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    Banks - Regional
RBAZ Bancorp, Inc.

RBAZ Bancorp, Inc.

RBAZ
RBAZ Bancorp, Inc.US flagOther OTC
21.55
USD
- -
- -
38.68MMarket Cap

Income Statement (USD)

APIChatGPT
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
As of date
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
Sales/Revenue/Turnover
4
5
7
8
10
+ Sales & Services Revenue
4
5
7
8
10
- Cost of Revenue
- -
- -
- -
- -
- -
+ Cost of Goods & Services
- -
- -
- -
- -
- -
Gross Profit
- -
- -
- -
- -
- -
+ Other Operating Income
-4
-4
-4
-5
-7
- Operating Expenses
4
4
4
5
7
+ Selling, General & Admin
1
1
1
1
2
+ Research & Development
- -
- -
- -
- -
- -
+ Other Operating Expense
3
3
3
4
6
Operating Income (Loss)
- -
- -
- -
- -
- -
- Non-Operating (Income) Loss
-1
-1
-2
-2
-3
+ Interest Expense, Net
- -
- -
- -
- -
- -
+ Interest Expense
- -
- -
- -
- -
- -
- Interest Income
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
-1
-1
-2
-2
-3
Pretax Income
1
1
2
2
3
- Income Tax Expense (Benefit)
- -
- -
1
1
1
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
- -
1
2
2
2
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
- -
1
2
2
2
- Minority Interest
- -
- -
- -
- -
- -
Net Income, GAAP
- -
1
2
2
2
- Preferred Dividends
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
- -
1
2
2
2
EBIT
- -
- -
- -
- -
- -
EBITDA
- -
- -
- -
- -
- -
EBITDA Margin (%)
- -
- -
- -
- -
- -
EBITA
- -
- -
- -
- -
- -
Gross Margin (%)
100
100
100
100
100
Operating Margin (%)
- -
- -
- -
- -
- -
Profit Margin (%)
10.5
16.63
27.45
23.75
23.85
Sales per Employee
- -
- -
- -
- -
- -
Dividend per Share
0.29
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
2
2
2
2
2
Basic EPS, GAAP
0.25
0.47
1.06
1.06
1.36
Basic EPS from Cont Ops
0.25
0.47
1.06
1.06
1.36
Diluted Weighted Avg Shares
2
2
2
2
2
Diluted EPS, GAAP
0.22
0.46
1.02
1.02
1.32
Diluted EPS from Cont Ops
0.22
0.46
1.02
1.02
1.32

Balance Sheet (USD)

APIChatGPT
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
As of date
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
Total Current Assets
- -
- -
- -
- -
- -
+ Cash, Cash Equivalents & STI
2
12
36
8
4
+ Cash & Cash Equivalents
2
12
36
8
4
+ ST Investments
- -
- -
- -
- -
- -
+ Accounts & Notes Receiv
- -
1
1
1
1
+ Accounts Receivable, Net
- -
- -
- -
- -
- -
+ Notes Receivable, Net
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
+ Other Receivable, Net
- -
1
1
1
1
+ Inventories
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
+ Other ST Assets
-3
-13
-36
-9
-5
+ Misc ST Assets
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
Total Noncurrent Assets
- -
- -
- -
- -
- -
+ Property, Plant & Equip, Net
2
2
1
3
3
+ Property, Plant & Equip
2
2
2
3
3
- Accumulated Depreciation
- -
- -
- -
1
1
+ LT Investments & Receivables
26
43
49
58
54
+ LT Investments
26
43
49
58
54
+ LT Receivables
- -
- -
- -
- -
- -
+ Other LT Assets
-28
-45
-50
-61
-56
+ Total Intangible Assets
- -
- -
- -
- -
- -
+ Goodwill
- -
- -
- -
- -
- -
+ Other Intangible Assets
- -
- -
- -
- -
- -
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
+ Misc LT Assets
-28
-45
-50
-61
-56
Total Assets
108
190
231
238
272
+ Payables & Accruals
- -
- -
- -
- -
- -
+ Accounts Payable
- -
- -
- -
- -
- -
+ Accrued Taxes
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
+ Other Payables & Accruals
- -
- -
- -
- -
- -
+ ST Debt
- -
- -
- -
- -
- -
+ ST Borrowings
- -
- -
- -
- -
- -
+ ST Finance Leases
- -
- -
- -
- -
- -
+ Other ST Liabilities
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
+ Misc ST Liabilities
- -
- -
- -
- -
- -
Total Current Liabilities
- -
- -
- -
- -
- -
+ LT Debt
2
6
7
16
22
+ LT Borrowings
- -
- -
- -
- -
- -
+ LT Finance Leases
- -
- -
- -
- -
- -
+ Other LT Liabilities
-2
-6
-7
-16
-22
+ Accrued Liabilities
- -
- -
- -
- -
- -
+ Pension Liabilities
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
+ Misc LT Liabilities
-2
-6
-7
-16
-22
Total Noncurrent Liabilities
- -
- -
- -
- -
- -
Total Liabilities
92
173
213
220
251
+ Preferred Equity and Hybrid Capital
- -
- -
- -
- -
- -
+ Share Capital & APIC
14
14
14
14
15
+ Common Stock
2
2
2
2
2
+ Additional Paid in Capital
12
12
13
13
13
- Treasury Stock
- -
- -
- -
- -
1
+ Retained Earnings
2
3
5
6
9
+ Other Equity
- -
- -
- -
- -
- -
Equity Before Minority Interest
16
17
19
18
21
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
Total Equity
16
17
19
18
21
Total Liabilities & Equity
108
190
231
238
272
Shares Outstanding
- -
2
2
2
2
Number of Employees
- -
- -
- -
- -
- -
Capital Leases - Total
- -
- -
- -
- -
- -
Net Debt
-2
-12
-36
-8
-4
Net Debt to Equity
-14.37
-73.19
-191.07
-42.96
-17.64
Tangible Common Equity Ratio
14.42
8.81
8.05
7.72
7.76
Current Ratio
- -
- -
- -
- -
- -
Cash Conversion Cycle
- -
- -
- -
- -
- -

