1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Preferred Bank

Preferred Bank

PFBC
Preferred BankUS flagNASDAQ Global Select
95.81
USD
+1.35
- -
1.13BMarket Cap

Income Statement (USD)

APIChat
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Sales/Revenue/Turnover
38
49
65
76
88
109
135
163
171
180
194
254
293
284
283
+ Sales & Services Revenue
38
49
65
76
88
109
135
163
171
180
194
254
293
284
283
- Cost of Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cost of Goods & Services
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Profit
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Income
- -
-3
-31
-41
-50
-60
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Operating Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Selling, General & Admin
11
13
17
18
22
27
31
36
40
40
43
49
52
55
58
+ Research & Development
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Expense
-11
-13
-17
-18
-22
-27
-31
-36
-40
-40
-43
-49
-52
-55
-58
Operating Income (Loss)
- -
3
31
41
50
60
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Non-Operating (Income) Loss
-7
- -
- -
- -
- -
- -
-80
-99
-111
-97
-134
-179
-210
-184
-190
+ Interest Expense, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Interest Income
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
-7
- -
- -
- -
- -
- -
-80
-99
-111
-97
-134
-179
-210
-184
-190
Pretax Income
7
3
31
41
50
60
80
99
111
97
134
179
210
184
190
- Income Tax Expense (Benefit)
-5
-21
12
16
20
23
37
28
33
27
39
50
60
53
56
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
12
24
19
25
30
36
43
71
78
69
95
129
150
131
134
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
12
24
19
25
30
36
43
71
78
69
95
129
150
131
134
- Minority Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
12
24
19
25
30
36
43
71
78
69
95
129
150
131
134
- Preferred Dividends
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
12
24
19
25
30
36
43
71
78
69
95
129
150
131
134
EBIT
- -
3
31
41
50
60
- -
- -
- -
- -
- -
- -
- -
- -
- -
EBITDA
1
4
32
41
51
61
1
1
1
2
2
2
2
2
2
EBITDA Margin (%)
1.95
8.09
49.34
54.58
57.64
55.72
0.73
0.58
0.79
1.06
0.98
0.74
0.59
0.76
0.62
EBITA
- -
3
31
41
50
60
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Margin (%)
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
Operating Margin (%)
- -
6.76
48.28
53.94
56.94
54.86
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
32.24
49.06
29.44
32.47
33.72
33.42
32.15
43.55
45.86
38.55
49.19
50.65
51.18
46.01
47.15
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
0.1
0.47
0.61
0.76
1.04
1.21
1.2
1.44
1.72
2.21
2.81
- -
Depreciation Expense
1
1
1
- -
1
1
1
1
1
2
2
2
2
2
2
Basic Weighted Avg Shares
13
13
13
13
13
14
14
15
15
15
15
15
14
13
- -
Basic EPS, GAAP
0.94
1.83
1.46
1.85
2.21
2.62
3.01
4.71
5.2
4.67
6.41
8.84
10.64
9.79
- -
Basic EPS from Cont Ops
0.94
1.83
1.46
1.85
2.21
2.62
3.01
4.71
5.2
4.67
6.41
8.84
10.64
9.79
- -
Diluted Weighted Avg Shares
13
13
13
14
14
14
14
15
15
15
15
15
14
14
- -
Diluted EPS, GAAP
0.94
1.8
1.44
1.81
2.17
2.6
2.99
4.71
5.2
4.67
6.41
8.7
10.52
9.64
- -
Diluted EPS from Cont Ops
0.94
1.8
1.44
1.81
2.17
2.6
2.99
4.71
5.2
4.67
6.41
8.7
10.52
9.64
- -

Balance Sheet (USD)

