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    Finance/Rental/Leasing
Muthoot Capital Services Ltd.

Muthoot Capital Services Ltd.

202.12
INR
-5.08
(-2.45%)
10.01EPS
20.28P/E
3.34BMarket Cap
Nov 05Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
115.33
137.68
164.84
206.45
268.77
307.75
350.09
300.34
242.06
261.13
230.43
281.24
362.02
371.23
Basic EPS, GAAP
16.18
16.25
16.66
21.93
36.39
52.5
36.88
31.38
-98.74
47.84
74.57
27.81
6.79
10.01
Free Cash Flow per Basic Share
-146.19
-94.18
-121.67
-73.25
-416.23
-305.68
10.87
407.72
44.62
-28.57
-7.22
-670.99
-234.76
- -
Dividend per Share
4.23
4.76
11.28
0.16
0.04
0.01
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
86.41
97.16
107.8
129.73
219.45
271.89
308.48
340.22
250.09
297.46
371.94
400.1
407.61
- -
Tangible Book Value per Share
86.41
97.16
107.8
129.46
219.31
271.62
308.29
340.02
250
297.41
369.59
398.26
405.44
- -
Basic Weighted Avg Shares
14
14
14
14
15
16
16
16
16
16
16
16
16
16
Sales/Revenue/Turnover
1,582
1,889
2,262
2,832
3,965
5,047
5,742
4,926
3,970
4,295
3,790
4,626
5,954
6,106
Operating Margin (%)
24.99
19.85
16.15
23.87
28.3
38.62
37.49
47.22
36.6
38.51
33.94
40.37
45.54
10.56
Depreciation Expense
8
14
10
10
10
10
16
13
10
6
9
41
65
72
Net Income, GAAP
222
223
229
301
537
861
605
515
-1,619
787
1,227
457
112
165
Effective Tax Rate (%)
33.88
34.75
35.53
34.85
34.91
35.21
35.29
25.96
- -
27.68
25.36
24.26
28.46
27.63
Profit Margin (%)
14.03
11.8
10.1
10.62
13.54
17.06
10.53
10.45
-40.79
18.32
32.36
9.89
1.88
2.7
Working Capital
1,108
1,272
1,552
-2,207
7,679
13,289
16,960
22,202
4,618
-4,495
20,358
15,214
-1,019
- -
LT Debt
41
127
288
1,136
13,383
20,580
23,049
17,225
1,912
3,653
16,274
10,581
9,376
- -
Total Equity
1,185
1,333
1,479
1,780
3,609
4,472
5,074
5,596
4,113
4,893
6,117
6,581
6,704
- -
Return on Invested Capital (%)
3.86
2.86
2.43
2.73
4.16
4.75
3.67
3.88
- -
5.27
5.53
3.65
4.16
- -
Return on Capital (%)
4.36
3.07
2.49
3.07
3.93
4.84
3.82
4.23
- -
5.63
6.01
3.93
4.49
- -
Return on Common Equity (%)
20.05
17.7
16.25
18.47
19.92
21.31
12.67
9.65
-33.36
17.47
22.28
7.21
1.68
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
22,688
- -
LT Borrowings
- -
9,367
- -
LT Finance Leases
- -
9
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
16
16
16
Market Capitalization
4,507
2,943
3,340

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
22,637
- -
Cash, Cash Equivalents & STI
- -
4,497
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
23,656
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
22,688
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
19.77%
5.39%
1.88%
Free Cash Flow
1,280.62%
1,760.93%
-65.01%
Net Income, GAAP
-51.99%
-129.13%
-75.58%
Sales/Revenue/Turnover
11.99%
5.56%
28.72%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
998
1,084
1,255
1,371
4,626
2026
1,452
- -
1,550
1,550
5,954
2027
1,555
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
6.57
9.71
7.63
3.9
27.81
2026
-2.84
- -
4.65
3.26
6.79
2027
4.94
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Mathews P. Markose
Full Time Employees
2,531
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Muthoot Towers Kochi KL India 682035
IPO Date
Aug 24, 2015
Website
muthootcap.com
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Business
Muthoot Capital Services Limited, a deposit-taking non-banking financial company (NBFC) and part of the Muthoot Pappachan Group, provides fund-based financial services focused on vehicle and business financing to retail, corporate, and institutional customers primarily in India; its core products include two-wheeler loans for new and used bikes and scooters, used car loans with fully digital processes and minimal eligibility requirements, secured business loans collateralized by assets offering longer tenures and lower interest rates, used commercial vehicle loans, loyalty loans, fixed deposits with yields up to 9.91% plus additional rates for senior citizens and flexible interest payout options, and subordinated debentures to bolster Tier II capital. Incorporated in 1994 and headquartered in Kochi, Kerala, the company leverages the extensive branch network of over 3,500 outlets from group entities like Muthoot FinCcorp for loan origination and collections, while operating across multiple states with emphasis on underpenetrated markets through digital platforms and dealer partnerships. Recent developments include raising INR 670 crore in funding during Q2 FY25 comprising INR 500 crore in long-term sources and INR 175 crore short-term, allotment of 15,000 secured 'Green' non-convertible debentures worth INR 150 crore in October 2025 with 6-year tenor and 8.40% monthly coupon listed on NSE, launch of a new Loan Origination System (LOS) on November 1, 2025 to enhance commercial vehicle and used car loan growth, expansion into electric vehicle (EV) financing with partners, and strategic shifts toward higher-yield products like non-performing asset (NPA) business contributing INR 420 crore in disbursements alongside improved asset quality initiatives via digital collections.