Raiffeisen Bank International AG

Raiffeisen Bank International AG

RBI.VI
Raiffeisen Bank International AGAT flagVienna Stock Exchange
56.80
EUR
+1.00
- -
18.65BMarket Cap
Raiffeisen Bank International AG
RBI.VI
(Vienna Stock Exchange)

Recent

price

56.80

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
22.43
29.54
27.28
27.61
20.27
17.45
15.94
16.22
16.24
16.72
15.43
17.13
29.2
26.89
27.09
27.89
26.99
Revenue per Share
4.37
4.76
3.59
2.74
-2.17
1.3
1.58
3.4
3.86
3.73
2.45
4.18
11.02
7.27
3.53
4.18
-0.06
Basic EPS, GAAP
-3.33
6.34
-22.1
2.73
17.85
16.03
-5.15
-17.13
22.07
12
43.25
22.36
62.26
-7.8
-3.48
25.99
-5.1
Free Cash Flow per Basic Share
1.54
2.28
2.27
2.38
1.89
0.17
0.14
0.27
1.04
1.3
0.37
1.63
0.36
1.31
1.84
1.86
1.78
Dividend per Share
17.15
23.24
24.96
23.6
9.45
10.17
12.5
23.79
26.14
28.74
31.15
33.85
44.5
50.62
52.48
55.27
51.73
Book Value per Share
26.84
36.28
34.66
32.49
26.37
26.95
29.52
32.02
35.67
39.58
41.15
44.25
54.29
57.56
58.96
65.11
61.39
Tangible Book Value per Share
249
203
203
204
285
292
292
329
329
329
329
329
329
328
328
328
328
Basic Weighted Avg Shares
5,586
6,001
5,550
5,620
5,774
5,104
4,661
5,329
5,335
5,496
5,072
5,629
9,608
8,821
8,886
9,149
8,859
Sales/Revenue/Turnover
22.96
- -
-40.44
14.85
0.4
13.93
19
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
340
352
364
361
332
301
297
280
311
448
445
402
549
500
472
505
472
Depreciation Expense
1,087
968
730
557
-617
379
463
1,116
1,270
1,227
804
1,372
3,627
2,386
1,157
1,371
-20
Net Income, GAAP
8.56
29.07
27.51
27.76
- -
38.82
35.23
22.71
20.27
22.76
27.13
20.56
20.44
28.08
31.94
38.46
54.2
Effective Tax Rate (%)
19.47
16.12
13.15
9.92
-10.68
7.42
9.94
20.94
23.8
22.33
15.85
24.37
37.75
27.05
13.02
14.99
-0.23
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
21,341
19,261
17,972
16,286
15,471
12,361
12,813
9,436
9,463
10,294
11,573
12,409
15,399
18,818
22,068
22,109
21,168
LT Debt
10,404
10,936
10,873
10,364
8,178
8,501
9,232
11,241
12,413
13,765
14,287
15,475
18,765
19,851
20,341
22,464
21,173
Total Equity
5.36
- -
-5.51
2.17
- -
1.95
2.67
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
30.62
21.52
14.89
11.28
-16.46
13.38
13.97
19.46
15.48
13.61
8.17
12.85
28.16
15.27
6.84
7.76
-0.12
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
328
328
328
Market Capitalization
6,484
7,787
8,494

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
48,659
47,611
43,827
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.38%
9.66%
10.44%
Free Cash Flow
-75.77%
-177.04%
-847.72%
Net Income, GAAP
30.69%
33.56%
18.5%
Sales/Revenue/Turnover
7.83%
15.44%
2.96%
Total Cash Common Dividend
90.46%
113.47%
0.66%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,151
2,157
2,160
2,131
8,886
2025
2,257
2,311
353
- -
9,149
2026
2,191
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.02
2.01
2.31
- -
3.53
2025
2.15
- -
- -
- -
4.18
2026
1.43
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.17
1.52
- -
- -
1.84
2025
0.12
- -
- -
- -
1.86
2026
0.13
- -
- -
- -
- -
Business
Raiffeisen Bank International AG operates as a leading Austria-based universal banking group with a primary focus on Central and Eastern Europe. The company offers a comprehensive range of financial products and services, including retail banking, corporate banking, and market banking. Its core product portfolio encompasses current accounts, deposits, loans and credits, investment products, asset management, treasury services, and advisory solutions in mergers and acquisitions. The bank distributes its products and services through approximately 1,400 branches primarily across Central Europe (Czech Republic, Hungary, Poland, Slovakia, Slovenia), Southeastern Europe (Albania, Bosnia and Herzegovina, Bulgaria, Croatia, Kosovo, Romania, Serbia), and Eastern Europe (Belarus, Russia, Ukraine). Founded in 1991 and headquartered in Vienna, Austria, Raiffeisen Bank International AG serves around 18.2 million customers and employs about 43,000 people. Recent major developments include the deepening of its strategic partnership with the ODDO BHF Group in late 2024 and 2025, expanding their cooperation in mergers and acquisitions services across Austria, Central, and Eastern Europe. This expanded partnership also broadens RBI's sector coverage to include industrials, healthcare, technology, media, telecommunications (TMT), as well as debt advisory and fundraising services, enabling RBI to serve a wider client base with integrated corporate finance offerings. Additionally, RBI has enhanced its digital banking platforms, introducing products like fully online account opening for legal entities, online loan approval with significantly reduced assessment times, and upgraded mobile and internet banking features focusing on security via dynamic QR codes and new savings goal functionalities. Moreover, RBI has partnered with fintech firms such as FinLync and Finshape to bolster cash management API services and real-time personalized customer engagement through advanced digital banking solutions. The bank's operational segments include Central Europe, Southeastern Europe, Eastern Europe, Group Corporates & Markets (serving Austrian and international corporate clients), and a Corporate Center that handles liquidity and balance sheet management. Raiffeisen Bank International AG is publicly listed on the Vienna Stock Exchange (Ticker: RBI.VI) and is part of the broader Raiffeisen Banking Group. Its total managed assets are approximately EUR 209 billion as of late 2025. The company continues to emphasize sustainability in its product offerings and operations, supporting clients' transitions towards more sustainable financial practices. Recent divestitures include the sale of its shares in card complete Service Bank AG, reflecting strategic portfolio management actions within the past two years. Raiffeisen Bank International AG remains a key player in the banking industry across Central and Eastern Europe, leveraging its extensive regional presence, a broad product suite, strategic partnerships, and technology-driven innovations to strengthen its market position and client service capabilities.