Preferred Bank
NASDAQ Global SelectTotal Valuation
Preferred Bank carries a market capitalization of 1.11B, placing it among publicly traded companies globally. Its enterprise value stands at 698.29M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 1.11B |
| Enterprise Value | 698.29M |
Share Statistics
Preferred Bank currently has 11.84M shares outstanding.
| Shares Outstanding | 11.84M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Preferred Bank trades at a trailing price-to-earnings ratio of 8.31. The price-to-sales ratio is 3.91, and the price-to-book ratio stands at 1.11.
| PE Ratio | 8.31 |
| PS Ratio | 3.91 |
| PB Ratio | 1.11 |
| P/TBV Ratio | 1.45 |
| P/FCF Ratio | 6.65 |
| P/OCF Ratio | 6.62 |
Enterprise Valuation
On an enterprise value basis, Preferred Bank trades at an EV/EBITDA multiple of 429.19 and an EV/FCF ratio of 4.07.
| EV / Sales | 2.44 |
| EV / EBITDA | 429.19 |
| EV / EBIT | N/A |
| EV / FCF | 4.07 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 49.75 |
| Debt / EBITDA | 235.49 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 13.97 |
| Return on Assets (ROA) | 1.83 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Preferred Bank has paid 56.79M in income taxes, reflecting an effective tax rate of 29.65.
| Income Tax | 56.79M |
| Effective Tax Rate | 29.65 |
Stock Price Statistics
Preferred Bank's stock has gained approximately 13.36963% over the past 52 weeks. The 50-day moving average sits at 93.39, while the 200-day moving average is 92.58.
| Beta (5Y) | N/A |
| 52-Week Price Change | 13.36963% |
| 50-Day Moving Average | 93.39 |
| 200-Day Moving Average | 92.58 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Preferred Bank generated 286.37M in revenue and converted that into 134.75M in net income, yielding earnings per share of 10.72.
| Revenue | 286.37M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 191.54M |
| Net Income | 134.75M |
| EBITDA | 1.63M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 10.72 |
Balance Sheet
Preferred Bank holds 805.16M in cash and equivalents against 383.15M in total debt, resulting in a net debt position of -456.39M.
| Cash & Cash Equivalents | 805.16M |
| Total Debt | 383.15M |
| Net Debt | -456.39M |
| Equity (Book Value) | 1.01B |
| Book Value Per Share | 82.02 |
| Working Capital | N/A |
Cash Flow
Preferred Bank produced 169.13M in operating cash flow over the past twelve months. After subtracting -2.32M in capital expenditures, free cash flow totaled 166.81M - equivalent to 13.50 per share.
| Operating Cash Flow | 169.13M |
| Capital Expenditures | -2.32M |
| Free Cash Flow | 166.81M |
| FCF Per Share | 13.50 |
Margins
Preferred Bank operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 66.89 |
| Profit Margin | 47.06 |
| EBITDA Margin | 0.57 |
Dividends & Yields
The company's payout ratio of 28.28 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 3.08 |
| Dividend Yield | N/A |
| Payout Ratio | 28.28 |
| Shareholder Yield | -34.64 |
| FCF Yield | 15.04 |
Stock Splits
Preferred Bank's most recent stock split took place on June 20, 2011 with a 5:1 split ratio.
| Last Split Date | 6/20/2011 |
| Split Ratio | 5:1 |
Scores
Preferred Bank posts an Altman Z-Score of 0.28, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.28 |