Onity Group Inc.

Onity Group Inc.

ONIT
Onity Group Inc.US flagNew York Stock Exchange
35.55
USD
-1.02
- -
299.76MMarket Cap
Onity Group Inc.
ONIT
(New York Stock Exchange)

Recent

price

35.55

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
55.53
72.45
95.61
227.81
243.71
220.64
171.15
144.13
120.83
127.24
111.65
119.32
115.58
149.86
135
149.6
154.01
Revenue per Share
5.68
11.24
20.25
32.99
-53.97
-29.57
-24.17
-15.1
-7.94
-15.86
-4.59
2.01
2.97
-8.34
4.28
23.58
21
Basic EPS, GAAP
104.76
140.42
181.08
-14.61
36.38
63.66
44.8
47.01
28.96
0.48
-1.86
-144.41
-3.67
-14.64
-101.89
-139.91
-324.11
Free Cash Flow per Basic Share
- -
- -
- -
0.57
0.13
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.06
0.52
0.51
Dividend per Share
66.79
75.37
79.07
111.03
60.7
39.16
15.41
-0.09
0.55
-15.45
-15.04
-12.58
-10.15
-19.84
-14.83
8.96
9.6
Book Value per Share
104.42
140.65
31.11
-81.52
-99.67
-33.99
-46.9
-54.53
-101.24
-119.87
-100.59
-198.15
-257.09
-245.7
-262.17
-273.73
-292.87
Tangible Book Value per Share
7
7
9
9
9
8
8
8
9
9
9
9
9
8
8
8
8
Basic Weighted Avg Shares
371
505
854
2,061
2,134
1,843
1,415
1,221
1,077
1,140
977
1,076
1,000
1,145
1,069
1,202
1,261
Sales/Revenue/Turnover
13.16
26.24
31.18
17.65
-1.05
-6.36
-15.63
7.82
3.83
20.3
16.01
20.88
27.08
19.81
23.17
19.31
18.49
Operating Margin (%)
39
47
79
307
272
118
25
27
27
32
19
11
15
12
8
5
5
Depreciation Expense
38
78
181
310
-470
-247
-200
-128
-71
-142
-40
18
26
-64
34
190
175
Net Income, GAAP
14.16
36.32
29.74
11.93
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
13.49
- -
28.55
Effective Tax Rate (%)
10.23
15.52
21.2
15.06
-22.01
-13.4
-14.12
-10.48
-6.57
-12.46
-4.12
1.68
2.57
-5.57
3.17
15.76
13.87
Profit Margin (%)
- -
3,991
4,006
4,730
5,460
5,559
5,254
6,100
6,945
7,290
8,554
9,107
9,076
9,574
13,215
12,413
13,605
Working Capital
145
3,204
1,696
4,647
5,849
5,527
5,377
6,443
6,996
7,762
9,252
10,426
10,410
10,879
15,531
15,125
15,844
LT Debt
905
1,343
1,611
1,813
1,041
855
655
547
555
412
415
477
457
402
443
628
629
Total Equity
3.39
2.87
4.71
6.44
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1.57
- -
- -
Return on Invested Capital (%)
14.39
7.09
10.65
15.66
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.26
- -
1.69
Return on Capital (%)
8.91
16.12
29.37
34.9
-61.54
-57.53
-87.89
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
56
53
55
LT Borrowings
14,328
15,118
15,837
LT Finance Leases
8
7
8
Preferred Equity and Hybrid Capital
50
- -
- -
Shares Outstanding
8
9
8
Market Capitalization
319
366
322

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
12,930
12,660
13,874
Cash, Cash Equivalents & STI
173
180
182
Accounts Receivable, Net
142
166
346
Inventories
- -
- -
- -
Total Current Liabilities
254
247
269
Payables & Accruals
198
194
215
ST Debt
56
53
55
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-1.28%
10.11%
41.76%
Free Cash Flow
807.57%
1,741.9%
39.32%
Net Income, GAAP
-21.58%
-29.02%
459%
Sales/Revenue/Turnover
-3.38%
4.69%
12.43%
Total Cash Common Dividend
- -
- -
740%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
257
269
290
254
1,069
2025
276
279
318
330
1,202
2026
335
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3.9
1.34
2.72
- -
4.28
2025
2.68
2.56
2.2
- -
23.58
2026
0.78
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.06
2025
0.13
0.14
0.12
- -
0.52
2026
0.12
- -
- -
- -
- -
Business
Onity Group Inc., a financial services entity, specializes in the origination and servicing of both forward and reverse mortgage loans throughout the United States, the U.S. Virgin Islands, India, and the Philippines. The company structures its operations across Servicing and Originations divisions. Its offerings include managing owned mortgage servicing rights and providing subservicing solutions, alongside a diverse portfolio of loan products such as conventional, government-insured, and non-agency mortgages, as well as reverse mortgage and multi-family options. The firm actively originates and acquires conventional and government-backed residential forward and reverse mortgage loans, leveraging correspondent lending networks, broker alliances, and direct retail channels. Services are delivered under its prominent brands, PHH Mortgage and Liberty Reverse Mortgage, though these are slated for rebranding to Onity Mortgage by Fall 2024. Serving a broad clientele of financial institutions and homeowners, the company strategically announced in November 2025 an agreement to sell its reverse mortgage servicing portfolio and some origination assets to Finance of America Reverse LLC, transitioning PHH into a subservicer for these assets. This move aims to streamline its business and amplify focus on forward originations and other subservicing activities. Originally established in February 1988 as Ocwen Financial Corporation, the company officially adopted the name Onity Group Inc. in June 2024, with its common stock commencing trading under the new ONIT ticker on the NYSE. Onity Group Inc. maintains its headquarters in West Palm Beach, Florida.

Company News

APIChat
  • Onity Group Provides Update on Reverse Transaction and Announces Share Repurchase Program

  • Onity Group Inc. (ONIT) Q1 2026 Earnings Call Transcript

  • Onity Group Announces First Quarter 2026 Results

  • Onity Group to Attend Upcoming Investor Conference

  • Onity Group Inc. (NYSE:ONIT) Receives $58.33 Consensus Target Price from Brokerages

  • Onity Group Schedules First Quarter 2026 Results Conference Call

  • Onity Group Officially Rebrands PHH Mortgage to Onity Mortgage

  • PHH Mortgage Receives 2025 Fannie Mae Star Performer Award for Servicing Excellence

  • Onity® Group to Rebrand PHH Mortgage to Onity® Mortgage

  • Onity Group Names Aulene Wessel Senior Vice President and Chief Accounting Officer

  • Onity Group Q4 Earnings Call Highlights

  • Onity Group Inc. (ONIT) Q4 2025 Earnings Call Transcript

  • Onity Group Announces Full Year and Fourth Quarter 2025 Results

  • Brokerages Set Onity Group Inc. (NYSE:ONIT) Price Target at $57.50

  • Onity Group Announces Closing of $200 Million Senior Notes Offering

  • Onity Group Schedules Fourth Quarter and Full Year 2025 Results Conference Call

  • Onity Group Announces Pricing of $200 Million of Senior Notes Due 2029

  • Onity Group Announces Offering of $150 Million of Senior Notes Due 2029

  • Onity Group Announces Appointment of Dawn Morris to Board of Directors

  • CNFinance (NYSE:CNF) & Onity Group (NYSE:ONIT) Critical Analysis