Primerica, Inc.

Primerica, Inc.

PRI
Primerica, Inc.US flagNew York Stock Exchange
290.33
USD
-5.29
- -
9.05BMarket Cap
Primerica, Inc.
PRI
(New York Stock Exchange)

Recent

price

290.33

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
18.89
15.26
18.9
22.01
24.5
27.6
32.04
37.04
43.32
48.66
55.35
68.55
69.94
76.45
90.48
100.87
107.85
Revenue per Share
3.22
2.17
2.85
2.91
3.32
3.73
4.63
7.68
7.39
8.69
9.64
12.08
12.42
16.04
13.78
23.02
25.03
Basic EPS, GAAP
0.43
1.15
2.04
3.36
4.35
5.19
6.21
8.59
10.59
10.91
15.37
15.99
19.26
18.32
24.39
26.82
26.47
Free Cash Flow per Basic Share
0.02
0.1
0.24
0.45
0.49
0.64
0.7
0.79
1.01
1.37
1.61
1.89
2.2
2.61
3.3
4.17
4.49
Dividend per Share
19.65
20.45
22.62
22.29
23.87
23.72
26.71
32.07
34.23
40.1
46.71
52.9
55.16
59.04
67.7
76.89
81.65
Book Value per Share
18.62
19.34
21.39
21.03
22.68
22.52
25.51
30.91
33.11
39
45.56
43.37
46.65
57.74
66.34
75.47
80.19
Tangible Book Value per Share
72
72
61
56
55
51
47
46
44
42
40
40
38
36
34
33
32
Basic Weighted Avg Shares
1,362
1,103
1,154
1,229
1,337
1,404
1,519
1,689
1,900
2,053
2,218
2,710
2,657
2,749
3,089
3,292
3,431
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
10
11
10
11
12
11
15
14
12
18
18
30
34
32
23
19
17
Depreciation Expense
232
157
174
163
181
190
219
350
324
366
386
477
472
577
471
751
796
Net Income, GAAP
35.69
35.55
34.88
35.23
34.78
34.75
35.01
7.71
22.11
23.21
23.79
26.04
22.81
23.4
23.33
22.92
22.43
Effective Tax Rate (%)
17.07
14.25
15.06
13.24
13.57
13.52
14.44
20.74
17.06
17.85
17.41
17.62
17.76
20.98
15.23
22.82
23.2
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
300
300
374
374
595
737
875
1,110
1,343
1,611
1,773
2,025
2,083
2,039
1,954
1,820
1,716
LT Debt
1,431
1,327
1,275
1,222
1,245
1,146
1,221
1,419
1,462
1,652
1,836
2,090
2,031
2,066
2,259
2,446
2,523
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
7.37
10.44
11.93
11.42
11.87
11.38
11.96
16.28
12.99
12.8
11.88
12.96
12.08
14.53
11.78
18.16
19.27
Return on Capital (%)
7.29
11.4
13.36
13.03
14.71
15.88
18.54
26.53
22.5
23.53
22.14
24.37
22.95
28.15
21.76
31.93
32.97
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
1,770
1,726
1,669
LT Finance Leases
50
48
47
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
32
31
31
Market Capitalization
8,218
7,851
8,781

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,970
1,925
1,935
Accounts Receivable, Net
2,840
2,760
2,742
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
615
556
514
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.03%
6.07%
8.27%
Free Cash Flow
13.59%
7.99%
5.07%
Net Income, GAAP
17.21%
17.18%
59.66%
Sales/Revenue/Turnover
9.06%
8.53%
6.56%
Total Cash Common Dividend
15.56%
16.22%
20.6%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
736
791
774
788
3,089
2025
805
793
840
854
3,292
2026
873
865
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3.95
0.03
4.86
4.99
13.78
2025
5.08
5.43
6.38
6.16
23.02
2026
6
6.48
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.75
0.75
0.9
0.9
3.3
2025
1.04
1.04
1.04
1.04
4.17
2026
1.2
1.2
- -
- -
- -
Business
Primerica, Inc. operates as a financial services company primarily serving middle-income households in the United States and Canada. Founded in 1981 and headquartered in Duluth, Georgia, the company offers a range of financial products and services including term life insurance, mutual funds, annuities, managed investments, business retirement plans, education savings plans, and mortgage products through a partnership with Rocket Mortgage, LLC. It also provides auto and home insurance referral services, pre-paid legal services via its Legal Protection Program, and identity theft protection. Primerica uses a multi-level marketing strategy with a large network of licensed representatives distributing its products. It is the second largest issuer of term life insurance in North America, insuring approximately 5.7 million lives with about 2.7 million client investment accounts and $903 billion of term life insurance in force. Recent major changes include the acquisition of e-Telequote, a health insurance marketer, in July 2021, and the approval of a $475 million share repurchase program in late 2025. The company also announced management succession with Robert H. Peterman, Jr. appointed COO effective October 2024, succeeding Gregory C. Pitts who retires in April 2025. Primerica continues to expand its product offerings and maintain a focus on empowering middle-income families through financial education and tailored financial solutions.

Company News

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  • Caisse de depot et placement du Quebec Takes $9.19 Million Position in Primerica, Inc. $PRI

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  • Bamco Inc. NY Buys New Shares in Primerica, Inc. $PRI

  • PRIMERICA HOUSEHOLD BUDGET INDEX™ (HBI™): Purchasing Power for Middle-Income Americans Up Slightly in July

  • Here's Why a Hold Strategy Makes Sense for Primerica Stock Now

  • Zacks Industry Outlook Aviva, Reinsurance, Primerica, Voya and Lincoln National

  • 5 Life Insurance Stocks to Watch Despite Low-Interest Rate Environment

  • Primerica President Sells 1,800 Shares for $562,770

  • BlackRock Inc. Purchases New Shares in Primerica, Inc. $PRI

  • Dividend Champion, Contender, And Challenger Highlights: Week August 16

  • Primerica Q2 Earnings Call Highlights

  • Primerica, Inc. (PRI) Q2 2026 Earnings Call Transcript

  • Amundi Raises Stock Holdings in Primerica, Inc. $PRI

  • Primerica (PRI) Reports Q2 Earnings: What Key Metrics Have to Say

  • Primerica (PRI) Tops Q2 Earnings Estimates

  • Primerica Reports Second Quarter 2026 Results

  • California State Teachers Retirement System Purchases 6,092 Shares of Primerica, Inc. $PRI

  • Primerica, Inc. $PRI Shares Bought by Arrowstreet Capital Limited Partnership

  • PRIMERICA HOUSEHOLD BUDGET INDEX™ (HBI™): Purchasing Power for Middle-Income Americans Saw Modest Gains in June as Gas Prices Fell