Regional Management Corp.
New York Stock ExchangeRecent
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- Regional Management Corp. (NYSE: RM) is a diversified consumer finance company that provides installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. Operating under the name Regional Finance, the company offers small installment loans, large installment loans, automobile purchase loans, furniture and appliance purchase loans, and related payment and collateral protection insurance products, including credit life insurance, accident and health insurance, involuntary unemployment insurance, and personal property insurance; it also provides reinsurance services. Loans are sourced through a multi-channel platform encompassing branches, direct mail campaigns, digital partners, retailers, and the consumer website RegionalFinance.com, with servicing conducted via an integrated branch network across more than 350 locations in the southeastern, midwestern, and western United States. Founded in 1987 and headquartered in Greer, South Carolina, Regional Management Corp. targets lower-middle income consumers in non-prime credit segments and employs approximately 2,100 people. In recent developments, the company completed a $253 million asset-backed securitization in October 2025, announced third quarter 2025 results highlighting portfolio growth, increased its stock repurchase authorization to $60 million through June 2027 with $23.5 million repurchased by late October 2025, and plans to open additional branches in Louisiana and California by year-end 2025 while entering one to two new states in 2026 to expand its high-quality, auto-secured, higher-margin loan portfolios.
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