APIChat
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Total Current Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash, Cash Equivalents & STI
309
363
369
366
466
506
635
709
739
979
1,483
1,176
1,205
1,114
807
+ Cash & Cash Equivalents
142
152
227
215
296
306
447
527
499
739
1,031
748
891
766
807
+ ST Investments
166
211
143
151
170
200
188
182
241
240
452
428
314
349
- -
+ Accounts & Notes Receiv
5
6
7
6
8
10
14
14
18
24
15
24
36
36
38
+ Accounts Receivable, Net
5
6
5
6
8
10
11
14
15
24
15
24
34
34
34
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
- -
1
2
- -
- -
- -
3
- -
3
- -
- -
- -
2
2
4
+ Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Assets
-313
-369
-376
-372
-474
-516
-649
-723
-758
-1,003
-1,497
-1,199
-1,241
-1,150
-845
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Property, Plant & Equip, Net
5
4
4
4
6
5
6
7
29
28
33
31
32
22
39
+ Property, Plant & Equip
13
14
14
14
18
17
18
21
41
41
48
48
51
43
61
- Accumulated Depreciation
9
9
10
10
12
12
13
14
12
13
15
17
19
21
23
+ LT Investments & Receivables
169
212
149
176
191
234
232
234
301
309
525
512
400
427
655
+ LT Investments
169
212
149
176
191
234
232
234
301
309
525
512
400
427
655
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
-174
-216
-153
-180
-197
-239
-237
-242
-330
-337
-557
-543
-432
-449
-694
+ Total Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Goodwill
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
-174
-216
-153
-180
-197
-239
-237
-242
-330
-337
-557
-543
-432
-449
-694
Total Assets
1,310
1,555
1,769
2,054
2,599
3,222
3,770
4,216
4,628
5,144
6,046
6,425
6,659
6,923
7,601
+ Payables & Accruals
1
1
1
1
2
3
4
7
3
1
1
3
16
17
17
+ Accounts Payable
1
1
1
1
2
3
4
7
3
1
1
3
16
17
17
+ Accrued Taxes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Borrowings
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Liabilities
-1
-1
-1
-1
-2
-3
-4
-7
-3
-1
-1
-3
-16
-17
-17
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
-1
-1
-1
-1
-2
-3
-4
-7
-3
-1
-1
-3
-16
-17
-17
Total Current Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Debt
26
- -
20
20
27
125
105
100
120
118
171
169
168
165
384
+ LT Borrowings
26
- -
20
20
27
125
105
100
99
99
148
148
148
148
349
+ LT Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
20
19
23
21
20
17
35
+ Other LT Liabilities
-26
- -
-20
-20
-27
-125
-105
-100
-120
-118
-171
-169
-168
-165
-384
+ Accrued Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Pension Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
-26
- -
-20
-20
-27
-125
-105
-100
-120
-118
-171
-169
-168
-165
-384
Total Noncurrent Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Liabilities
1,152
1,367
1,562
1,819
2,335
2,924
3,415
3,800
4,158
4,618
5,460
5,795
5,964
6,160
6,812
+ Preferred Equity and Hybrid Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Share Capital & APIC
186
187
189
194
201
210
247
258
266
275
284
292
298
307
316
+ Common Stock
163
163
163
164
167
170
208
211
211
211
211
211
211
211
211
+ Additional Paid in Capital
23
25
26
30
35
40
39
47
55
64
73
82
87
96
105
- Treasury Stock
19
19
19
19
19
19
33
35
55
58
75
108
163
201
293
+ Retained Earnings
-6
17
37
59
81
108
140
195
255
301
373
475
592
685
781
+ Other Equity
-3
2
- -
2
1
-1
1
-2
4
7
5
-29
-32
-27
-14
Equity Before Minority Interest
158
188
207
235
264
298
355
417
470
525
587
630
695
763
789
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
158
188
207
235
264
298
355
417
470
525
587
630
695
763
789
Total Liabilities & Equity
1,310
1,555
1,769
2,054
2,599
3,222
3,770
4,216
4,628
5,144
6,046
6,425
6,659
6,923
7,601
Shares Outstanding
13
13
13
14
14
14
15
15
15
15
15
14
14
13
12
Number of Employees
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
- -
- -
- -
- -
- -
- -
- -
20
19
23
21
20
17
35
Net Debt
-116
-152
-207
-195
-270
-181
-341
-426
-399
-640
-883
-600
-743
-617
-458
Net Debt to Equity
-73.69
-80.92
-99.85
-83.05
-102.04
-60.72
-96.18
-102.33
-84.98
-121.83
-150.47
-95.1
-106.84
-80.85
-58.06
Tangible Common Equity Ratio
12.07
12.08
11.7
11.44
10.16
9.25
9.42
9.88
10.15
10.22
9.7
9.81
10.44
11.02
10.39
Current Ratio
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash Conversion Cycle
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Cash Flow Statement (USD)

