PSB Holdings, Inc.

PSB Holdings, Inc.

PSBQ
PSB Holdings, Inc.US flagOther OTC
49.05
USD
-2.89
- -
197.21MMarket Cap
PSB Holdings, Inc.
PSBQ
(Other OTC)

Recent

price

49.05

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
4.79
4.78
5.07
5.34
5.57
6.16
6.91
7.27
7.86
8.67
9.74
10.82
10.75
10.79
10.91
12.84
11.8
Revenue per Share
0.96
1.07
1.2
0.96
1.3
1.61
1.83
1.58
2.29
2.51
2.4
2.88
3.07
2.16
2.37
3.32
2.91
Basic EPS, GAAP
1.56
1.95
1.51
2.63
1.82
1.91
1.93
2.5
2.49
3.07
3.92
2.76
3.79
2.81
3.1
3.84
- -
Free Cash Flow per Basic Share
0.23
0.24
0.25
0.26
0.27
0.28
0.3
0.32
0.36
0.4
0.42
0.46
0.51
0.71
0.75
0.8
- -
Dividend per Share
8.52
9.29
10.17
10.94
11.99
13.67
15.77
17.26
19.44
21.62
23.72
26.16
28.96
31.93
34.3
37.56
35.68
Book Value per Share
9.25
9.91
10.66
11.1
12.06
13.16
14.53
15.78
17.58
20.29
23.04
23.92
20.43
23.17
25.33
29.33
26.95
Tangible Book Value per Share
5
5
5
5
5
5
5
5
4
4
4
4
4
4
4
4
4
Basic Weighted Avg Shares
24
24
25
26
28
30
32
33
35
39
43
48
47
45
45
52
48
Sales/Revenue/Turnover
28.55
- -
33.77
24.18
33.87
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2
2
3
3
2
2
2
2
2
2
3
1
3
3
3
3
- -
Depreciation Expense
5
5
6
5
6
8
8
7
10
11
11
13
14
10
10
14
12
Net Income, GAAP
29.49
31.34
29.67
25.96
31.09
32.49
32
42.74
23.39
24
23.5
24.2
23.95
33.61
14.15
16.86
15.84
Effective Tax Rate (%)
20.13
22.39
23.75
17.9
23.34
26.16
26.43
21.67
29.18
28.94
24.64
26.6
28.74
21.05
22.84
26.77
25.72
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
104
65
65
51
33
33
48
60
91
84
72
62
61
152
180
131
190
LT Debt
47
50
54
57
61
65
69
74
81
93
104
111
102
109
116
132
123
Total Equity
3.23
- -
4.98
4.17
6.38
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
11.84
12.05
12.41
9.03
11.33
12.38
12.17
9.48
12.42
12.21
10.55
11.54
11.1
6.92
7.1
9.16
8.43
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
180
194
190
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
7
7
7
Shares Outstanding
4
4
4
Market Capitalization
110
106
98

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
214
203
210
Accounts Receivable, Net
5
5
5
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.48%
5%
13.23%
Free Cash Flow
8%
1.46%
21.83%
Net Income, GAAP
8.12%
7.91%
35.55%
Sales/Revenue/Turnover
5.99%
4.02%
15.64%
Total Cash Common Dividend
7.51%
8.02%
4.26%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
10
11
12
12
45
2025
12
13
14
- -
52
2026
14
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.39
0.56
0.69
0.73
2.37
2025
0.6
0.9
0.97
- -
3.32
2026
0.82
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.75
2025
- -
- -
- -
- -
0.8
2026
- -
- -
- -
- -
- -
Business
PSB Holdings, Inc. (NasdaqCM: PSBQ) operates as the holding company for Peoples State Bank, providing a range of commercial banking services to retail and commercial customers primarily in north central Wisconsin. The company offers deposit products including checking accounts, savings accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and demand deposits; and loan products such as commercial real estate loans, business loans, agricultural loans, consumer loans, credit lines, mortgages, and one- to four-family residential construction loans. Peoples State Bank also provides debit and credit cards, cash management services, safe deposit box services, and online banking services through its 10 full-service offices located in Wausau, Schofield, Marathon City, Rothschild, Edgar, Hatley, and Spencer, Wisconsin. Founded in 1907 and headquartered in Wausau, Wisconsin, PSB Holdings serves individual, business, governmental, manufacturing, retail, agriculture, and service-related sectors within its geographic footprint. In recent developments, the company reported solid financial performance in its latest quarterly results, with no major acquisitions, partnerships, funding rounds, or strategic shifts announced within the past 1-2 years.

Company News

APIChatGPT
  • PSB Holdings, Inc. Announces Quarterly Cash Dividend of $0.18 Per Share

  • $HAREHOLDER ALERT: The M&A Class Action Firm Launches Legal Inquiry for the Merger—MCHX, HLX, CEPT, and PSBQ

  • $HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of PSB Holdings, Inc. (OTCQX: PSBQ)

  • Bank First Corporation Signs Agreement to Acquire PSB Holdings, Inc.

  • PSB Holdings, Inc. Reports Quarterly Earnings of $0.82 Per Share

  • PSB Holdings, Inc. Announces Quarterly Cash Dividend of $0.18 Per Share

  • PSB Holdings, Inc. Announces Semi-Annual Cash Dividend of $0.34 Per Share

  • PSB Holdings, Inc. Reports Record Quarterly Earnings of $0.89 Per Diluted Share; Net Interest Margin Improves For Fifth Consecutive Quarter

  • PSB Holdings, Inc. announces semi-annual cash dividend of $0.34 per share

  • PSB Holdings, Inc. Reports Earnings of $0.60 Per Share for Q1 2025; Net Interest Margin Improves For Fourth Consecutive Quarter

  • PSB Holdings, Inc. Reports Earnings of $0.73 Per Share for Q4 2024; Twelve Month 2024 Earnings up 10% to $2.37 per Share

  • PSB Holdings, Inc. announces semi-annual cash dividend of $0.32 per share

  • PSB Holdings, Inc. Reports Earnings of $0.69 per Share for Q3 2024; Net Interest Margin and Tangible Book Value Increase; Asset Quality Improves

  • PSB Holdings, Inc. Reports Second Quarter 2024 Earnings of $0.56 Per Share, Net Interest Margin and Tangible Book Value Increase

  • PSB Holdings, Inc. announces semi-annual cash dividend of $0.32 per share

  • PSB Holdings, Inc. Reports First Quarter 2024 Earnings of $0.39 Per Share, Tangible Net Book Value Per Share Up 8% In Past Year

  • PSB Holdings, Inc. Reports Fourth Quarter 2023 Earnings of $0.55 Per Share; Capital Up 6.2% From Prior Quarter

  • PSB Holdings, Inc. announces semi-annual cash dividend of $0.30 per share

  • PSB Holdings, Inc to Participate in the DA Davidson Bison Select Bank Conference

  • PSB Holdings, Inc. Reports Third Quarter 2023 Earnings of $0.29 Per Share; Loan Growth Up 4.7% From Prior Quarter and 17.2% From Prior Year