Regional Management Corp.

Regional Management Corp.

RM
Regional Management Corp.US flagNew York Stock Exchange
33.68
USD
+0.55
- -
310.13MMarket Cap
Regional Management Corp.
RM
(New York Stock Exchange)

Recent

price

33.68

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
8.22
7.55
10.61
12.45
14.94
15.65
18.66
21.52
23.44
27.68
30.75
39.57
50.88
51.49
53.32
59.48
63.12
Revenue per Share
1.76
1.71
2.12
2.29
1.17
1.82
2.03
2.59
3.03
3.92
2.45
8.84
5.51
1.7
4.28
4.71
5.1
Basic EPS, GAAP
4.28
3.16
4.76
5.44
6.39
6.08
7.49
9.03
11.97
13.23
14.6
18.15
22.9
25.23
26.09
30.97
33.84
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.2
0.95
1.22
1.26
1.26
1.22
1.27
Dividend per Share
3.53
6.95
10.35
12.74
13.99
15.89
18.12
20.53
23.7
27.49
24.89
28.89
32.41
33.02
35.67
39.05
40.51
Book Value per Share
3.46
6.9
10.17
12.57
13.87
15.66
17.56
19.62
22.85
26.64
24.1
27.91
31.14
31.4
33.22
35.72
36.8
Tangible Book Value per Share
9
12
12
13
13
13
12
12
12
11
11
10
9
9
10
9
9
Basic Weighted Avg Shares
77
93
124
156
190
201
221
249
273
316
336
397
473
484
514
561
580
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
3
3
4
4
6
7
9
11
13
12
13
15
14
16
18
Depreciation Expense
16
21
25
29
15
23
24
30
35
45
27
89
51
16
41
44
47
Net Income, GAAP
35.82
36.87
37.04
37.75
38.17
38.74
38.3
25.57
23
24.17
25.6
21.15
21.58
23.22
23.76
23.13
22.65
Effective Tax Rate (%)
21.42
22.63
19.95
18.4
7.8
11.62
10.89
12.06
12.94
14.17
7.95
22.34
10.83
3.3
8.02
7.92
8.07
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
26
26
- -
- -
- -
71
38
53
297
434
466
887
1,218
1,187
1,197
1,420
1,379
LT Debt
43
65
129
161
178
205
207
239
279
303
272
283
309
322
357
373
378
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
75.7
38.85
25.51
19.83
8.72
12.18
11.65
13.41
13.63
15.37
9.3
31.97
17.32
5.06
12.14
12.16
12.63
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
268
265
339
LT Borrowings
1,374
1,350
1,332
LT Finance Leases
46
46
47
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
10
9
9
Market Capitalization
370
301
385

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
4
5
7
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
39
32
31
ST Debt
268
265
339
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.42%
6.55%
4.48%
Free Cash Flow
14.34%
12.9%
16.08%
Net Income, GAAP
31.86%
57.36%
7.73%
Sales/Revenue/Turnover
10.92%
10.98%
9.11%
Total Cash Common Dividend
- -
70.17%
-5.41%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
127
125
127
135
514
2025
133
137
144
147
561
2026
144
145
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.59
0.88
0.79
1.02
4.28
2025
0.73
1.07
1.53
1.4
4.71
2026
1.24
0.91
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.34
0.32
0.3
0.3
1.26
2025
0.33
0.3
0.3
0.29
1.22
2026
0.37
0.3
- -
- -
- -
Business
Regional Management Corp. (NYSE: RM) is a diversified consumer finance company that provides installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. Operating under the name Regional Finance, the company offers small installment loans, large installment loans, automobile purchase loans, furniture and appliance purchase loans, and related payment and collateral protection insurance products, including credit life insurance, accident and health insurance, involuntary unemployment insurance, and personal property insurance; it also provides reinsurance services. Loans are sourced through a multi-channel platform encompassing branches, direct mail campaigns, digital partners, retailers, and the consumer website RegionalFinance.com, with servicing conducted via an integrated branch network across more than 350 locations in the southeastern, midwestern, and western United States. Founded in 1987 and headquartered in Greer, South Carolina, Regional Management Corp. targets lower-middle income consumers in non-prime credit segments and employs approximately 2,100 people. In recent developments, the company completed a $253 million asset-backed securitization in October 2025, announced third quarter 2025 results highlighting portfolio growth, increased its stock repurchase authorization to $60 million through June 2027 with $23.5 million repurchased by late October 2025, and plans to open additional branches in Louisiana and California by year-end 2025 while entering one to two new states in 2026 to expand its high-quality, auto-secured, higher-margin loan portfolios.

Company News

  • Roxmore Resources Reports Additional Drill Results from the Converse Gold Project in Nevada

  • United Therapeutics Presents Data at The European Society of Cardiology Congress 2026 and The European Respiratory Society International Congress 2026

  • Regional Management Q2 Earnings Call Highlights

  • Regional Management Corp. (RM) Q2 2026 Earnings Call Transcript

  • Regional Management Corp. Announces Second Quarter 2026 Results

  • Roxmore Resources Reports Strong Drill Results at the Converse Gold Project, Battle Mountain - Eureka Trend Nevada

  • Regional Management Corp. to Report Second Quarter 2026 Results on Wednesday, July 29, 2026

  • Cytta Corp CEO Shareholder Update

  • Roxmore Announces Voting Results From its Annual General Meeting of Shareholders

  • Carlyle Commodities Advances Silver Pony Transaction and Receives $1.25 Million in Roxmore (RM) Shares for Newton Gold Project

  • Regional Management Seems Skilled At Navigating The K-Shaped Economy (Rating Upgrade)

  • Roxmore Makes Secondary Payment for Newton Gold Project

  • Roxmore Files NI 43-101 Technical Report for the Converse Gold Project's Updated Mineral Resource Estimate and Preliminary Economic Assessment

  • Roxmore Resources Reports Significant Drill Results From The Converse Project, Battle Mountain - Eureka Trend Nevada

  • Regional Management Corp. (RM) Q1 2026 Earnings Call Transcript

  • Roxmore Announces Filing of Meeting Materials for Upcoming Shareholders Meeting

  • Regional Management Corp. Announces First Quarter 2026 Results

  • Roxmore Resources Inc. (RM) Closes the Market

  • Regional Management (NYSE:RM) CAO Steven Barnette Sells 1,600 Shares of Stock

  • Roxmore Resources Announces a Positive Preliminary Economic Assessment for the Converse Gold Project in Nevada