River City Bank
NASDAQ Capital MarketTotal Valuation
River City Bank carries a market capitalization of 763.97M, placing it among publicly traded companies globally. Its enterprise value stands at 8.58M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 763.97M |
| Enterprise Value | 8.58M |
Share Statistics
River City Bank currently has 14.29M shares outstanding.
| Shares Outstanding | 14.29M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
River City Bank trades at a trailing price-to-earnings ratio of 12.14. The price-to-sales ratio is 15.84, and the price-to-book ratio stands at 12.14.
| PE Ratio | 12.14 |
| PS Ratio | 15.84 |
| PB Ratio | 12.14 |
| P/TBV Ratio | 12.14 |
| P/FCF Ratio | N/A |
| P/OCF Ratio | N/A |
Enterprise Valuation
| EV / Sales | 1.14 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 554.33 |
| Debt / EBITDA | -4.42 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 22.14 |
| Return on Assets (ROA) | 2.34 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Stock Price Statistics
River City Bank's stock has gained approximately 43.35135% over the past 52 weeks. The 50-day moving average sits at 46.76, while the 200-day moving average is 43.35.
| Beta (5Y) | N/A |
| 52-Week Price Change | 43.35135% |
| 50-Day Moving Average | 46.76 |
| 200-Day Moving Average | 43.35 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, River City Bank generated 7.54M in revenue and converted that into 9.84M in net income, yielding earnings per share of 1.09. EBITDA reached -19.49M, while operating income came in at -19.49M.
| Revenue | 7.54M |
| Gross Profit | N/A |
| Operating Income | -19.49M |
| Pretax Income | N/A |
| Net Income | 9.84M |
| EBITDA | -19.49M |
| EBIT | -19.49M |
| Earnings Per Share (EPS) | 1.09 |
Balance Sheet
River City Bank holds 266.25M in cash and equivalents against 86.17M in total debt, resulting in a net debt position of 85.16M.
| Cash & Cash Equivalents | 266.25M |
| Total Debt | 86.17M |
| Net Debt | 85.16M |
| Equity (Book Value) | 15.55M |
| Book Value Per Share | 1.09 |
| Working Capital | N/A |
Margins
River City Bank operates with a gross margin of 100.00, reflecting its pricing power and cost economics. The operating margin of -258.46 and net profit margin of 130.48 provide insight into operational efficiency.
| Gross Margin | 100.00 |
| Operating Margin | -258.46 |
| Pretax Margin | N/A |
| Profit Margin | 130.48 |
| EBITDA Margin | -258.46 |
Stock Splits
River City Bank's most recent stock split took place on December 16, 2025 with a 1:10 split ratio.
| Last Split Date | 12/16/2025 |
| Split Ratio | 1:10 |
Scores
River City Bank posts an Altman Z-Score of 0.91, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.91 |