First Citizens BancShares, Inc.

First Citizens BancShares, Inc.

FCNCP
First Citizens BancShares, Inc.US flagNASDAQ Global Select
20.16
USD
+0.11
- -
253.81MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
1,008
996
1,261
1,297
1,409
1,552
1,698
1,820
1,838
4,526
8,754
9,500
9,252
9,206
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
73
82
111
111
114
120
128
133
143
533
-57
130
405
492
Net Income, GAAP
167
139
210
225
324
400
457
492
547
1,098
11,466
2,777
2,206
2,257
Effective Tax Rate (%)
37.84
31.94
36.71
35.77
40.45
20.51
22.75
20.39
21.97
19.38
5.06
22.69
25.75
25.39
Profit Margin (%)
16.56
13.92
16.68
17.39
22.98
25.79
26.94
27.03
29.76
24.26
130.98
29.23
23.84
24.52
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
511
551
704
833
885
348
884
1,248
1,259
4,811
37,565
37,041
36,113
34,109
Total Equity
2,071
2,688
2,872
3,012
3,334
3,489
3,586
4,229
4,738
9,662
21,255
22,228
22,238
22,048
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
8.89
6.87
9.65
9.46
12.25
13.28
13.26
12.67
12.8
21.4
102.93
15.03
10.7
10.9

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
38,185
35,712
33,719
LT Finance Leases
408
401
390
Preferred Equity and Hybrid Capital
881
1,375
1,765
Shares Outstanding
13
12
12
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
38,900
52,392
57,583
Accounts Receivable, Net
945
912
955
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
105
3,959
3,934
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
28.15%
48.11%
0.04%
Free Cash Flow
-75.97%
-172.04%
-6.33%
Net Income, GAAP
105.61%
191.97%
-20.56%
Sales/Revenue/Turnover
28.48%
49.31%
-2.61%
Total Cash Common Dividend
- -
47.54%
7.22%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,436
2,398
2,441
2,167
9,500
2025
2,293
2,302
2,430
2,164
9,252
2026
2,310
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Frank Brown Holding Jr.
Full Time Employees
17,191
Sector
Financial Services
Industry
Banks - Regional
Address
4300 Six Forks Road Raleigh NC United States of America 27609
IPO Date
Mar 6, 2020
Business
First Citizens BancShares, Inc. (FCNCP) serves as the holding company for First-Citizens Bank & Trust Company, a top 20 U.S. financial institution with over $200 billion in assets headquartered in Raleigh, North Carolina, and founded in 1898 as the Bank of Smithfield. The company operates through General Bank, Commercial Bank, Silicon Valley Bank Commercial, and Rail segments, offering retail and commercial banking services including checking, savings, money market, and time deposit accounts; commercial construction, commercial and industrial, small business administration, non-owner and owner-occupied commercial mortgages, consumer auto, residential mortgage, and other consumer loans; wealth management services such as annuities, brokerage, third-party mutual funds, investment management, advisory, trust, cash management, leasing, capital markets, asset-based lending, factoring, receivables management, secured financing, underwriting, private placement, and insurance; as well as payment, treasury, private banking, and customized railcar and locomotive leasing and financing solutions primarily to individuals, businesses, professionals, innovation ecosystem clients, private equity and venture capital firms, railroads, and shippers across the United States in over 23 states with more than 500 branches, Silicon Valley Bank offices in 15 states, and international reach. Geographically focused on the U.S. with nationwide branches, offices, and direct banking, recent major developments include the 2022 acquisition of CIT Group enhancing commercial lending and leasing capabilities; the 2023 assumption of Silicon Valley Bank's deposits and loans following its collapse, bolstering innovation banking and commercial segments with robust lending growth; a $3.5 billion stock repurchase authorization commenced in 2024 and extended into 2025; and the October 2025 agreement to acquire 138 branches from BMO Bank N.A. in the Midwest, Great Plains, and West regions, assuming approximately $5.7 billion in deposits and $1.1 billion in loans to expand footprint and liquidity, expected to close mid-2026 pending regulatory approvals.

Company News

APIChat
  • First Citizens BancShares (NASDAQ:FCNCP) Shares Up 1% – Time to Buy?

  • First Citizens BancShares, Inc. 2020 Q2 - Results - Earnings Call Presentation

  • First Citizens BancShares, Inc. (FCNCA) CEO Frank Holding on Q2 2020 Results - Earnings Call Transcript