River Financial Corp.
Other OTCTotal Valuation
River Financial Corp. carries a market capitalization of 390.60M, placing it among publicly traded companies globally. Its enterprise value stands at 285.16M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 390.60M |
| Enterprise Value | 285.16M |
Share Statistics
River Financial Corp. currently has 7.82M shares outstanding.
| Shares Outstanding | 7.82M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
River Financial Corp. trades at a trailing price-to-earnings ratio of 9.64. The price-to-sales ratio is 3.29, and the price-to-book ratio stands at 1.18.
| PE Ratio | 9.64 |
| PS Ratio | 3.29 |
| PB Ratio | 1.18 |
| P/TBV Ratio | 1.30 |
| P/FCF Ratio | 7.22 |
| P/OCF Ratio | 8.39 |
Enterprise Valuation
On an enterprise value basis, River Financial Corp. trades at an EV/EBITDA multiple of 97.19 and an EV/FCF ratio of 5.41.
| EV / Sales | 2.50 |
| EV / EBITDA | 97.19 |
| EV / EBIT | N/A |
| EV / FCF | 5.41 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 55.11 |
| Debt / EBITDA | 59.53 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 13.50 |
| Return on Assets (ROA) | 1.01 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, River Financial Corp. has paid 12.33M in income taxes, reflecting an effective tax rate of 24.08.
| Income Tax | 12.33M |
| Effective Tax Rate | 24.08 |
Stock Price Statistics
River Financial Corp.'s stock has gained approximately 43.88489% over the past 52 weeks. The 50-day moving average sits at 46.72, while the 200-day moving average is 47.81.
| Beta (5Y) | N/A |
| 52-Week Price Change | 43.88489% |
| 50-Day Moving Average | 46.72 |
| 200-Day Moving Average | 47.81 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, River Financial Corp. generated 114.10M in revenue and converted that into 38.88M in net income, yielding earnings per share of 4.91.
| Revenue | 114.10M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 51.21M |
| Net Income | 38.88M |
| EBITDA | 2.93M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 4.91 |
Balance Sheet
River Financial Corp. holds 264.68M in cash and equivalents against 174.66M in total debt, resulting in a net debt position of 58.37M.
| Cash & Cash Equivalents | 264.68M |
| Total Debt | 174.66M |
| Net Debt | 58.37M |
| Equity (Book Value) | 316.94M |
| Book Value Per Share | 40.55 |
| Working Capital | N/A |
Cash Flow
River Financial Corp. produced 44.71M in operating cash flow over the past twelve months. After subtracting -7.96M in capital expenditures, free cash flow totaled 36.74M - equivalent to 4.70 per share.
| Operating Cash Flow | 44.71M |
| Capital Expenditures | -7.96M |
| Free Cash Flow | 36.74M |
| FCF Per Share | 4.70 |
Margins
River Financial Corp. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 44.88 |
| Profit Margin | 34.08 |
| EBITDA Margin | 2.57 |
Dividends & Yields
The company's payout ratio of 20.14 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.00 |
| Dividend Yield | N/A |
| Payout Ratio | 20.14 |
| Shareholder Yield | -35.14 |
| FCF Yield | 13.85 |
Scores
River Financial Corp. posts an Altman Z-Score of 0.16, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.16 |