Prosperity Bancshares, Inc.

Prosperity Bancshares, Inc.

71.87
USD
-0.10
(-0.14%)
5.77EPS
12.65P/E
7.35BMarket Cap
Jan 27Next Earn
Prosperity Bancshares, Inc.
NYSE:PB
(New York Stock Exchange)

Recent

price

71.87

P/E

ratio

12.65

div

yld

3.31%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
USD
7.98
8.02
8.63
9.64
11.27
10.5
10.53
10.31
10.42
10.83
12.06
11.85
12.15
11.5
12.05
12.66
- -
Revenue per Share
2.74
3.03
3.24
3.66
4.32
4.09
3.94
3.92
4.61
4.52
5.68
5.6
5.73
4.51
5.05
5.72
- -
Basic EPS, GAAP
3.51
4.45
3.81
4.69
4.88
4.3
4.73
5.46
4.37
5.23
6.02
7.29
5.07
6.59
4.75
5.45
- -
Free Cash Flow per Basic Share
0.64
0.72
0.8
0.89
0.99
1.12
1.24
1.38
1.49
1.75
1.87
1.99
2.11
2.21
2.26
2.33
1.71
Dividend per Share
31.11
33.41
37.01
42.19
46.5
49.45
52.41
55.03
58.02
63.02
66.23
69.73
73.37
75.54
78.07
81.84
- -
Book Value per Share
10.7
13.25
14.99
16.25
18.8
22.06
24.4
27.12
30.34
28.08
30.53
34
37.41
38.62
40.61
43.64
- -
Tangible Book Value per Share
47
47
52
60
69
70
70
69
70
74
93
93
92
93
95
95
104
Basic Weighted Avg Shares
372
376
447
582
776
736
734
716
728
796
1,122
1,098
1,113
1,068
1,145
1,201
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
17
16
16
17
24
22
22
19
18
20
31
30
28
31
35
34
- -
Depreciation Expense
128
142
168
221
297
287
274
272
322
333
529
519
525
419
479
543
- -
Net Income, GAAP
33.42
33.69
33.29
32.87
33.27
33.37
32.84
32.98
20.15
20.67
18
21.28
21.26
21.54
21.75
21.73
- -
Effective Tax Rate (%)
34.33
37.71
37.58
38.02
38.32
38.97
37.39
38
44.22
41.76
47.14
47.29
47.12
39.26
41.87
45.19
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
467
98
97
135
176
6
6
5
1
130
- -
- -
1,850
3,725
3,200
1,950
- -
LT Debt
1,452
1,567
2,089
2,787
3,245
3,463
3,642
3,824
4,053
5,971
6,131
6,427
6,699
7,079
7,438
7,616
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
7.54
7.91
8.2
8.27
9.38
7.77
6.39
6.07
6.84
5.33
7.82
8.27
6.23
3.96
4.47
5.37
- -
Return on Capital (%)
9.11
9.39
9.18
9.08
9.86
8.55
7.73
7.29
8.17
6.64
8.74
8.27
7.99
6.09
6.6
7.21
- -
Return on Common Equity (%)

Capital Structure

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
ST Debt
- -
- -
- -
LT Borrowings
2,276
2,470
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
101
101
120
Market Capitalization
6,774
7,350
7,926

Working Capital

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,904
2,041
- -
Accounts Receivable, Net
121
120
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
30
27
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.84%
4.44%
2.39%
Free Cash Flow
8.61%
1.89%
14.49%
Net Income, GAAP
8.22%
1.34%
13.24%
Sales/Revenue/Turnover
5.66%
1.46%
4.91%
Total Cash Common Dividend
11.35%
4.97%
3.29%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
266
293
291
295
1,145
2025
295
299
302
305
1,201
2026
350
375
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.18
1.17
1.34
1.37
5.05
2025
1.37
1.42
1.45
1.49
5.72
2026
1.16
1.67
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.56
0.56
0.56
0.58
2.26
2025
0.58
0.58
0.58
0.59
2.33
2026
0.61
0.6
- -
- -
- -
Business
Prosperity Bancshares, Inc. (NYSE: PB) operates as the bank holding company for Prosperity Bank, a regional institution providing a broad range of retail and commercial banking products and services to consumers, small- to mid-sized businesses, and other customers primarily throughout Texas and central Oklahoma; the company offers deposit products including checking and demand accounts, savings accounts, money market accounts, time deposits, and certificates of deposit; it provides diverse loan products such as 1-4 family residential mortgages, commercial real estate and multifamily residential loans, commercial and industrial loans, agricultural and non-real estate agricultural loans, construction, land development, and other land loans, consumer loans including automobile, recreational vehicle, boat, home improvement, personal, and deposit account collateralized loans, term loans and lines of credit, consumer durables, home equity loans, and loans for working capital, business expansion, equipment and machinery purchases; additional services encompass digital banking, internet banking, mobile banking, debit and credit cards, trust and wealth management, retail brokerage, mortgage services, and treasury management, supported by a network of over 280 branches concentrated in key Texas markets including Houston, Dallas-Fort Worth, San Antonio, Austin, Corpus Christi, and West Texas areas like Midland-Odessa and Lubbock, as well as select locations in central Oklahoma. Founded in 1983 and headquartered at Prosperity Bank Plaza, 4295 San Felipe, Houston, Texas, the company pursues growth through strategic acquisitions and organic expansion, maintaining a conservative lending approach with low nonperforming assets and strong capital levels. Recent developments include the completion of the merger with Lone Star State Bancshares, Inc. in April 2024 with operational integration finalized in October 2024; the signing of a definitive merger agreement in July 2025 to acquire American Bank Holding Corporation, parent of American Bank, N.A. in Corpus Christi, Texas, in a stock-for-stock transaction valued at approximately $321.5 million, adding 18 banking offices and 2 loan production offices in South and Central Texas and expected to close in Q4 2025 or Q1 2026; the signing of a definitive merger agreement in October 2025 to acquire Southwest Bancshares, Inc., parent of Texas Partners Bank in San Antonio, Texas, for approximately $269 million in stock, incorporating $2.4 billion in assets, 11 banking centers in Central Texas including San Antonio, Kerrville, and Bandera, and slated for closure in Q1 2026; shareholder approval of the American Bank acquisition in November 2025; quarterly dividend increases, including to $0.60 per share for Q4 2025; and the announcement of stock repurchase programs in January 2025 and earlier periods.

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  • PROSPERITY BANCSHARES, INC.® INVITES YOU TO JOIN ITS THIRD QUARTER 2026 EARNINGS CONFERENCE CALL