1. Norway Stocks

  2. •

    Finance

  3. •

    Major banks
Sogn Sparebank

Sogn Sparebank

301.00
NOK
-0.90
(-0.30%)
177.21EPS
1.73P/E
193.55MMarket Cap
Nov 13Next Earn
Sogn Sparebank
OSL:SOGN
(Euronext Oslo)

Recent

price

301.00

P/E

ratio

1.73

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
NOK
86.75
89.85
134.91
130.8
141.08
125.82
141.68
148.62
153.56
249.44
260.41
258.43
294.05
366.58
389.93
406.57
401.99
Revenue per Share
14.67
11.77
49.43
24.7
35.65
27.83
29.07
39.41
31.69
45.13
52.29
82.63
106.39
134.67
164.04
178.76
177.21
Basic EPS, GAAP
-243.45
17.16
-26.09
187.91
770.38
79.9
-112.34
321.31
-139.09
79.57
-187.93
5.59
248.76
116.31
157.49
274.46
-213.11
Free Cash Flow per Basic Share
0.85
2.8
2
3.25
3.25
3.25
4
3
- -
2
- -
6.36
5.38
10
15
20
- -
Dividend per Share
331.69
341.59
366.92
403.59
442.76
480.34
568.19
588.85
633.14
1,426.19
1,463.54
1,542.36
1,691.32
1,728.6
1,862.9
2,072.4
2,106.18
Book Value per Share
326
341.59
366.92
402.15
441.32
478.9
567.22
588.67
632.96
1,426.19
1,463.54
1,542.36
1,691.32
1,728.6
1,862.9
2,072.4
2,106.18
Tangible Book Value per Share
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
Basic Weighted Avg Shares
55
57
85
83
89
80
90
94
97
158
165
163
186
232
247
257
254
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
21.39
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
4
4
4
4
4
4
4
4
3
7
6
6
7
7
6
8
9
Depreciation Expense
9
7
31
16
23
18
18
25
20
29
33
52
67
85
104
113
112
Net Income, GAAP
21.05
26.1
16.51
23.89
18.68
18.44
15.07
16.53
19.55
8.62
12.33
19.21
20.13
20.43
23.04
20.73
20.99
Effective Tax Rate (%)
16.91
13.09
36.64
18.88
25.27
22.12
20.52
26.51
20.64
18.09
20.08
31.97
36.18
36.74
42.07
43.97
44.08
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,118
1,098
1,011
1,040
827
571
490
401
451
415
511
6,048
5,976
6,465
6,835
6,862
702
LT Debt
210
216
232
255
280
304
359
376
404
906
930
976
1,070
1,093
1,178
1,311
1,332
Total Equity
- -
- -
- -
- -
- -
- -
1.88
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
0.77
0.56
2.45
1.23
1.88
1.78
2.13
3.06
2.43
2.61
2.38
1.23
0.96
1.17
1.33
1.4
5.58
Return on Capital (%)
4.7
3.5
13.95
6.41
8.42
6.03
5.55
6.81
5.19
4.38
3.62
5.5
6.58
7.88
9.14
9.09
8.79
Return on Common Equity (%)

Capital Structure

NOK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
175
206
194

Working Capital

NOK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
91
90
93
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

NOK

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
19.3%
7.16%
11.25%
Free Cash Flow
304.24%
861.14%
74.27%
Net Income, GAAP
22.28%
28.83%
8.97%
Sales/Revenue/Turnover
13.6%
9.67%
4.27%
Total Cash Common Dividend
- -
- -
33.34%

Quarterly Revenue

NOK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
55
66
62
64
247
2025
61
71
62
64
257
2026
58
70
- -
- -
- -

Quarterly Earnings Per Share

NOK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
30.07
53.82
44.57
35.58
164.04
2025
39.86
50.4
50.21
38.29
178.76
2026
35.18
53.53
- -
- -
- -

Quarterly Dividends Per Share

NOK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
15
2025
- -
- -
- -
- -
20
2026
- -
- -
- -
- -
- -
Similar Companies
HDFC Bank Limited (NSE:HDFCBANK)
Bank of America Corporation (NYSE:BAC)
JP Morgan Chase & Co. (NYSE:JPM)
Axis Bank Limited (NSE:AXISBANK)
Kotak Mahindra Bank Limited (NSE:KOTAKBANK)
Banco Santander, S.A. (BME:SAN)
Business
Sogn Sparebank (SOGN.OL) operates as a regional savings bank in Norway, providing a range of retail and corporate banking services including savings accounts, loans, mortgages, payment services, insurance products, and investment advisory to individuals, small and medium-sized enterprises, and local businesses primarily in the Sogn og Fjordane region. The bank offers core products such as current accounts, fixed deposits, personal and business loans, home financing, leasing solutions, digital banking platforms, and wealth management services through its branches and online channels. Headquartered in Sogndal, Norway, and founded in 1836, Sogn Sparebank maintains operations across western Norway with a focus on sustainable local development and customer-centric financial solutions. In recent developments, the bank has expanded its digital offerings with enhanced mobile banking apps and participated in regional green financing initiatives to support renewable energy projects in fjord communities. Additionally, Sogn Sparebank reported steady profit growth in 2024 amid Norway's strong economy and strengthened its capital position through retained earnings, positioning it for potential mergers within the Norwegian savings bank sector.