Zions Bancorporation, National Association

Zions Bancorporation, National Association

ZION
Zions Bancorporation, National AssociationUS flagNASDAQ Global Select
69.37
USD
+0.06
- -
10.12BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
11.06
11.3
10.19
11.69
12.99
14.37
16.1
17.04
18.2
21
21.08
21.26
23.01
25.46
Basic EPS, GAAP
0.92
1.7
1.22
2.07
2.75
4.39
4.44
3.08
6.88
5.85
4.39
5.05
6.08
7.95
Free Cash Flow per Basic Share
4.06
1.06
1.51
1.96
3.78
5.41
3.3
3.35
2.65
8.53
5.23
7.14
6.47
11.44
Dividend per Share
0.65
0.5
0.53
0.53
0.64
1.22
1.48
1.58
1.63
1.79
1.91
1.96
1.81
1.85
Book Value per Share
29.57
31.35
32.67
34.09
36.01
37.39
41.12
44.61
46.32
29.95
35.44
40.97
48.18
52.18
Tangible Book Value per Share
23.88
26.23
27.63
29.06
30.87
31.97
34.98
38.42
39.62
22.79
28.3
33.85
40.79
44.74
Basic Weighted Avg Shares
184
192
203
204
201
194
176
164
160
150
148
147
147
147
Sales/Revenue/Turnover
2,034
2,173
2,072
2,383
2,609
2,782
2,834
2,790
2,911
3,152
3,115
3,130
3,385
3,738
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
131
58
86
123
179
193
188
86
-14
110
140
124
116
116
Net Income, GAAP
264
398
309
469
592
884
816
539
1,129
907
680
784
899
1,171
Effective Tax Rate (%)
35.18
35.88
31.49
33.48
36.75
22.66
22.51
19.79
21.92
21.27
23.25
22.53
23.49
21.99
Profit Margin (%)
12.97
18.34
14.91
19.68
22.69
31.78
28.79
19.32
38.78
28.78
21.83
25.05
26.56
31.33
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
2,274
1,092
812
535
383
724
1,723
1,336
1,012
651
542
950
1,472
1,956
Total Equity
6,465
7,370
7,508
7,634
7,679
7,578
7,353
7,886
7,463
4,893
5,691
6,124
7,180
7,681
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
3.24
5.52
3.79
6.19
7.86
12.04
11.33
7.16
15.34
15.3
13.36
13.14
13.59
16.5

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
2,000
- -
- -
LT Borrowings
1,468
1,960
1,953
LT Finance Leases
4
3
3
Preferred Equity and Hybrid Capital
66
66
66
Shares Outstanding
148
147
146
Market Capitalization
8,644
8,475
10,098

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
12,116
11,616
11,485
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
2,000
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.66%
0.27%
17.24%
Free Cash Flow
27.47%
33.36%
-9.42%
Net Income, GAAP
18.04%
18.95%
14.67%
Sales/Revenue/Turnover
5.15%
4.02%
8.15%
Total Cash Common Dividend
23.31%
3.2%
6.05%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
742
767
792
820
3,130
2025
795
838
861
891
3,385
2026
849
1,137
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.97
1.29
1.39
1.4
5.05
2025
1.15
1.65
1.5
1.78
6.08
2026
1.58
3.09
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.48
0.49
0.49
0.5
1.96
2025
0.45
0.44
0.46
0.46
1.81
2026
0.46
0.47
- -
- -
- -

Company Description

CEO
Harris Henry Simmons
Full Time Employees
9,195
Sector
Financial Services
Industry
Banks - Regional
Address
One South Main Street Salt Lake City UT United States of America 84133-1109
IPO Date
Mar 17, 1980
Business
Zions Bancorporation, National Association is a regional financial services company offering a wide range of banking products and services primarily in 11 western states including Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. Founded in 1873 and headquartered in Salt Lake City, Utah, Zions operates through geographically defined local management teams and distinct brands. The company provides commercial and small business banking products such as commercial and industrial loans, owner-occupied lending and leasing, municipal and public finance advisory services, corporate trust services, and Small Business Administration lending. Its capital markets and investment banking operations include loan syndications, fixed income securities underwriting, strategic advisory, capital raising, power and project financing, and real estate capital markets with non-recourse financing for commercial properties. Zions also offers retail banking and wealth management services. Recent major developments include the acquisition by its subsidiary California Bank & Trust of four FirstBank branches in California’s Coachella Valley in early 2025, adding approximately $730 million in deposits and $420 million in loans, which expands Zions’ physical presence and customer base in that region. Additionally, in August 2025, Zions completed a $500 million fixed-to-floating rate subordinated notes offering to strengthen its capital base. The company continues to focus on loan growth, net interest margin expansion, and improving deposit costs, amid a supportive economic outlook. Zions remains a national leader in public finance advisory services and SBA lending and has earned multiple Coalition Greenwich awards recognizing excellence in small business and middle-market banking over the last 15 years. It is included in the S&P 400 Mid-Cap and NASDAQ Financial 100 indices. Zions Bancorporation targets small to midsize enterprises, local governments, and individual consumers in its operating regions, providing robust and localized financial solutions under several community-focused brands. The company’s strategic expansions, capital markets activities, and operational footprint underscore its commitment to supporting regional economic growth and delivering comprehensive financial services across the western United States. This description captures core products and services, geographic scope, founding and headquarters details, and recent strategic and financial developments relevant to investors and financial databases.

Company News

  • Why Zions (ZION) is a Top Value Stock for the Long-Term

  • ZIONS BANCORPORATION TO PRESENT AT THE BARCLAYS GLOBAL FINANCIAL SERVICES CONFERENCE

  • 1,271,295 Shares in Zions Bancorporation, N.A. $ZION Acquired by Bank of New York Mellon Corp

  • Empowered Funds LLC Sells 315,070 Shares of Zions Bancorporation, N.A. $ZION

  • Westlake Securities Secures Expanded Senior Credit Facility for SolvChem with Amegy Bank

  • Zions Bancorporation, N.A. $ZION Shares Purchased by Bank of America Corp DE

  • Dividend Champion, Contender, And Challenger Highlights: Week August 16

  • Here's Why Zions (ZION) is a Strong Value Stock

  • Empowered Funds LLC Cuts Stock Holdings in Zions Bancorporation, N.A. $ZION

  • Zions Bancorporation, N.A. $ZION Shares Purchased by California State Teachers Retirement System

  • Is Zions Well-Positioned to Sustain Enhanced Capital Returns?

  • ZIONS BANCORPORATION COMPLETES ACQUISITION OF FANNIE MAE AND FREDDIE MAC MULTIFAMILY BUSINESS LINE FROM BASIS INVESTMENT GROUP

  • ZIONS BANCORPORATION'S BOARD ANNOUNCES APPROVAL OF SHARE REPURCHASE AND DECLARES DIVIDENDS ON COMMON AND PREFERRED STOCK

  • ZIONS BANCORPORATION ANNOUNCES PRICING OF SENIOR NOTES

  • Why Zions (ZION) is a Top Value Stock for the Long-Term

  • Zions Bancorp NA (ZION) Shares Fall 4.0% -- GF Value Says Still Overvalued

  • Zions Bancorporation: Visa Gain, Core Loan Growth, Cheap

  • Zions Q2 Earnings Beat as Revenues Rise, Stock Dips on Cost Woes

  • Zions Bancorp Analysts Increase Their Forecasts After Better-Than-Expected Q2 Earnings

  • Why Zions (ZION) is a Top Momentum Stock for the Long-Term