Real Matters, Inc.

Real Matters, Inc.

2.37
USD
-0.07
(-3.03%)
-0.28EPS
297.90MMarket Cap
Nov 19Next Earn
Real Matters, Inc.
OTC:RLLMF
(OTC Markets)

Recent

price

2.37

P/E

ratio

- -

div

yld

- -

ROIC.AI

2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
USD
1.32
1.96
2.86
3.77
3.19
3.73
5.39
6.09
4.44
2.25
2.36
2.29
2.77
Revenue per Share
-0.01
-0.06
-0.07
-0.3
-0.05
0.1
0.5
0.4
-0.12
-0.08
- -
-0.31
-0.28
Basic EPS, GAAP
-0.05
0.06
0.03
-0.13
0.11
0.27
0.86
0.27
0.21
-0.05
0.06
-0.11
-0.04
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
0.56
1.21
2.12
2.02
2
2.45
2.02
1.58
1.53
1.57
1.22
1.19
Book Value per Share
- -
0.18
-0.09
1.03
1.12
1.18
1.65
1.17
0.92
0.88
0.94
0.62
0.58
Tangible Book Value per Share
87
87
87
80
88
86
85
83
77
73
73
74
69
Basic Weighted Avg Shares
115
170
249
303
281
323
456
504
340
164
173
170
191
Sales/Revenue/Turnover
-0.63
0.64
-0.47
-5.07
-5.58
5.27
14.34
10.27
0.39
-4.64
-2.35
-4.67
-1.53
Operating Margin (%)
3
4
14
21
20
10
4
5
5
4
3
3
3
Depreciation Expense
-1
-5
-6
-24
-5
9
42
33
-9
-6
- -
-23
-19
Net Income, GAAP
- -
- -
- -
- -
- -
29.43
30.37
28.27
- -
- -
- -
- -
1,629.05
Effective Tax Rate (%)
-0.79
-2.99
-2.53
-7.93
-1.62
2.78
9.21
6.54
-2.73
-3.77
0.01
-13.35
-10.02
Profit Margin (%)
- -
23
11
81
81
88
134
81
52
47
51
45
43
Working Capital
- -
9
15
- -
- -
- -
7
6
4
2
2
1
1
LT Debt
- -
48
108
189
182
174
212
160
115
112
116
91
88
Total Equity
- -
- -
- -
- -
- -
6.23
22.99
19.05
- -
- -
- -
- -
47.6
Return on Invested Capital (%)
- -
- -
- -
- -
- -
4.43
21.03
17.12
- -
- -
- -
- -
-23.18
Return on Capital (%)
- -
- -
-8.16
-16.5
-2.52
5.15
22.15
17.91
-6.76
-5.45
0.02
-21.94
-19.3
Return on Common Equity (%)

Capital Structure

USD

•

in mil. unless spec.
Dec'26
Mar'26
Jun'26
ST Debt
1
1
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
1
1
1
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
74
74
74
Market Capitalization
314
293
298

Working Capital

USD

•

in mil. unless spec.
Dec'26
Mar'26
Jun'26
Total Current Assets
56
59
58
Cash, Cash Equivalents & STI
44
42
40
Accounts Receivable, Net
10
16
16
Inventories
- -
- -
- -
Total Current Liabilities
12
15
15
Payables & Accruals
11
14
13
ST Debt
1
1
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.79%
-14.7%
-21.47%
Free Cash Flow
-109.91%
-144.61%
-275.94%
Net Income, GAAP
-12,595.82%
-25,251.09%
-125,972.22%
Sales/Revenue/Turnover
4.64%
-14.03%
-1.72%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
35
42
49
46
173
2025
41
37
45
46
170
2026
47
47
51
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.05
0.03
0.02
- -
- -
2025
0.03
-0.03
-0.07
-0.34
-0.31
2026
-0.05
0.02
0.01
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Real Matters Inc. is a Canada-based technology and network management services provider for the mortgage lending and insurance industries. Founded in 2004 and headquartered in Markham, Ontario, the company operates through three segments: U.S. Appraisal, which offers residential mortgage appraisals for purchase, refinance, and home equity transactions via its Solidifi brand; U.S. Title, providing title and settlement services including notary, attorney, and real estate broker networks; and Canada, delivering appraisal, title, and insurance inspection services. Its platform combines proprietary technology with networks of tens of thousands of independent qualified field agents to deliver property valuation, collateral risk management, data analytics, and related services over a cloud-based environment, primarily serving top U.S. and Canadian lenders. Geographically, Real Matters focuses on residential real estate markets in the United States and Canada, targeting mortgage originators, insurers, and financial institutions. In fiscal 2025, the company reported consolidated revenues of $170 million, launched multiple new clients including the largest U.S. credit union and a second Tier 1 lender in U.S. Title, doubled market share with the largest reverse mortgage lender, added a top-15 lender and expanded with a top-50 lender in U.S. Appraisal, and introduced seven new clients in Canada, positioning it for growth amid pent-up U.S. mortgage refinance demand.

Company News

  • Real Matters Q3 Earnings Call Highlights

  • Real Matters Inc. (REAL:CA) Q2 2026 Earnings Call Transcript

  • Real Matters Announces Election of Directors

  • Real Matters Inc. (REAL:CA) Q1 2026 Earnings Call Transcript

  • Real Matters Reports First Quarter Financial Results

  • Real Matters to Hold Virtual Annual and Special Meeting on February 5, 2026

  • Real Matters Inc. (REAL:CA) Q4 2025 Earnings Call Transcript

  • Real Matters Reports Fourth Quarter and Fiscal 2025 Financial Results

  • Real Matters Inc. (RLLMF) Q3 2025 Earnings Call Transcript

  • Real Matters Reports Third Quarter Financial Results

  • Real Matters to Announce Third Quarter Fiscal 2025 Financial Results on July 31, 2025

  • Real Matters Appoints Mortgage Market Industry Veteran John Walsh to its Board of Directors

  • Real Matters Inc. (RLLMF) Q2 2025 Earnings Call Transcript

  • Real Matters Reports Second Quarter Financial Results

  • Real Matters to Announce Second Quarter Fiscal 2025 Financial Results on April 30, 2025

  • Real Matters Announces Election of Directors

  • Real Matters Inc. (RLLMF) Q1 2025 Earnings Call Transcript

  • Real Matters Reports First Quarter Financial Results

  • Real Matters to Hold Virtual Annual General Meeting on February 6, 2025

  • Real Matters to Announce First Quarter Fiscal 2025 Financial Results on January 30, 2025