Freedom Financial Holdings, Inc.

Freedom Financial Holdings, Inc.

FDVA
Freedom Financial Holdings, Inc.US flagOther OTC
12.15
USD
+0.05
- -
86.30MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.55
2.95
3.58
3.32
3.38
2.87
2.9
4.55
5.07
5.07
4.22
4.08
4.56
4.37
Basic EPS, GAAP
0.34
0.4
0.38
0.42
0.41
0.03
0.38
1.02
1.47
1.45
0.32
0.65
0.05
0.6
Free Cash Flow per Basic Share
1.28
0.31
-0.83
0.57
0.53
1.04
-0.4
-3.46
6.34
4.5
- -
0.83
0.42
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
2.55
3.09
4.1
0.6
0.4
0.42
0.77
1.78
3.23
4.69
5.02
5.68
5.84
6.15
Tangible Book Value per Share
6.56
7.4
9.35
8.19
8.48
8.76
8.96
10.14
11.5
10.29
10.59
11.2
11.79
11.72
Basic Weighted Avg Shares
4
4
5
6
7
7
7
7
7
7
7
7
7
7
Sales/Revenue/Turnover
10
12
16
21
22
19
21
33
37
37
31
30
33
31
Operating Margin (%)
13.51
13.48
15.98
19.71
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
1
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
1
2
2
3
3
- -
3
7
11
11
2
5
- -
4
Effective Tax Rate (%)
- -
- -
33.99
32.48
47
- -
14.83
18.92
19.07
20.29
- -
15.87
- -
15.19
Profit Margin (%)
13.51
13.48
10.55
12.59
12.22
0.99
13.08
22.34
28.92
28.61
7.54
15.89
1.15
13.76
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
6
44
10
17
39
33
51
47
72
87
62
62
Total Equity
26
30
43
52
55
59
64
73
84
75
77
81
84
84
Return on Invested Capital (%)
5.34
5.73
4.38
3.88
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
14.55
14.16
11.05
23.6
83.6
7.02
64.79
79.95
58.76
36.55
6.55
12.08
0.9
10.29

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
85
75
60
LT Finance Leases
2
2
2
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7
8
7
Market Capitalization
75
72
81

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
238
249
253
Accounts Receivable, Net
5
4
5
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
4
2
2
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.38%
3.09%
3.32%
Free Cash Flow
- -
- -
-50.71%
Net Income, GAAP
142.68%
-4.56%
-92.05%
Sales/Revenue/Turnover
8.93%
0.29%
9.64%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8
7
7
8
30
2025
9
8
8
- -
33
2026
8
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.16
0.28
0.05
- -
0.65
2025
0.28
0.11
- -
- -
0.05
2026
0.16
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Joseph Janney Thomas
Full Time Employees
28
Sector
Financial Services
Industry
Banks - Regional
Address
10555 Main Street Fairfax VA United States of America 22030
IPO Date
May 9, 2007
Business
Freedom Financial Holdings, Inc. (FDVA) serves as the bank holding company for The Freedom Bank of Virginia, a community-oriented institution providing commercial banking, personal banking, and mortgage banking solutions primarily in northern Virginia. The bank offers a range of deposit products including personal and business checking accounts, interest-bearing business savings accounts, money market accounts, personal savings accounts, certificates of deposit, individual retirement accounts, insured cash sweep services, and certificate of deposit account registry services; lending products encompassing business term loans, personal loans, mortgage loans, commercial lines of credit, commercial real estate mortgages, small business lending, home equity lines of credit, and credit cards; and additional services such as treasury management, online and mobile banking, remote deposit capture, ACH and wire transfers, business valuation, bank-at-work programs, merchant services, and prestige banking. Freedom Financial Holdings operates through branches in Fairfax, Reston, Chantilly, Vienna, and Manassas, Virginia, targeting businesses, individuals, and mortgage customers in the northern Virginia and DC metro area. Founded in 2021 and headquartered in Fairfax, Virginia, the company maintains The Freedom Bank of Virginia as its wholly owned subsidiary. Recent developments include the launch of a new digital banking platform in October 2024, addition of two senior commercial banking executives, implementation of enhanced enterprise risk management and FDICIA compliance controls, and reporting of third-quarter 2025 net income that rose 40.4% from the prior quarter amid ongoing investments in personnel, technology, and loan portfolio management.

Company News

APIChatGPT
  • Freedom Bank Welcomes Sheila K. Stabile to Board of Directors

  • Freedom Bank Appoints Purnachandra Dokku to Board of Directors

  • Freedom Bank Receives Preferred Lender Status for SBA's 7(a) Working Capital Pilot Program

  • Freedom Financial Holdings Announces Earnings for First Quarter of 2026

  • Freedom Bank Opens New Branch in Tysons and Relocates Corporate Offices

  • Analyzing Camden National (NASDAQ:CAC) & Freedom Financial (OTCMKTS:FDVA)

  • Freedom Financial Holdings Announces Results for Fourth Quarter and Full Year of 2025

  • Freedom Bank Appoints Joe Daniel as SVP and Director of Sales & Marketing

  • Freedom Bank Announces Appointment of Pierre A. Abushacra to its Board of Directors

  • Critical Contrast: Freedom Financial (OTCMKTS:FDVA) versus NBT Bancorp (NASDAQ:NBTB)

  • Reviewing Freedom Financial (OTCMKTS:FDVA) & Bridgewater Bancshares (NASDAQ:BWB)

  • Freedom Financial Holdings Announces Earnings for Third Quarter of 2025

  • Freedom Financial Holdings Announces Earnings for Second Quarter of 2025

  • Freedom Bank Hires Scott Clark as Executive Vice President and Chief Financial Officer

  • Freedom Financial Holdings Announces Earnings for First Quarter of 2025

  • Freedom Financial Holdings Announces Earnings for Fourth Quarter and Full Year 2024

  • Freedom Financial Holdings Announces Earnings for Third Quarter of 2024

  • Freedom Financial Holdings Announces Earnings for Second Quarter of 2024

  • Freedom Financial Holdings Announces Earnings for First Quarter of 2024 and Reauthorization of Stock Buyback Program

  • Freedom Financial Holdings Announces Earnings for Fourth Quarter and Full Year 2023