1. India Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
Muthoot Capital Services Ltd.

Muthoot Capital Services Ltd.

182.02
INR
-20.10
(-9.94%)
10.01EPS
20.28P/E
3.34BMarket Cap
Nov 05Next Earn
Muthoot Capital Services Ltd.
NSE:MUTHOOTCAP
(National Stock Exchange of India)

Recent

price

182.02

P/E

ratio

20.28

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
42.75
51.52
77.72
115.33
137.68
164.84
206.45
268.77
307.75
350.09
300.34
242.06
261.13
230.43
281.24
362.02
371.23
Revenue per Share
10.99
11.92
15.86
16.18
16.25
16.66
21.93
36.39
52.5
36.88
31.38
-98.74
47.84
74.57
27.81
6.79
10.01
Basic EPS, GAAP
-72.32
-83.66
-104.84
-146.19
-94.18
-121.67
-73.25
-416.23
-305.68
10.87
407.72
44.62
-28.57
-7.22
-670.99
-234.76
- -
Free Cash Flow per Basic Share
2.16
1.71
3.65
4.23
4.76
11.28
0.16
0.04
0.01
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
32.72
63.4
75.01
86.41
97.16
107.8
129.73
219.45
271.89
308.48
340.22
250.09
297.46
371.94
400.1
407.61
- -
Book Value per Share
32.72
63.4
75.01
86.41
97.16
107.8
129.46
219.31
271.62
308.29
340.02
250
297.41
369.59
398.26
405.44
- -
Tangible Book Value per Share
9
13
14
14
14
14
14
15
16
16
16
16
16
16
16
16
16
Basic Weighted Avg Shares
376
670
1,066
1,582
1,889
2,262
2,832
3,965
5,047
5,742
4,926
3,970
4,295
3,790
4,626
5,954
6,106
Sales/Revenue/Turnover
-13.63
34.87
33.36
24.99
19.85
16.15
23.87
28.3
38.62
37.49
47.22
36.6
38.51
33.94
40.37
45.54
10.56
Operating Margin (%)
1
3
5
8
14
10
10
10
10
16
13
10
6
9
41
65
72
Depreciation Expense
97
155
218
222
223
229
301
537
861
605
515
-1,619
787
1,227
457
112
165
Net Income, GAAP
33.37
32.58
32.57
33.88
34.75
35.53
34.85
34.91
35.21
35.29
25.96
- -
27.68
25.36
24.26
28.46
27.63
Effective Tax Rate (%)
25.71
23.14
20.4
14.03
11.8
10.1
10.62
13.54
17.06
10.53
10.45
-40.79
18.32
32.36
9.89
1.88
2.7
Profit Margin (%)
1,743
-391
-960
1,108
1,272
1,552
-2,207
7,679
13,289
16,960
22,202
4,618
-4,495
20,358
15,214
-1,019
- -
Working Capital
5
91
98
41
127
288
1,136
13,383
20,580
23,049
17,225
1,912
3,653
16,274
10,581
9,376
- -
LT Debt
288
870
1,029
1,185
1,333
1,479
1,780
3,609
4,472
5,074
5,596
4,113
4,893
6,117
6,581
6,704
- -
Total Equity
-10.45
9.39
5.69
3.86
2.86
2.43
2.73
4.16
4.75
3.67
3.88
- -
5.27
5.53
3.65
4.16
- -
Return on Invested Capital (%)
26.6
17.71
6.2
4.36
3.07
2.49
3.07
3.93
4.84
3.82
4.23
- -
5.63
6.01
3.93
4.49
- -
Return on Capital (%)
38.56
26.8
22.92
20.05
17.7
16.25
18.47
19.92
21.31
12.67
9.65
-33.36
17.47
22.28
7.21
1.68
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
22,688
- -
LT Borrowings
- -
9,367
- -
LT Finance Leases
- -
9
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
16
16
16
Market Capitalization
4,507
2,943
3,340

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
22,637
- -
Cash, Cash Equivalents & STI
- -
4,497
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
23,656
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
22,688
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
19.77%
5.39%
1.88%
Free Cash Flow
1,280.62%
1,760.93%
-65.01%
Net Income, GAAP
-51.99%
-129.13%
-75.58%
Sales/Revenue/Turnover
11.99%
5.56%
28.72%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
998
1,084
1,255
1,371
4,626
2026
1,452
- -
1,550
1,550
5,954
2027
1,555
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
6.57
9.71
7.63
3.9
27.81
2026
-2.84
- -
4.65
3.26
6.79
2027
4.94
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
Similar Companies
SoFi Technologies, Inc. (NASDAQ:SOFI)
Visa Inc. (NYSE:V)
Bajaj Finance Limited (NSE:BAJFINANCE)
Mastercard Incorporated (NYSE:MA)
American Express Company (NYSE:AXP)
One 97 Communications Ltd. (NSE:PAYTM)
Business
Muthoot Capital Services Limited, a deposit-taking non-banking financial company (NBFC) and part of the Muthoot Pappachan Group, provides fund-based financial services focused on vehicle and business financing to retail, corporate, and institutional customers primarily in India; its core products include two-wheeler loans for new and used bikes and scooters, used car loans with fully digital processes and minimal eligibility requirements, secured business loans collateralized by assets offering longer tenures and lower interest rates, used commercial vehicle loans, loyalty loans, fixed deposits with yields up to 9.91% plus additional rates for senior citizens and flexible interest payout options, and subordinated debentures to bolster Tier II capital. Incorporated in 1994 and headquartered in Kochi, Kerala, the company leverages the extensive branch network of over 3,500 outlets from group entities like Muthoot FinCcorp for loan origination and collections, while operating across multiple states with emphasis on underpenetrated markets through digital platforms and dealer partnerships. Recent developments include raising INR 670 crore in funding during Q2 FY25 comprising INR 500 crore in long-term sources and INR 175 crore short-term, allotment of 15,000 secured 'Green' non-convertible debentures worth INR 150 crore in October 2025 with 6-year tenor and 8.40% monthly coupon listed on NSE, launch of a new Loan Origination System (LOS) on November 1, 2025 to enhance commercial vehicle and used car loan growth, expansion into electric vehicle (EV) financing with partners, and strategic shifts toward higher-yield products like non-performing asset (NPA) business contributing INR 420 crore in disbursements alongside improved asset quality initiatives via digital collections.