River City Bank
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- River City Bank (RCBC) operates as a California state-chartered commercial bank providing a full suite of banking products and services to commercial, consumer, agricultural, and public sector clients primarily in Northern California; its core offerings include deposit products such as elite interest checking, business interest checking, money market accounts, savings accounts, and certificates of deposit; commercial real estate loans encompassing construction and development loans, term loans, and lines of credit; commercial loans including unsecured lines of credit, asset-based lending, and term financing; small business loans featuring equipment financing and overdraft protection; consumer loans such as automobile loans, home equity loans and lines, and personal loans; farm loans covering crop lines of credit, equipment term loans, and agricultural real estate financing; mortgages including fixed-rate first mortgages; and treasury management services like ACH origination, remote deposit capture, positive pay, wire transfers, online banking, and commercial cash management. The bank, founded in 1973 and headquartered in Sacramento, California, maintains eight branches in the Sacramento region, offices in the San Francisco Bay Area, and a presence in Southern California, with assets exceeding $5.4 billion positioning it as the largest independent and locally owned bank in the Sacramento area. River City Bank serves industry specializations including agribusiness, clean energy, construction, healthcare, manufacturing and distribution, nonprofit organizations, professional services, and property management, delivering tailored solutions through local decision-making and relationship managers with sector expertise. Recent developments include reporting third quarter 2025 net income of $19.7 million and year-to-date net income of $47.4 million, alongside a ten-for-one stock split; crossing the $500 million shareholders' equity milestone for the first time; appointing former First Republic Bank executive David Lichtman to its board of directors; and sustaining pristine credit quality with no material losses on loans originated since 2008 under current management.
River City Bank Reports Net Income Of $17.9 Million for the First Quarter of 2026 and Assets in Excess of $6 Billion
River City Bank Reports Net Income of $68.4 Million for 2025, Net Income for the Fourth Quarter of $21.0 Million and an Increase in the Quarterly Cash Dividend
River City Bank Reports 2025 Third Quarter Net Income of $19.7 Million, Net Income of $47.4 Million Year to Date, and a Quarterly Cash Dividend
River City Bank Reports 2025 Second Quarter Net Income of $15.4 Million and a Quarterly Cash Dividend
River City Bank Expands the Board of Directors With Addition of David Lichtman
MoneyHero and RCBC Forge Strategic Partnership to Tap into the Philippines' Expanding Card Market
River City Bank Announces Changes to the Board of Directors
River City Bank Reports 2025 First Quarter Net Income of $12.3 Million and a Quarterly Cash Dividend
River City Bank Reports 9th Consecutive Year with Record Net Income in 2024 and an Increase in the Quarterly Cash Dividend
River City Bank Announces the Formation of Public Sector Banking Division
River City Bank Reports Net Income of $16.2 Million for the Third Quarter of 2024, Net Income of $52.1 Million Year to Date, and a Quarterly Cash Dividend
River City Bank Expands Commercial Banking Team
River City Bank Reports Strong Net Income of $17.2 Million for Q2 2024, Record Net Income of $35.9 Million Year to Date, Crossing the $5 Billion Asset Threshold
River City Bank Reports 2024 First Quarter Net Income of $18.7 Million and a Quarterly Cash Dividend
River City Bank Reports 8th Consecutive Year With Record Net Income in 2023 and a Quarterly Cash Dividend
River City Bank Reports Net Income of $16.3 Million for the Third Quarter of 2023, $43.6 Million Year to Date and a Quarterly Cash Dividend
River City Bank Reports Net Income of $14.4 Million for the Second Quarter of 2023 and $27.3 Million Year to Date