National Bank of Canada

National Bank of Canada

NTIOF
National Bank of CanadaUS flagOther OTC
143.45
USD
-1.24
- -
55.25BMarket Cap
National Bank of Canada
NTIOF
(Other OTC)

Recent

price

143.45

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
13.23
14.33
15.62
15.83
16.6
17.27
17.84
19.27
21.03
21.78
23.53
26.4
28.53
29.76
33.58
37.03
38.31
Revenue per Share
3
3.6
4.7
4.34
4.36
4.56
3.31
5.44
6.01
6.39
5.73
8.95
9.72
9.33
10.78
10.18
11.44
Basic EPS, GAAP
-17.57
6.39
6.02
2.15
11.62
18.28
16.11
4.46
16.59
24.28
59.01
17.91
-5.7
15.3
13.69
12.25
68.15
Free Cash Flow per Basic Share
1.21
1.51
1.64
1.79
2.43
2.17
1.78
2.48
2.7
2.96
3.87
3.27
3.93
4.45
4.83
5.16
5.3
Dividend per Share
15.17
16.43
19.04
22.24
24.87
28.26
27.71
30.73
33.28
36.59
40.24
47.49
54.39
59.07
65.04
79.87
78.56
Book Value per Share
15.88
15.86
17.46
19.46
21.4
24.25
23.41
26
27.05
29.45
31.55
42.27
51.07
56.73
62.24
72.14
69.81
Tangible Book Value per Share
324
325
323
324
327
330
337
341
339
335
336
337
337
338
340
378
389
Basic Weighted Avg Shares
4,289
4,655
5,041
5,137
5,436
5,697
6,020
6,568
7,136
7,300
7,896
8,904
9,619
10,049
11,407
14,016
14,917
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
120
127
143
150
167
301
417
351
302
328
448
456
481
524
514
654
699
Depreciation Expense
1,034
1,224
1,561
1,449
1,469
1,549
1,181
1,940
2,145
2,256
2,041
3,140
3,384
3,291
3,817
4,017
4,612
Net Income, GAAP
16.7
17.5
16.63
14.29
16.09
12.63
15.19
19.3
19.6
16.59
17.86
21.93
20.9
15.84
20.12
21.76
22.37
Effective Tax Rate (%)
24.11
26.29
30.97
28.21
27.02
27.19
19.62
29.54
30.06
30.9
25.85
35.27
35.18
32.75
33.46
28.66
30.92
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
4,033
3,502
3,936
3,883
3,353
2,922
21,397
21,568
23,986
23,726
23,114
25,422
27,712
32,631
41,982
44,148
49,543
LT Debt
7,461
7,505
8,240
8,953
10,502
11,355
12,102
13,558
14,355
15,136
16,383
18,682
21,746
23,584
25,550
33,769
33,584
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
19.11
22.84
26.44
21.09
18.61
17.23
11.97
18.71
18.74
18.17
14.93
20.44
19.08
16.46
17.43
14.72
14.8
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Oct'25
Jan'26
Apr'26
ST Debt
64,341
69,721
67,382
LT Borrowings
43,593
50,564
48,866
LT Finance Leases
555
568
677
Preferred Equity and Hybrid Capital
1,614
1,614
1,614
Shares Outstanding
391
388
386
Market Capitalization
58,662
63,328
79,746

Working Capital

FRC

in mil. unless spec.
Oct'25
Jan'26
Apr'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
33,197
41,779
67,243
Accounts Receivable, Net
3,012
4,133
3,301
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
7,917
6,647
8,038
ST Debt
64,341
69,721
67,382
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.76%
15.88%
32.17%
Free Cash Flow
-20.42%
-116.09%
-0.37%
Net Income, GAAP
12.68%
16.02%
5.24%
Sales/Revenue/Turnover
9.55%
12.33%
22.87%
Total Cash Common Dividend
11.97%
9.69%
20.26%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,709
2,748
3,006
2,944
11,407
2025
3,231
3,649
3,440
3,696
14,016
2026
3,883
3,898
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.61
2.56
2.92
- -
10.78
2025
2.81
2.19
2.61
- -
10.18
2026
3.12
3.1
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.18
1.19
1.23
- -
4.83
2025
1.27
1.28
1.3
- -
5.16
2026
1.35
1.34
- -
- -
- -
Business
National Bank of Canada (ticker: NTIOF) operates as a multinational banking institution providing a comprehensive range of financial products and services to individuals, businesses, and institutional clients; these include personal and commercial banking solutions such as deposit accounts, mortgages, credit cards, and loans; wealth management and financial planning services through its National Bank Financial division; investment banking, capital markets, and brokerage services; insurance products including life, health, and property coverage; and payment processing and treasury management for corporate clients. The bank serves retail, commercial, and institutional segments across multiple business lines, with a focus on small and medium-sized enterprises (SMEs) alongside high-net-worth individuals and large corporations. Founded in 1859 and headquartered in Montreal, Quebec, Canada, it maintains extensive geographic operations primarily in Canada with key presence in Quebec and Ontario, as well as international activities in the United States through subsidiaries like Peoples Bank and targeted expansions in other regions. In recent developments within the last two years, National Bank of Canada has pursued strategic growth through acquisitions such as the 2024 purchase of Canadian Western Bank to bolster its western Canadian footprint and commercial banking capabilities; formed alliances to enhance digital banking platforms and sustainable finance offerings; and launched new wealth management products amid ongoing investments in technology infrastructure to support AI-driven advisory services. The institution continues to emphasize operational efficiencies and market expansion without reported name changes or major reorganizations.

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