New York Community Bancorp, Inc.

New York Community Bancorp, Inc.

NYCB
New York Community Bancorp, Inc.US flagNew York Stock Exchange
10.55
USD
-0.95
- -
4.38BMarket Cap
New York Community Bancorp, Inc.
NYCB
(New York Stock Exchange)

Recent

price

10.55

P/E

ratio

- -

div

yld

- -

ROIC.AI

2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
TTM
FRC
6.04
7.79
10.38
9.69
9.91
9.39
9.23
4.11
8.9
8.41
6.91
6.71
7.53
8.73
9.19
15.27
10.33
Revenue per Share
0.7
3.4
3.74
3.3
3.43
3.25
3.3
-0.32
3.06
2.72
2.4
2.33
3.1
3.64
3.83
-0.47
-12.8
Basic EPS, GAAP
1.99
1.77
-0.82
5.43
3.68
9.14
4.41
-3.04
4.15
8
3.27
3.29
2.17
1.85
6.35
0.83
0.73
Free Cash Flow per Basic Share
2.99
2.96
3
3.01
3.01
3.01
3.01
3.03
2.05
2.2
2.25
2.26
2.26
2.26
2.17
2.18
0.71
Dividend per Share
1.14
1.53
1.98
2.27
2.69
2.92
3.19
-0.21
0.82
1.5
1.86
2.24
3.24
4.82
6.5
1.89
-1.95
Book Value per Share
15.2
24.08
20.09
20.37
20.86
20.78
21.16
21.7
21.36
23.71
22.88
24.38
25.38
26.6
28.38
25.76
26.32
Tangible Book Value per Share
112
117
145
145
146
146
147
150
162
162
162
155
154
155
161
238
287
Basic Weighted Avg Shares
674
913
1,501
1,408
1,445
1,375
1,357
615
1,439
1,366
1,123
1,041
1,161
1,350
1,482
3,633
2,963
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
43
43
51
50
45
44
36
37
35
33
32
27
24
21
23
165
185
Depreciation Expense
78
399
541
480
501
476
485
-47
495
466
422
395
511
596
650
-79
-3,635
Net Income, GAAP
- -
32.79
35.4
34.65
35.83
36.35
37.21
- -
36.25
30.23
24.25
24.47
13.1
26.05
21.31
- -
- -
Effective Tax Rate (%)
11.55
43.65
36.05
34.09
34.67
34.58
35.77
-7.67
34.42
34.13
37.63
37.94
44.01
44.15
43.86
-2.17
-122.68
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
8,862
10,040
9,411
9,835
9,201
11,231
10,541
13,822
12,023
12,464
13,708
14,044
15,551
15,762
21,332
13,917
20,273
LT Debt
4,219
5,367
5,526
5,566
5,656
5,736
5,782
5,935
6,124
6,795
6,655
6,712
6,842
7,044
8,824
8,367
8,571
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
29.9
260.14
232.33
155.97
138.95
116.12
108.33
- -
- -
234.84
143
111.55
113.01
90.44
68.78
-14.95
-177.16
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Mar'24
Jun'24
Sep'24
ST Debt
- -
- -
- -
LT Borrowings
24,769
28,771
20,273
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
503
503
503
Shares Outstanding
268
351
415
Market Capitalization
2,331
2,464
3,221

