River Financial Corporation
Other OTCTotal Valuation
River Financial Corporation carries a market capitalization of 390.66M, placing it among publicly traded companies globally. Its enterprise value stands at -191.52M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 390.66M |
| Enterprise Value | -191.52M |
Share Statistics
River Financial Corporation currently has 7.76M shares outstanding.
| Shares Outstanding | 7.76M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
River Financial Corporation trades at a trailing price-to-earnings ratio of 6.64. The price-to-sales ratio is 2.07, and the price-to-book ratio stands at 1.45.
| PE Ratio | 6.64 |
| PS Ratio | 2.07 |
| PB Ratio | 1.45 |
| P/TBV Ratio | 1.10 |
| P/FCF Ratio | 5.66 |
| P/OCF Ratio | 6.19 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 73.12 |
| Debt / EBITDA | 51.30 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 24.19 |
| Return on Assets (ROA) | 1.08 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, River Financial Corporation has paid 11.85M in income taxes, reflecting an effective tax rate of 23.58.
| Income Tax | 11.85M |
| Effective Tax Rate | 23.58 |
Stock Price Statistics
River Financial Corporation's stock has gained approximately 54.32099% over the past 52 weeks. The 50-day moving average sits at 49.98, while the 200-day moving average is 42.41.
| Beta (5Y) | N/A |
| 52-Week Price Change | 54.32099% |
| 50-Day Moving Average | 49.98 |
| 200-Day Moving Average | 42.41 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, River Financial Corporation generated 123.11M in revenue and converted that into 38.41M in net income, yielding earnings per share of 4.93.
| Revenue | 123.11M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 50.26M |
| Net Income | 38.41M |
| EBITDA | 3.70M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 4.93 |
Balance Sheet
River Financial Corporation holds 635.99M in cash and equivalents against 189.60M in total debt, resulting in a net debt position of -5.42M.
| Cash & Cash Equivalents | 635.99M |
| Total Debt | 189.60M |
| Net Debt | -5.42M |
| Equity (Book Value) | 175.97M |
| Book Value Per Share | 22.78 |
| Working Capital | N/A |
Cash Flow
River Financial Corporation produced 41.20M in operating cash flow over the past twelve months. After subtracting -4.21M in capital expenditures, free cash flow totaled 36.99M - equivalent to 4.79 per share.
| Operating Cash Flow | 41.20M |
| Capital Expenditures | -4.21M |
| Free Cash Flow | 36.99M |
| FCF Per Share | 4.79 |
Margins
River Financial Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 40.83 |
| Profit Margin | 31.20 |
| EBITDA Margin | 3.00 |
Dividends & Yields
The company's payout ratio of 10.91 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.54 |
| Dividend Yield | N/A |
| Payout Ratio | 10.91 |
| Shareholder Yield | -82.54 |
| FCF Yield | 17.66 |
Scores
River Financial Corporation posts an Altman Z-Score of 0.14, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.14 |