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    Financial Services

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    Banks - Regional
Resona Holdings, Inc.

Resona Holdings, Inc.

RSNHF
Resona Holdings, Inc.US flagOther OTC
13.88
USD
-0.34
- -
31.26BMarket Cap
Resona Holdings, Inc.
RSNHF
(Other OTC)

Recent

price

13.88

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
544.28
286.14
277.24
294.4
330.01
303.52
275.78
268.19
312.62
325.79
314.48
310.27
314.97
328.14
381.08
451.78
171.72
Revenue per Share
117.59
103.5
112.64
95.82
96.42
79.28
69.58
102.03
75.64
66.28
54.2
45.42
67.5
67.78
92.4
113.82
32.89
Basic EPS, GAAP
2,538.04
465.8
-225.38
969.11
497.23
1,315.39
-332.21
391.75
130.93
414.99
4,954.42
1,597.85
-2,200.03
-321.7
-138.85
-2,097.06
- -
Free Cash Flow per Basic Share
33.05
19.13
19
20.12
36
46
21.2
21.15
20.56
21.11
21.04
21.1
21.21
21.72
22.73
28.26
- -
Dividend per Share
896.04
582.33
677.9
529.92
632.07
625.34
640.57
679.14
719.14
769.85
804.17
786.48
847.55
905.51
991.6
1,093.43
951.76
Book Value per Share
1,130.27
730.98
878.44
832.03
960.21
776.73
825.33
895.1
999.9
985.62
1,073.79
992.92
1,044.5
1,165.39
1,170.7
1,265.38
1,182.05
Tangible Book Value per Share
1,361
2,451
2,443
2,303
2,193
2,319
2,321
2,315
2,316
2,300
2,297
2,421
2,376
2,345
2,309
2,273
2,324
Basic Weighted Avg Shares
740,972
701,265
677,236
677,930
723,786
703,815
640,018
620,996
723,967
749,264
722,292
751,167
748,474
769,427
879,798
1,026,905
399,038
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
25,258
27,743
28,402
26,935
25,726
26,288
25,434
25,501
32,214
34,145
34,670
36,970
38,542
38,649
39,252
37,592
- -
Depreciation Expense
160,079
253,662
275,141
220,642
211,477
183,840
161,485
236,251
175,162
152,426
124,481
109,974
160,400
158,930
213,324
258,717
76,421
Net Income, GAAP
30.67
5.53
1.37
27.11
33.36
26.24
28.88
- -
24.02
26.74
29.62
29.26
28.13
29.01
26.93
32.26
30.71
Effective Tax Rate (%)
21.6
36.17
40.63
32.55
29.22
26.12
25.23
38.04
24.19
20.34
17.23
14.64
21.43
20.66
24.25
25.19
19.15
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
3,032,666
3,073,325
2,087,693
3,166,756
3,553,899
5,748,435
2,880,248
2,273,150
2,508,839
2,552,373
9,479,409
11,768,518
5,979,155
5,617,994
6,809,185
4,959,792
5,275,462
LT Debt
1,592,553
1,843,328
2,189,303
1,956,410
2,143,377
1,833,469
1,946,777
2,102,935
2,356,175
2,316,541
2,519,643
2,459,020
2,534,049
2,778,170
2,752,814
2,928,362
2,796,344
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
10.97
19.17
17.85
15.34
16.23
12.96
11
15.45
10.82
8.87
6.88
5.86
8.19
7.68
9.67
10.84
3.57
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,330
- -
2,311
Market Capitalization
2,227,746
2,460,401
2,157,823

Working Capital

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
20,924,259
- -
18,827,106
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.91%
3.15%
6.38%
Free Cash Flow
184.03%
188.56%
1,387.01%
Net Income, GAAP
6.58%
17.76%
21.28%
Sales/Revenue/Turnover
4.19%
7.5%
16.72%
Total Cash Common Dividend
-2.47%
6.17%
22.43%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
176,897
193,492
181,075
217,963
769,427
2025
- -
- -
- -
- -
879,798
2026
- -
- -
- -
- -
1,026,905

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
15.02
- -
- -
- -
67.78
2025
- -
- -
- -
- -
92.4
2026
- -
- -
- -
- -
113.82

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
21.72
2025
- -
- -
- -
- -
22.73
2026
- -
- -
- -
- -
28.26
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Business
Resona Holdings, Inc. operates as a financial services holding company based in Saitama, Japan, primarily engaged in retail and commercial banking through its group subsidiaries. Its main products and services include personal banking such as deposits, loans, mortgages, credit and debit card services, asset management, and inheritance consulting; corporate banking services including corporate lending, asset management using trusts, real estate operations, corporate pensions, mergers and acquisitions support, and business growth assistance; and market-related services covering fund management, foreign exchange, bonds, derivatives, and online banking solutions. The group also offers credit card services, trust services, and ATM management, with operations concentrated mainly in Japan and selective international activities, notably through its Singapore-based subsidiary Resona Merchant Bank Asia Ltd. Founded in 2002, Resona Holdings serves diverse customer segments including individuals, small-to-medium enterprises, and corporations. Recent major changes include the strategic merger with Kansai Mirai Financial Group in April 2024, enhancing its financial strength and operational capabilities across the group. In 2025, Resona Holdings significantly strengthened its fintech and payment business through an expanded capital and business alliance with Digital Garage, Inc., including plans to develop next-generation payment applications and jointly enter the SME-focused Banking as a Service (BaaS) and digital financial services market. This collaboration aims to leverage advanced AI and fintech technologies to broaden payment solutions and financial access for SMEs. Additionally, the company launched new digital payment services like "CurePort" for healthcare payments in December 2024 and supports regional economic development through initiatives such as the "Minato Recruitment Support Pack" and venture funds for local businesses. Resona Holdings also engages in active share buyback programs to improve capital efficiency and shareholder value. The company oversees several subsidiaries, including Resona Bank, Resona Asset Management, and Resona Merchant Bank Asia, maintaining a comprehensive financial services ecosystem in Japan and beyond. Overall, Resona Holdings is focused on combining traditional banking with innovative digital financial solutions while expanding its regional influence and corporate client base in Japan. The company adheres to its Medium-Term Management Plan (FY2023-2025), emphasizing corporate transformation, digital service expansion, and strong collaboration with fintech firms to maintain its competitive edge in the evolving financial landscape.

Company News

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  • seekingalpha.com

    Resona Holdings, Inc. (RSHGY) Q4 2026 Earnings Call Prepared Remarks Transcript