Primerica, Inc.

Primerica, Inc.

274.43
USD
-11.29
(-3.95%)
24.99EPS
11.36P/E
8.78BMarket Cap
Nov 04Next Earn

Total Valuation

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As of June 30, 2026, Primerica, Inc. carries a market capitalization of 8.78B, placing it among publicly traded companies globally. Its enterprise value stands at 8.56B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap8.78B
Enterprise Value8.56B

Important Dates

Primerica, Inc.'s next confirmed earnings release is scheduled for November 4, 2026.

Earnings Date11/4/2026

Share Statistics

As of June 30, 2026, Primerica, Inc. has 30.90M shares outstanding.

Shares Outstanding30.90M

Valuation Ratios

As of June 30, 2026, Primerica, Inc. trades at a trailing price-to-earnings ratio of 11.36. The price-to-sales ratio is 2.64, and the price-to-book ratio stands at 3.48.

PE Ratio11.36
PS Ratio2.64
PB Ratio3.48
P/TBV Ratio3.54
P/FCF Ratio10.75
P/OCF Ratio10.14

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.50 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Primerica, Inc. trades at an EV/FCF ratio of 9.95, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 8.56B versus a market cap of 8.78B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.50
EV / FCF9.95

Financial Position

These figures are as of June 30, 2026.

Debt / Equity68.01

Financial Efficiency

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Over the twelve months ended June 30, 2026, Primerica, Inc. posted a return on equity (ROE) of 32.97, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 5.38, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 19.27, useful for judging operating efficiency across full business cycles. The company generates approximately 1.21M in revenue per employee across its workforce of 2,843.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)32.97
Return on Assets (ROA)5.38
Return on Capital Employed (ROCE)19.27
Revenue Per Employee1.21M
Employee Count2,843.25

Taxes

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Over the twelve months ended June 30, 2026, Primerica, Inc. recorded 230.18M in income tax expense. That works out to an effective tax rate of 22.43, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 1.03B, leaving 796.21M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax230.18M
Effective Tax Rate22.43

Stock Price Statistics

USD

As of the close on October 23, 2026, Primerica, Inc.'s stock has gained approximately 3.60% over the past 52 weeks. The 50-day moving average sits at 286.81, while the 200-day moving average is 278.25.

52-Week Price Change3.60%
50-Day Moving Average286.81
200-Day Moving Average278.25

Income Statement

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Over the twelve months ended June 30, 2026, Primerica, Inc. generated 3.43B in revenue and converted that into 796.21M in net income, yielding earnings per share of 24.99.

Revenue3.43B
Pretax Income1.03B
Net Income796.21M
Earnings Per Share (EPS)24.99

Balance Sheet

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As of June 30, 2026, Primerica, Inc. holds 1.93B in cash and equivalents against 1.72B in total debt, resulting in a net debt position of 1.07B.

Cash & Cash Equivalents1.93B
Total Debt1.72B
Net Debt1.07B
Equity (Book Value)2.52B
Book Value Per Share81.65

Cash Flow

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Primerica, Inc. produced 891.75M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -49.59M in capital expenditures, free cash flow totaled 842.16M - equivalent to 26.47 per share.

Operating Cash Flow891.75M
Capital Expenditures-49.59M
Free Cash Flow842.16M
FCF Per Share26.47

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin29.91
Profit Margin23.20

Dividends & Yields

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Over the twelve months ended June 30, 2026, Primerica, Inc. paid dividends of 4.49 per share. The dividend payout ratio of 17.92 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 9.30, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 7.14, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Primerica, Inc. shareholders.

Dividend Per Share4.49
Payout Ratio17.92
Shareholder Yield7.14
FCF Yield9.30