RBAZ Bancorp, Inc.

    RBAZ Bancorp, Inc.

    OOTC:RBAZ
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    USD
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    8.18P/E

    Share Statistics

    As of December 31, 2023, RBAZ Bancorp, Inc. has 1.79M shares outstanding.

    Shares Outstanding1.79M

    Valuation Ratios

    As of December 31, 2023, RBAZ Bancorp, Inc. trades at a trailing price-to-earnings ratio of 8.18. The price-to-sales ratio is 1.95, and the price-to-book ratio stands at 1.86.

    PE Ratio8.18
    PS Ratio1.95
    PB Ratio1.86
    P/TBV Ratio0.95
    P/FCF Ratio5.10
    P/OCF Ratio5.39

    Enterprise Valuation

    These figures are as of December 31, 2023. The EV/Sales ratio of 3.70 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. RBAZ Bancorp, Inc. trades at an EV/FCF ratio of 9.43, comparing the total takeover cost of the business to the cash it actually generates for all capital providers.

    EV / Sales3.70
    EV / FCF9.43

    Financial Position

    These figures are as of December 31, 2023.

    Debt / Equity102.95

    Financial Efficiency

    Over the twelve months ended December 31, 2023, RBAZ Bancorp, Inc. posted a return on equity (ROE) of 25.72, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.96, measuring how efficiently the asset base is converted into earnings.

    Return on Equity (ROE)25.72
    Return on Assets (ROA)0.96

    Taxes

    These figures cover the twelve months ended December 31, 2023. That works out to an effective tax rate of 21.80, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items.

    Effective Tax Rate21.80

    Margins

    Over the twelve months ended December 31, 2023, RBAZ Bancorp, Inc. posted a gross margin of 100.00, reflecting its pricing power and cost economics.

    Gross Margin100.00
    Pretax Margin30.50
    Profit Margin23.85

    Dividends & Yields

    These figures cover the twelve months ended December 31, 2023. Free cash flow yield stands at 19.62, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -152.84, meaning RBAZ Bancorp, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

    Shareholder Yield-152.84
    FCF Yield19.62

    Scores

    As of December 31, 2023, RBAZ Bancorp, Inc. has an Altman Z-Score of 0.13, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

    Altman Z-Score0.13