Cash Flow Statement (USD)

APIChatGPT
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
As of date
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
+ Net Income
- -
1
2
2
2
+ Depreciation & Amortization
- -
- -
- -
- -
- -
+ Non-Cash Items
1
- -
1
1
- -
+ Stock-Based Compensation
- -
- -
- -
- -
- -
+ Deferred Income Taxes
- -
- -
- -
- -
- -
+ Asset Impairment Charge
- -
- -
- -
- -
- -
+ Other Non-Cash Adj
1
- -
1
1
- -
+ Chg in Non-Cash Work Cap
- -
- -
- -
-1
1
+ (Inc) Dec in Accts Receiv
- -
- -
- -
- -
- -
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
- -
- -
- -
-1
1
+ Inc (Dec) in Accts Payable
- -
- -
- -
- -
- -
+ Inc (Dec) in Other
- -
- -
- -
- -
- -
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
Cash from Operating Activities
1
1
2
2
4
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
- -
- -
- -
-2
- -
+ Acq of Fixed Prod Assets
- -
- -
- -
-2
- -
+ Acq of Intangible Assets
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
- -
- -
- -
- -
- -
+ Increase in Capital Stock
- -
- -
- -
- -
- -
+ Decrease in Capital Stock
- -
- -
- -
- -
- -
+ Net Change in LT Investment
2
-17
-6
-13
5
+ Dec in LT Investment
3
7
12
14
12
+ Inc in LT Investment
-1
-25
-19
-27
-7
+ Net Cash From Acq & Div
- -
- -
- -
- -
- -
+ Cash from Divestitures
- -
- -
- -
- -
- -
+ Cash for Acq of Subs
- -
- -
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
+ Other Investing Activities
-8
-40
-25
-30
-41
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
Cash from Investing Activities
-6
-57
-32
-44
-37
+ Dividends Paid
-1
- -
- -
- -
- -
+ Net Cash From Debt
- -
5
1
9
- -
+ Cash From Debt
- -
5
6
9
- -
+ Repayments of Debt
- -
- -
-5
- -
- -
+ Other Financing Activities
2
76
39
-2
31
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
Cash from Financing Activities
2
81
40
7
31
Effect of Foreign Exchange Rates
- -
- -
- -
- -
- -
Net Changes in Cash
-3
26
10
-36
-2
EBITDA
- -
- -
- -
- -
- -
EBITDA Margin (%)
- -
- -
- -
- -
- -
Free Cash Flow
1
1
2
- -
3
Net Cash Paid for Acquisitions
- -
- -
- -
- -
- -
Free Cash Flow to Firm
1
1
2
- -
3
Free Cash Flow to Equity
- -
6
3
9
3
Free Cash Flow per Basic Share
0.52
0.72
1.24
-0.04
1.89
Price/Free Cash Flow
14.51
9.45
8.58
6.05
5.1
Cash Flow to Net Income
2.36
1.58
1.18
0.79
1.52
Capital Expenditures
- -
- -
- -
-2
- -