River City Bank
Other OTCTotal Valuation
River City Bank carries a market capitalization of 625.84M, placing it among publicly traded companies globally. Its enterprise value stands at -60.62M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 625.84M |
| Enterprise Value | -60.62M |
Share Statistics
River City Bank currently has 14.29M shares outstanding.
| Shares Outstanding | 14.29M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
River City Bank trades at a trailing price-to-earnings ratio of 12.14. The price-to-sales ratio is 15.84, and the price-to-book ratio stands at 17.24.
| PE Ratio | 12.14 |
| PS Ratio | 15.84 |
| PB Ratio | 17.24 |
| P/TBV Ratio | 7.68 |
| P/FCF Ratio | N/A |
| P/OCF Ratio | N/A |
Enterprise Valuation
| EV / Sales | 24.55 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 554.33 |
| Debt / EBITDA | -4.42 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 23.86 |
| Return on Assets (ROA) | 2.34 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Stock Price Statistics
River City Bank's stock has gained approximately 27.41935% over the past 52 weeks. The 50-day moving average sits at 41.79, while the 200-day moving average is 41.51.
| Beta (5Y) | N/A |
| 52-Week Price Change | 27.41935% |
| 50-Day Moving Average | 41.79 |
| 200-Day Moving Average | 41.51 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, River City Bank generated 7.54M in revenue and converted that into 9.84M in net income, yielding earnings per share of 1.09. EBITDA reached -19.49M, while operating income came in at -19.49M.
| Revenue | 7.54M |
| Gross Profit | N/A |
| Operating Income | -19.49M |
| Pretax Income | N/A |
| Net Income | 9.84M |
| EBITDA | -19.49M |
| EBIT | -19.49M |
| Earnings Per Share (EPS) | 1.09 |
Balance Sheet
River City Bank holds 266.25M in cash and equivalents against 86.17M in total debt, resulting in a net debt position of 85.16M.
| Cash & Cash Equivalents | 266.25M |
| Total Debt | 86.17M |
| Net Debt | 85.16M |
| Equity (Book Value) | 6.93M |
| Book Value Per Share | 0.77 |
| Working Capital | N/A |
Margins
River City Bank operates with a gross margin of 100.00, reflecting its pricing power and cost economics. The operating margin of -258.46 and net profit margin of 130.48 provide insight into operational efficiency.
| Gross Margin | 100.00 |
| Operating Margin | -258.46 |
| Pretax Margin | N/A |
| Profit Margin | 130.48 |
| EBITDA Margin | -258.46 |
Stock Splits
River City Bank's most recent stock split took place on December 16, 2025 with a 1:10 split ratio.
| Last Split Date | 12/16/2025 |
| Split Ratio | 1:10 |
Scores
River City Bank posts an Altman Z-Score of 0.32, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.32 |