Raiffeisen Bank International AG

Raiffeisen Bank International AG

RAIFY
Raiffeisen Bank International AGUS flagOther OTC
16.12
USD
+0.18
- -
21.17BMarket Cap
Raiffeisen Bank International AG
RAIFY
(Other OTC)

Recent

price

16.12

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
5.61
7.38
6.82
6.9
5.07
4.36
3.98
4.06
4.06
4.18
3.86
4.28
7.3
6.72
6.77
6.97
6.75
Revenue per Share
1.09
1.19
0.9
0.68
-0.54
0.32
0.4
0.85
0.97
0.93
0.61
1.04
2.76
1.82
0.88
1.04
-0.02
Basic EPS, GAAP
-0.83
1.58
-5.53
0.68
4.46
4.01
-1.29
-4.28
5.52
3
10.81
5.59
15.57
-1.95
-0.87
6.5
-1.28
Free Cash Flow per Basic Share
0.39
0.57
0.57
0.6
0.47
0.04
0.03
0.07
0.26
0.33
0.09
0.41
0.09
0.33
0.46
0.46
0.44
Dividend per Share
4.29
5.81
6.24
5.9
2.36
2.54
3.13
5.95
6.53
7.19
7.79
8.46
11.12
12.65
13.12
13.82
12.93
Book Value per Share
6.71
9.07
8.66
8.12
6.59
6.74
7.38
8.01
8.92
9.9
10.29
11.06
13.57
14.39
14.74
16.28
15.35
Tangible Book Value per Share
996
813
814
814
1,140
1,170
1,170
1,314
1,314
1,314
1,314
1,314
1,316
1,312
1,312
1,312
1,313
Basic Weighted Avg Shares
5,586
6,001
5,550
5,620
5,774
5,104
4,661
5,329
5,335
5,496
5,072
5,629
9,608
8,821
8,886
9,149
8,859
Sales/Revenue/Turnover
22.96
- -
-40.44
14.85
0.4
13.93
19
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
340
352
364
361
332
301
297
280
311
448
445
402
549
500
472
505
472
Depreciation Expense
1,087
968
730
557
-617
379
463
1,116
1,270
1,227
804
1,372
3,627
2,386
1,157
1,371
-20
Net Income, GAAP
8.56
29.07
27.51
27.76
- -
38.82
35.23
22.71
20.27
22.76
27.13
20.56
20.44
28.08
31.94
38.46
54.2
Effective Tax Rate (%)
19.47
16.12
13.15
9.92
-10.68
7.42
9.94
20.94
23.8
22.33
15.85
24.37
37.75
27.05
13.02
14.99
-0.23
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
21,341
19,261
17,972
16,286
15,471
12,361
12,813
9,436
9,463
10,294
11,573
12,409
15,399
18,818
22,068
22,109
21,168
LT Debt
10,404
10,936
10,873
10,364
8,178
8,501
9,232
11,241
12,413
13,765
14,287
15,475
18,765
19,851
20,341
22,464
21,173
Total Equity
5.36
- -
-5.51
2.17
- -
1.95
2.67
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
30.62
21.52
14.89
11.28
-16.46
13.38
13.97
19.46
15.48
13.61
8.17
12.85
28.16
15.27
6.84
7.76
-0.12
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
328
328
328
Market Capitalization
6,594
8,050
8,555

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
48,659
47,611
43,827
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.38%
9.66%
10.44%
Free Cash Flow
-75.77%
-177.04%
-847.72%
Net Income, GAAP
30.69%
33.56%
18.5%
Sales/Revenue/Turnover
7.83%
15.44%
2.96%
Total Cash Common Dividend
90.46%
113.47%
0.66%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,151
2,157
2,160
2,131
8,886
2025
2,257
2,311
353
- -
9,149
2026
2,191
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.51
0.5
0.58
- -
0.88
2025
0.54
-0.42
- -
- -
1.04
2026
0.36
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.04
0.38
- -
- -
0.46
2025
0.03
0.38
- -
- -
0.46
2026
0.03
- -
- -
- -
- -
Business
Raiffeisen Bank International AG (RBI) is a leading corporate and investment bank in Austria and a universal bank operating in 11 Central and Eastern European markets through subsidiary banks; the RBI Group additionally provides financial services including leasing, asset management, and mergers and acquisitions (M&A). RBI offers a comprehensive range of banking products and services such as financing, leasing, hedging, trade and export finance, cash management, payment and fund services, securities, cards, working capital loans, real estate financing, guarantees, letters of credit, sustainable solutions, payment acceptance, group eAccount opening, equity brokerage, equity research, debt advisory, and fundraising, targeting corporate, investment, and retail customers across its segments of Central Europe (Czech Republic, Hungary, Slovakia), Southeastern Europe (Albania, Bosnia and Herzegovina, Bulgaria, Croatia, Kosovo, Romania, Serbia), Eastern Europe (Belarus, Kazakhstan, Russia, Ukraine), Group Corporates & Markets (primarily Austria), and Corporate Center. Founded in 1927 as the successor to earlier Raiffeisen cooperative institutions dating back to 1886 in Austria, RBI is headquartered in Vienna, Austria, employs around 43,000 people, serves 18.2 million customers through approximately 1,400 outlets, and manages total assets of EUR 209 billion as of September 30, 2025; it is listed on the Vienna Stock Exchange since 2005 with 61.2% ownership by regional Austrian Raiffeisen banks and the remainder in free float, serving as the central institution for the Raiffeisen Banking Group. Recent developments include deepening its partnership with ODDO BHF Group, initiated in equity brokerage and research in December 2023 and expanded in 2025 to M&A services in Austria and CEE with RBI's 15-member M&A team integrating into ODDO BHF's Vienna office by end-2025 to cover additional sectors like industrials, healthcare, TMT, energy, infrastructure, and consumer; RBI also selected Surecomp's RIVO platform in June 2024 to enhance trade finance processing for guarantees and letters of credit, sold its 87.74% stake in Priorbank JSC (Belarus) to Soven 1 Holding in September 2024, and divested its share in card complete Service Bank AG in September 2025.

Company News

APIChatGPT
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  • Raiffeisen Bank International AG (RAIFY) Q3 2025 Earnings Call Transcript

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