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  3. •

    Investment banks/Brokers
General Capital Ltd.

General Capital Ltd.

NNZX:GEN
0.29
NZD
+0.00
(-1.69%)
0.03EPS
9.44P/E
25.73MMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
Revenue per Share
0.49
0.56
2.39
- -
- -
0.08
0.09
0.12
0.19
- -
- -
- -
0.01
Basic EPS, GAAP
0.01
0.01
-0.71
-0.05
-0.05
-0.02
- -
- -
0.03
0.04
0.03
0.03
0.03
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.03
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.01
0.01
Book Value per Share
0.97
0.98
0.33
0.25
0.19
0.23
0.23
0.23
0.25
0.26
0.29
0.32
0.34
Tangible Book Value per Share
-0.14
-0.04
0.33
0.25
0.05
0.14
0.09
0.09
0.14
0.21
0.27
0.27
0.29
Basic Weighted Avg Shares
15
15
3
4
5
25
40
40
43
58
91
92
92
Sales/Revenue/Turnover
7
8
7
- -
- -
2
4
5
8
- -
- -
- -
1
Operating Margin (%)
-27.16
-27.24
-12.3
-2,380.12
-2,984.18
31.94
44.62
51.04
60.49
-4,545.17
-3,229.81
-3,006.45
-1,165.87
Depreciation Expense
2
2
1
- -
- -
- -
- -
- -
- -
1
- -
- -
1
Net Income, GAAP
- -
- -
-2
- -
- -
- -
- -
- -
1
2
3
3
3
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
31.98
32.28
29.01
32.47
26.56
28.73
31.81
Profit Margin (%)
1.33
1.79
-29.79
-2,380.12
-2,984.18
-21.73
3.57
1.72
16.8
2,040.3
1,597.25
1,245.68
454.5
Working Capital
3
3
2
1
- -
20
60
70
51
173
159
209
275
LT Debt
- -
- -
- -
- -
- -
- -
- -
20
- -
32
- -
- -
- -
Total Equity
15
15
1
1
1
9
9
9
13
24
27
29
31
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
12.14
4.25
8.37
-4.56
-4.83
-17
-15.65
Return on Capital (%)
- -
- -
- -
- -
- -
- -
12.24
4.16
8.49
7.85
10.68
39.63
43.19
Return on Common Equity (%)
0.65
1.02
-28.06
-19.19
-24.43
-9.44
1.43
0.87
11.84
12.16
10.39
10.01
9

Capital Structure

NZD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

NZD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

NZD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
97.31%
29.95%
7.03%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
146.88%
325.67%
-2.9%
Sales/Revenue/Turnover
2,377.24%
44.25%
166.12%
Total Cash Common Dividend
- -
- -
40.61%

Semi-annual Revenue

NZD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
- -
2026
- -
- -
1

Semi-annual Earnings Per Share

NZD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.03
2025
- -
- -
0.03
2026
- -
- -
0.03

Semi-annual Dividends Per Share

NZD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
0.01
2026
- -
- -
0.01

Company Description

Company Profile APIChatGPT
CEO
Brent Douglas King
Full Time Employees
2
Sector
Finance
Industry
Investment banks/Brokers
Address
General Capital House Auckland AUK New Zealand 1010
IPO Date
Jan 10, 2012
Website
gencap.co.nz
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Business
General Capital Limited (NZX:GEN), a New Zealand-based financial services group founded in 2012 and headquartered in Auckland, operates through three principal segments: Finance, Research and Advisory, and Corporate and Other. The Finance segment, conducted primarily through wholly owned subsidiary General Finance Limited, a licensed non-bank deposit taker, accepts term deposits from the public and provides short-term property mortgage lending secured over residential and commercial properties, insurance premium funding, home loans, personal loans, car loans, and education loans. The Research and Advisory segment, delivered via wholly owned subsidiary Investment Research Group Limited (IRG), an NZX sponsor, offers investment research publications including the IRG Yearbook, investment advisory services, corporate finance advisory, and assistance with company listings on NZX equity boards such as NZSX, NZAX, NCM, and NXT; the Corporate and Other segment handles group investment activities and overhead functions. The group targets retail depositors, individual and business borrowers, investors, and companies seeking capital market access, with all operations centered in New Zealand. In November 2024, General Finance Limited acquired Bridges Financial Services Limited, expanding its financial services portfolio. As of November 2025, the group reports record total assets of NZ$275.8 million, up 26% from March 2025, with deposits and loans advanced by General Finance surging 52% and 40% respectively from September 2024, alongside a declared fully imputed dividend of NZ$0.0033 per share payable in December 2025 representing 30% of net profit after tax. Management continues to prioritize loan book expansion, net interest margin optimization, and growth in insurance premium funding and advisory services amid a challenging economic environment.