Sogn Sparebank

Sogn Sparebank

301.00
NOK
-0.90
(-0.30%)
177.21EPS
1.73P/E
193.55MMarket Cap
Nov 13Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
130.8
141.08
125.82
141.68
148.62
153.56
249.44
260.41
258.43
294.05
366.58
389.93
406.57
401.99
Basic EPS, GAAP
24.7
35.65
27.83
29.07
39.41
31.69
45.13
52.29
82.63
106.39
134.67
164.04
178.76
177.21
Free Cash Flow per Basic Share
187.91
770.38
79.9
-112.34
321.31
-139.09
79.57
-187.93
5.59
248.76
116.31
157.49
274.46
-213.11
Dividend per Share
3.25
3.25
3.25
4
3
- -
2
- -
6.36
5.38
10
15
20
- -
Book Value per Share
403.59
442.76
480.34
568.19
588.85
633.14
1,426.19
1,463.54
1,542.36
1,691.32
1,728.6
1,862.9
2,072.4
2,106.18
Tangible Book Value per Share
402.15
441.32
478.9
567.22
588.67
632.96
1,426.19
1,463.54
1,542.36
1,691.32
1,728.6
1,862.9
2,072.4
2,106.18
Basic Weighted Avg Shares
1
1
1
1
1
1
1
1
1
1
1
1
1
1
Sales/Revenue/Turnover
83
89
80
90
94
97
158
165
163
186
232
247
257
254
Operating Margin (%)
- -
- -
- -
21.39
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
4
4
4
4
4
3
7
6
6
7
7
6
8
9
Net Income, GAAP
16
23
18
18
25
20
29
33
52
67
85
104
113
112
Effective Tax Rate (%)
23.89
18.68
18.44
15.07
16.53
19.55
8.62
12.33
19.21
20.13
20.43
23.04
20.73
20.99
Profit Margin (%)
18.88
25.27
22.12
20.52
26.51
20.64
18.09
20.08
31.97
36.18
36.74
42.07
43.97
44.08
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,040
827
571
490
401
451
415
511
6,048
5,976
6,465
6,835
6,862
702
Total Equity
255
280
304
359
376
404
906
930
976
1,070
1,093
1,178
1,311
1,332
Return on Invested Capital (%)
- -
- -
- -
1.88
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
1.23
1.88
1.78
2.13
3.06
2.43
2.61
2.38
1.23
0.96
1.17
1.33
1.4
5.58
Return on Common Equity (%)
6.41
8.42
6.03
5.55
6.81
5.19
4.38
3.62
5.5
6.58
7.88
9.14
9.09
8.79

Capital Structure

NOK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
175
206
194

Working Capital

NOK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
91
90
93
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

NOK

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
19.3%
7.16%
11.25%
Free Cash Flow
304.24%
861.14%
74.27%
Net Income, GAAP
22.28%
28.83%
8.97%
Sales/Revenue/Turnover
13.6%
9.67%
4.27%
Total Cash Common Dividend
- -
- -
33.34%

Quarterly Revenue

NOK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
55
66
62
64
247
2025
61
71
62
64
257
2026
58
70
- -
- -
- -

Quarterly Earnings Per Share

NOK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
30.07
53.82
44.57
35.58
164.04
2025
39.86
50.4
50.21
38.29
178.76
2026
35.18
53.53
- -
- -
- -

Quarterly Dividends Per Share

NOK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
15
2025
- -
- -
- -
- -
20
2026
- -
- -
- -
- -
- -

Company Description

CEO
Mads Arnfinn Indrehus
Full Time Employees
44
Sector
Finance
Industry
Major banks
Address
Minister Evensensveg 8 Ardalstangen SF Norway 6885
IPO Date
Jan 20, 1997
Business
Sogn Sparebank (SOGN.OL) operates as a regional savings bank in Norway, providing a range of retail and corporate banking services including savings accounts, loans, mortgages, payment services, insurance products, and investment advisory to individuals, small and medium-sized enterprises, and local businesses primarily in the Sogn og Fjordane region. The bank offers core products such as current accounts, fixed deposits, personal and business loans, home financing, leasing solutions, digital banking platforms, and wealth management services through its branches and online channels. Headquartered in Sogndal, Norway, and founded in 1836, Sogn Sparebank maintains operations across western Norway with a focus on sustainable local development and customer-centric financial solutions. In recent developments, the bank has expanded its digital offerings with enhanced mobile banking apps and participated in regional green financing initiatives to support renewable energy projects in fjord communities. Additionally, Sogn Sparebank reported steady profit growth in 2024 amid Norway's strong economy and strengthened its capital position through retained earnings, positioning it for potential mergers within the Norwegian savings bank sector.