Old Second Bancorp, Inc.
NASDAQ Global SelectTotal Valuation
Old Second Bancorp, Inc. carries a market capitalization of 1.22B, placing it among publicly traded companies globally. Its enterprise value stands at 424.13M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 1.22B |
| Enterprise Value | 424.13M |
Share Statistics
Old Second Bancorp, Inc. currently has 51.67M shares outstanding.
| Shares Outstanding | 51.67M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Old Second Bancorp, Inc. trades at a trailing price-to-earnings ratio of 11.87. The price-to-sales ratio is 2.89, and the price-to-book ratio stands at 1.67.
| PE Ratio | 11.87 |
| PS Ratio | 2.89 |
| PB Ratio | 1.67 |
| P/TBV Ratio | 1.40 |
| P/FCF Ratio | 7.16 |
| P/OCF Ratio | 7.22 |
Enterprise Valuation
On an enterprise value basis, Old Second Bancorp, Inc. trades at an EV/EBITDA multiple of 38.88 and an EV/FCF ratio of 2.92.
| EV / Sales | 1.20 |
| EV / EBITDA | 38.88 |
| EV / EBIT | N/A |
| EV / FCF | 2.92 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 33.60 |
| Debt / EBITDA | 27.51 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 15.05 |
| Return on Assets (ROA) | 1.37 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Old Second Bancorp, Inc. has paid 29.55M in income taxes, reflecting an effective tax rate of 25.56.
| Income Tax | 29.55M |
| Effective Tax Rate | 25.56 |
Stock Price Statistics
Old Second Bancorp, Inc.'s stock has gained approximately 27.2605% over the past 52 weeks. The 50-day moving average sits at 22.05, while the 200-day moving average is 20.24.
| Beta (5Y) | N/A |
| 52-Week Price Change | 27.2605% |
| 50-Day Moving Average | 22.05 |
| 200-Day Moving Average | 20.24 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Old Second Bancorp, Inc. generated 353.63M in revenue and converted that into 86.07M in net income, yielding earnings per share of 1.67.
| Revenue | 353.63M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 115.62M |
| Net Income | 86.07M |
| EBITDA | 10.91M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.67 |
Balance Sheet
Old Second Bancorp, Inc. holds 897.27M in cash and equivalents against 300.19M in total debt, resulting in a net debt position of 184.46M.
| Cash & Cash Equivalents | 897.27M |
| Total Debt | 300.19M |
| Net Debt | 184.46M |
| Equity (Book Value) | 612.14M |
| Book Value Per Share | 12.08 |
| Working Capital | N/A |
Cash Flow
Old Second Bancorp, Inc. produced 141.37M in operating cash flow over the past twelve months. After subtracting -3.66M in capital expenditures, free cash flow totaled 137.70M - equivalent to 2.72 per share.
| Operating Cash Flow | 141.37M |
| Capital Expenditures | -3.66M |
| Free Cash Flow | 137.70M |
| FCF Per Share | 2.72 |
Margins
Old Second Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 32.69 |
| Profit Margin | 24.34 |
| EBITDA Margin | 3.09 |
Dividends & Yields
The company's payout ratio of 15.37 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.26 |
| Dividend Yield | N/A |
| Payout Ratio | 15.37 |
| Shareholder Yield | 38.62 |
| FCF Yield | 13.96 |
Stock Splits
Old Second Bancorp, Inc.'s most recent stock split took place on July 29, 2004 with a 1:2 split ratio.
| Last Split Date | 7/29/2004 |
| Split Ratio | 1:2 |
Scores
Old Second Bancorp, Inc. posts an Altman Z-Score of 0.27, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.27 |