1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Redwood Financial, Inc.

Redwood Financial, Inc.

REDW
Redwood Financial, Inc.US flagOther OTC
219.99
USD
+12.99
- -
96.58MMarket Cap
Redwood Financial, Inc.
REDW
(Other OTC)

Recent

price

219.99

P/E

ratio

- -

div

yld

- -

ROIC.AI

2019
2020
2021
2022
2023
2024
2025
FRC
43.72
57.17
52.53
61.52
56.38
64.71
- -
Revenue per Share
11.05
16.97
12.37
13.96
7.13
8.87
- -
Basic EPS, GAAP
13.93
20.34
1.39
14.61
15.99
-4.33
- -
Free Cash Flow per Basic Share
1.51
2
2.05
2.1
2.15
2.2
- -
Dividend per Share
87.05
100.25
110.44
122.3
127.16
133.79
- -
Book Value per Share
64.99
80.26
66.05
36.29
52.03
63.16
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
17
23
21
25
23
26
31
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
2
2
2
2
2
Depreciation Expense
4
7
5
6
3
4
5
Net Income, GAAP
26.97
28.19
27.49
25.28
27.33
27.65
23.85
Effective Tax Rate (%)
25.27
29.68
23.55
22.69
12.65
13.71
17.45
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
Working Capital
26
17
29
28
37
21
33
LT Debt
32
40
41
30
36
39
49
Total Equity
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
18.29
11.75
11.99
5.72
6.8
9.43
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
6.2%
25.6%
Free Cash Flow
- -
84.64%
-314.23%
Net Income, GAAP
- -
1.87%
47.97%
Sales/Revenue/Turnover
- -
6.38%
16.22%
Total Cash Common Dividend
- -
2.41%
2.27%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
23
2024
- -
- -
- -
- -
26
2025
- -
- -
- -
- -
31

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
7.13
2024
- -
- -
- -
- -
8.87
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
2.15
2024
- -
- -
- -
- -
2.2
2025
- -
- -
- -
- -
- -
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Business
Redwood Financial, Inc. (REDW) operates as the financial holding company for HomeTown Bank, a state-chartered bank providing a range of retail and commercial banking products and services primarily in south central and southwestern Minnesota as well as the south metropolitan area; core offerings include checking, savings, money market and demand deposit accounts, IRAs, HSAs and certificates of deposit, alongside personal, home equity/HELOC, real estate, commercial, agricultural and consumer loans. The company also conducts business through Hometown Insurance, Inc., which delivers property, casualty, crop, health and life insurance products across approximately 10 facilities in the same regions; Hometown Solutions, Inc., a finder service connecting agricultural growers with suppliers for industry products; and Redwood Financial Statutory Trust I, which issued preferred trust securities to independent investors. Founded in 1924 and headquartered in Redwood Falls, Minnesota, Redwood Financial serves individual consumers, businesses and agricultural customers with about 13 employees across roughly 10 banking and insurance locations. In 2021, the company acquired Corn Capital Innovations LLC to bolster its agricultural sector presence.