Preferred Bank

Preferred Bank

PFBC
Preferred BankUS flagNASDAQ Global Select
93.70
USD
-2.11
- -
1.11BMarket Cap
Preferred Bank
PFBC
(NASDAQ Global Select)

Recent

price

93.70

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
3.98
2.92
3.73
4.97
5.7
6.54
7.84
9.35
10.83
11.35
12.11
13.02
17.45
20.8
21.28
22.5
23.18
Revenue per Share
-6.21
0.94
1.83
1.46
1.85
2.21
2.62
3.01
4.71
5.2
4.67
6.41
8.84
10.64
9.79
10.61
10.91
Basic EPS, GAAP
6.77
1.93
2.01
2.29
3.1
1.94
3.74
3.59
6.39
5.34
6.87
8.01
9.84
12.27
12.26
13.24
13.5
Free Cash Flow per Basic Share
- -
- -
- -
- -
0.1
0.47
0.61
0.76
1.04
1.21
1.2
1.44
1.72
2.21
2.81
3.04
3.08
Dividend per Share
-2.75
12.04
13.82
15.24
16.75
18.36
20.03
24.08
26.95
30.94
34.39
39.27
47.05
56.98
67.13
78.73
82.02
Book Value per Share
20.69
12.16
14.39
15.78
17.68
19.59
21.47
24.59
27.67
31.21
35.3
39.47
43.24
49.31
57.18
62.69
62.35
Tangible Book Value per Share
7
13
13
13
13
13
14
14
15
15
15
15
15
14
13
13
12
Basic Weighted Avg Shares
27
38
49
65
76
88
109
135
163
171
180
194
254
293
284
283
286
Sales/Revenue/Turnover
-64.44
- -
6.76
48.28
53.94
56.94
54.86
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
- -
1
1
1
1
1
2
2
2
2
2
2
2
Depreciation Expense
-17
12
24
19
25
30
36
43
71
78
69
95
129
150
131
134
135
Net Income, GAAP
- -
- -
- -
39.03
39.79
40.78
39.08
46.08
28.07
29.65
28.28
28.83
28.1
28.5
29
29.5
29.65
Effective Tax Rate (%)
-61.85
32.24
49.06
29.44
32.47
33.72
33.42
32.15
43.55
45.86
38.55
49.19
50.65
51.18
46.01
47.15
47.06
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
26
26
- -
20
20
27
125
105
100
120
118
171
169
168
165
384
383
LT Debt
141
158
188
207
235
264
298
355
417
470
525
587
630
695
763
789
770
Total Equity
- -
- -
- -
9.26
10.21
10.9
10.18
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
14.17
10.1
11.64
12.65
13.84
13.87
18.85
17.98
14.21
17.38
20.29
20.15
15.38
14.16
13.97
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
349
349
349
LT Finance Leases
31
35
34
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
12
12
12
Market Capitalization
1,150
1,202
1,120

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
795
807
805
Accounts Receivable, Net
36
34
35
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
16
17
17
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.65%
8.52%
3.45%
Free Cash Flow
24.9%
10.8%
1.94%
Net Income, GAAP
18.24%
15.64%
2.27%
Sales/Revenue/Turnover
12.92%
10.15%
-0.2%
Total Cash Common Dividend
20.45%
16.64%
2.01%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
72
70
72
71
284
2025
67
71
75
71
283
2026
70
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.48
2.51
2.5
- -
9.79
2025
2.27
2.61
2.9
- -
10.61
2026
2.57
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.71
0.7
0.7
- -
2.81
2025
0.75
0.78
0.75
- -
3.04
2026
0.81
- -
- -
- -
- -
Business
Preferred Bank (NASDAQ: PFBC), one of the larger independent commercial banks headquartered in Los Angeles, California, operates as a full-service institution founded in 1991, providing deposit products and lending services primarily to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals across Southern California, the San Francisco Bay Area, New York, and Houston, Texas. Deposit products include checking, savings, and money market accounts; fixed-rate and fixed-maturity retail and non-retail certificates of deposit; and individual retirement accounts. Lending encompasses real estate mortgage and construction loans secured by retail, industrial, office, special purpose, and residential single- and multi-family properties; commercial loans such as working capital lines of credit, term loans for capital expenditures, and standby letters of credit; small business administration loans for owner-occupied real estate, acquisitions, start-ups, franchises, improvements, inventory, equipment, and debt refinancing; and trade finance services featuring commercial and export letters of credit, import lines of credit, documentary collections, international wire transfers, acceptances, trust receipt financing, export financing, and bills purchase programs. The bank also offers treasury management services including account reconciliation, remote deposit, cash and check courier services, merchant processing, and ACH credit origination; internet, mobile, and tablet banking; debit and credit cards; and eStatements, with specialized focus on middle-market businesses, professional services clientele, international private banking for Pacific Rim clients, and international market businesses involving importers and exporters. In 2025, Preferred Bank received regulatory approval to continue and complete its shareholder-approved $150 million share repurchase plan after repurchasing $84.3 million through 2024, acquiring 1.3 million shares at an average price of $63.94, and subsequently launched a new $125 million stock buyback program approved by shareholders in May with an initial $50 million tranche, alongside declaring quarterly cash dividends of $0.75 per share; the bank plans to open a new Silicon Valley branch in the second half of 2025 to support geographic expansion amid improving asset quality and 7% annualized loan growth in Q2 2025.

Company News

APIChat
  • Preferred Bank Announces Recovery Settlement

  • Preferred Bank (PFBC) Q1 2026 Earnings Call Transcript

  • Preferred Bank (PFBC) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

  • Preferred Bank (PFBC) Q1 Earnings Surpass Estimates

  • KBRA Affirms Ratings for Preferred Bank

  • Preferred Bank (PFBC) Earnings Expected to Grow: Should You Buy?

  • It's A Bit Premature To Downgrade Preferred Bank

  • Preferred Bank Announces 2026 First Quarter Earnings Release and Conference Call

  • Preferred Bank Announces Quarterly Dividend

  • SETO Holdings Acquires Preferred Brands USA to Expand National Sales and Brand Management Capabilities

  • Preferred Bank Provides Update on Loan Relationship

  • LSV Asset Management Has $334,000 Stock Position in Preferred Bank $PFBC

  • New York State Common Retirement Fund Has $2.83 Million Holdings in Preferred Bank $PFBC

  • Preferred Bank $PFBC Shares Sold by AlphaQuest LLC

  • Why Preferred Bank (PFBC) is a Great Dividend Stock Right Now

  • Preferred Bank (PFBC) Q4 2025 Earnings Call Transcript

  • Here's What Key Metrics Tell Us About Preferred Bank (PFBC) Q4 Earnings

  • Preferred Bank (PFBC) Surpasses Q4 Earnings and Revenue Estimates

  • Preferred Bank Reports Fourth Quarter Results

  • Unlocking Q4 Potential of Preferred Bank (PFBC): Exploring Wall Street Estimates for Key Metrics