Working Capital

FRC

in mil. unless spec.
Mar'24
Jun'24
Sep'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
13,543
20,123
23,355
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.14%
5.17%
-5.18%
Free Cash Flow
-31.07%
24.84%
-80.74%
Net Income, GAAP
-133.71%
-12.72%
-112.15%
Sales/Revenue/Turnover
23.06%
35.09%
145.14%
Total Cash Common Dividend
- -
- -
53.31%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
346
377
343
416
1,482
2023
652
1,061
1,042
878
3,633
2024
754
671
660
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
0.95
1.05
0.93
0.91
3.83
2023
8.73
1.68
0.83
-11.27
-0.47
2024
-1.36
-1.14
-0.79
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
0.56
0.56
0.57
0.49
2.17
2023
0.54
0.54
0.56
0.54
2.18
2024
0.17
0.07
0.03
- -
- -
Business
Flagstar Financial, Inc. (NYSE: FLG), formerly New York Community Bancorp, Inc., operates as the holding company for Flagstar Bank, N.A., a regional bank providing multi-family lending, commercial real estate loans, commercial and industrial lending, residential mortgage loans and servicing, specialty finance leases, mortgage warehouse lending, deposit products including checking and savings accounts, wealth management services, cash management, installment loans, revolving lines of credit, insurance products, and online and mobile banking services. The company maintains market-leading positions as the second-largest multi-family portfolio lender nationwide and the leading such lender in the New York City market, specializing in non-luxury rent-regulated apartment buildings; it ranks seventh among bank residential mortgage originators and fifth in mortgage loan servicing, with a national wholesale mortgage network and private banking teams serving high-net-worth individuals. Flagstar Bank operates approximately 400 branches across nine states, including strong footholds in the New York/New Jersey metro area, upper Midwest, Florida, Southeast, and West Coast, complemented by over 500 ATMs. Founded in 1859 as Queens County Savings Bank in Flushing, Queens, the company is headquartered in Hicksville, New York. In recent developments, the company changed its name to Flagstar Financial, Inc. and its ticker to FLG effective October 2024, completed the operational conversion and national rebranding of New York Community Bank and Flagstar Bank under the Flagstar brand in February 2024, sold approximately $5 billion in mortgage warehouse loans to JPMorgan Chase Bank in 2024 to bolster liquidity and capital ratios, received over $1 billion in equity investments from investors including Liberty Strategic Capital in March 2024, divested its residential mortgage servicing and third-party origination business to Mr. Cooper in late 2024, reduced its workforce by about 8% or 700 employees as part of a strategic transformation, expanded its Specialized Industries Group to 12 verticals including subscription finance, technology, entertainment, and renewables, grew commercial and industrial lending with nearly $1.9 billion in commitments in Q2 2025 while reducing commercial real estate exposure through record payoffs, and anticipates profitability by Q4 2025 amid ongoing diversification and expense reductions.

Company News

MCPAPIChat
  • Primary win by pro-rent freeze Mamdani knocks shares of Flagstar bank on NYC market exposure

  • INVESTOR ALERT: Class Action Lawsuit Filed Against Flagstar Financial Inc. Pastore, LLC Encourages Shareholder to Contact the Firm

  • Flagstar stock rallies as bank shores up its credit quality and draws an upgrade

  • Flagstar Financial, Formerly NYCB, Looks Like An Interesting Deep Value Play

  • Flagstar (NYCB): Solvency Assured, Still Valued As If It's An Issue

  • New York Community Q3 Loss Wider Than Expected, Provisions Jump Y/Y

  • Why New York Community Bancorp Stock Dove by 8% Today

  • NEW YORK COMMUNITY BANCORP, INC. DECLARES QUARTERLY CASH DIVIDENDS ON ITS COMMON STOCK AND PREFERRED STOCKS

  • New York Community Bancorp: A New Chapter Begins

  • New York Community Bancorp, Inc. (NYCB) Q3 2024 Earnings Call Transcript

  • New York Community Bancorp (NYCB) Reports Q3 Earnings: What Key Metrics Have to Say

  • Flagstar, formerly NYCB, reports a wider-than-expected loss as charge-offs jump

  • New York Community Bancorp (NYCB) Reports Q3 Loss, Tops Revenue Estimates

  • NYCB reports third-quarter loss on bigger rainy-day funds

  • NEW YORK COMMUNITY BANCORP, INC. REPORTS THIRD QUARTER 2024 GAAP NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.79 PER DILUTED SHARE AND NON-GAAP NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.69 PER DILUTED SHARE

  • What Analyst Projections for Key Metrics Reveal About New York Community Bancorp (NYCB) Q3 Earnings

  • NYCB's Flagstar unit to cut around 700 jobs

  • FLAGSTAR BANK IMPLEMENTS WORKFORCE CHANGES AS PART OF ITS CONTINUED TRANSFORMATION AND COST REDUCTION STRATEGY

  • Analysts Estimate New York Community Bancorp (NYCB) to Report a Decline in Earnings: What to Look Out for

  • NEW YORK COMMUNITY BANCORP, INC. TO REPORT THIRD QUARTER 2024 EARNINGS AND HOST CONFERENCE CALL ON OCTOBER 25TH