APIChat
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
+ Net Income
12
24
19
25
30
36
43
71
78
69
95
129
150
131
134
+ Depreciation & Amortization
1
1
1
- -
1
1
1
1
1
2
2
2
2
2
2
+ Non-Cash Items
8
6
8
7
4
7
18
19
14
35
9
16
25
24
33
+ Stock-Based Compensation
1
1
1
4
3
2
4
8
8
9
9
8
6
9
10
+ Deferred Income Taxes
-7
-20
5
1
-2
-1
8
-1
-2
-4
-1
-3
-5
- -
- -
+ Asset Impairment Charge
5
4
2
1
- -
- -
- -
- -
- -
- -
- -
-2
- -
- -
- -
+ Other Non-Cash Adj
9
21
- -
2
2
7
6
12
9
30
1
13
23
15
23
+ Chg in Non-Cash Work Cap
4
-4
2
10
-6
8
-9
8
-7
-3
13
-3
-1
7
-1
+ (Inc) Dec in Accts Receiv
- -
- -
-1
2
1
2
-3
3
-1
-2
8
-9
-14
10
-21
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Accts Payable
- -
- -
3
3
1
6
-3
9
-6
-1
5
6
13
-2
21
+ Inc (Dec) in Other
4
-4
- -
5
-8
- -
-3
-4
- -
- -
- -
- -
- -
- -
- -
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
25
26
31
42
28
53
53
99
87
104
120
144
175
165
168
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
- -
- -
-1
- -
-2
-1
-1
-3
-6
-1
-1
- -
-2
-1
-1
+ Acq of Fixed Prod Assets
- -
- -
-1
- -
-2
-1
-1
-3
-6
-1
-1
- -
-2
-1
-1
+ Acq of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
- -
- -
- -
- -
- -
- -
18
- -
-21
-2
-18
-33
-55
-38
-93
+ Increase in Capital Stock
- -
- -
- -
- -
- -
- -
33
2
- -
- -
- -
- -
- -
- -
- -
+ Decrease in Capital Stock
- -
- -
- -
- -
- -
- -
-14
-1
-21
-2
-18
-33
-55
-38
-93
+ Net Change in LT Investment
17
-41
48
-18
-23
-42
9
-13
-60
-4
-232
-37
94
-37
-223
+ Dec in LT Investment
57
42
58
32
8
26
24
16
66
181
50
83
167
23
47
+ Inc in LT Investment
-40
-83
-10
-50
-31
-67
-15
-29
-126
-185
-282
-120
-73
-61
-270
+ Net Cash From Acq & Div
- -
- -
-7
-5
-1
-3
-7
-14
-10
-8
- -
- -
- -
- -
- -
+ Cash from Divestitures
- -
- -
- -
- -
3
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for Acq of Subs
- -
- -
-7
-5
-4
-3
-7
-14
-10
-8
- -
- -
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
-45
-189
-169
-271
-447
-484
-390
-380
-381
-305
-388
-663
-190
-383
-400
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
-28
-231
-128
-294
-473
-530
-389
-409
-457
-319
-620
-700
-98
-422
-624
+ Dividends Paid
- -
- -
- -
-1
-6
-8
-11
-16
-18
-18
-21
-25
-31
-37
-38
+ Net Cash From Debt
- -
-26
20
- -
13
101
-20
-5
-1
- -
48
- -
- -
- -
- -
+ Cash From Debt
- -
- -
20
- -
7
101
- -
- -
- -
- -
148
- -
- -
- -
- -
+ Repayments of Debt
- -
-26
- -
- -
7
- -
-20
-5
-1
- -
-100
- -
- -
- -
- -
+ Other Financing Activities
37
240
172
248
507
480
500
378
344
459
783
331
152
208
629
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
37
214
192
246
514
572
488
358
303
439
792
273
66
132
497
Effect of Foreign Exchange Rates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Changes in Cash
34
10
95
-6
69
95
151
47
-67
224
291
-283
143
-125
42
EBITDA
1
4
32
41
51
61
1
1
1
2
2
2
2
2
2
EBITDA Margin (%)
1.95
8.09
49.34
54.58
57.64
55.72
0.73
0.58
0.79
1.06
0.98
0.74
0.59
0.76
0.62
Free Cash Flow
25
26
30
41
26
52
52
96
80
102
119
143
173
164
167
Net Cash Paid for Acquisitions
- -
- -
7
5
1
3
7
14
10
8
- -
- -
- -
- -
- -
Free Cash Flow to Firm
- -
- -
30
41
26
52
52
96
80
102
119
143
173
164
167
Free Cash Flow to Equity
25
- -
50
41
39
153
32
91
79
102
167
143
173
164
167
Free Cash Flow per Basic Share
1.93
2.01
2.29
3.1
1.94
3.74
3.59
6.39
5.34
6.87
8.01
9.84
12.27
12.26
- -
Price/Free Cash Flow
3.83
7.04
8.62
9.01
14.89
13.76
15.62
6.41
9.77
7.14
8.88
7.67
5.86
7.08
- -
Cash Flow to Net Income
2.06
1.11
1.59
1.7
0.95
1.45
1.23
1.39
1.1
1.49
1.26
1.12
1.17
1.26
1.26
Capital Expenditures
- -
- -
-1
- -
-2
-1
-1
-3
-6
-1
-1
- -
-2
-1
-1