective July 1, 2024, and re-appointed independent directors Mr. Ketanbhai Dhanjibhai Lakhani and Mr. Pradeep Champaklal Wadiwala for second five-year terms commencing July 1, 2024. Further operational updates in 2025 included the resignation of Company Secretary Ms. Karuna Sharma effective March 31, 2025, her replacement by Ms. Swati Maheshwari effective July 1, 2025, submission of audited financial results for fiscal year ended March 31, 2025 with an unmodified audit opinion, and compliance filings under SEBI regulations. These changes reflect ongoing strategic enhancements in governance and financing capabilities amid steady revenue growth to Rs. 12.92 crore for fiscal 2025.