PSB Holding Corp. (PSBP) operates as a bank holding company that owns and controls Provident State Bank, Inc., a full-service community bank providing retail and commercial banking products and services including checking and savings accounts; certificates of deposit; loans such as mortgages, home equity lines, commercial real estate, construction, business, and consumer loans; online and mobile banking; cash management services; and wealth management offerings encompassing investment products, insurance, and retirement planning to individuals, businesses, and local communities primarily on the Eastern Shore of Maryland and Delaware. Headquartered in Owings Mills, Maryland, the company maintains multiple branch locations serving its target markets with FDIC-insured deposit products and competitive lending options. In April 2023, Summit Financial Group, Inc. completed its acquisition of PSB Holding Corp. and merged Provident State Bank into Summit Community Bank, Inc., expanding the combined entity's footprint with approximately $4.5 billion in total assets, $3.5 billion in gross loans, and $3.6 billion in deposits as of late 2022 pro forma figures, marking a significant strategic consolidation in the regional banking sector.