1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
River Financial Corporation

River Financial Corporation

RVRF
River Financial CorporationUS flagOther OTC
50.00
USD
- -
- -
390.66MMarket Cap

Income Statement (USD)

APIChat
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Sales/Revenue/Turnover
18
33
36
39
50
67
81
91
100
110
132
+ Sales & Services Revenue
18
33
36
39
50
67
81
91
100
110
132
- Cost of Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cost of Goods & Services
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Profit
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Income
-4
-11
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Operating Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Selling, General & Admin
8
13
14
16
20
25
30
35
43
44
49
+ Research & Development
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Expense
-8
-13
-14
-16
-20
-25
-30
-35
-43
-44
-49
Operating Income (Loss)
4
11
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Non-Operating (Income) Loss
- -
- -
-13
-11
-15
-22
-32
-36
-34
-41
-55
+ Interest Expense, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Interest Income
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
- -
- -
-13
-11
-15
-22
-32
-36
-34
-41
-55
Pretax Income
4
11
13
11
15
22
32
36
34
41
55
- Income Tax Expense (Benefit)
1
4
5
2
3
5
7
8
7
10
12
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
2
8
8
9
11
17
25
28
27
31
42
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
2
8
8
9
11
17
25
28
27
31
42
- Minority Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
2
8
8
9
11
17
25
28
27
31
42
- Preferred Dividends
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
2
8
8
9
11
17
25
28
27
31
42
EBIT
4
11
- -
- -
- -
- -
- -
- -
- -
- -
- -
EBITDA
4
13
2
2
3
3
3
3
4
4
4
EBITDA Margin (%)
23.09
39.28
4.2
4.33
5.24
4.09
3.19
3.18
3.56
3.41
2.82
EBITA
4
11
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Margin (%)
100
100
100
100
100
100
100
100
100
100
100
Operating Margin (%)
20.18
34.73
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
13.15
24.06
23.13
21.9
22.09
25.48
31.03
30.65
26.76
28.51
31.87
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.08
0.16
0.25
0.27
0.32
0.36
0.4
0.44
0.46
0.5
- -
Depreciation Expense
1
1
2
2
3
3
3
3
4
4
4
Basic Weighted Avg Shares
5
5
5
5
6
6
7
7
7
8
- -
Basic EPS, GAAP
0.47
1.55
1.63
1.63
1.9
2.63
3.83
4.21
3.84
4.09
- -
Basic EPS from Cont Ops
0.47
1.55
1.63
1.63
1.9
2.63
3.83
4.21
3.84
4.09
- -
Diluted Weighted Avg Shares
5
5
5
5
6
7
7
7
7
8
- -
Diluted EPS, GAAP
0.47
1.55
1.6
1.6
1.87
2.6
3.79
4.14
3.78
4.05
- -
Diluted EPS from Cont Ops
0.47
1.55
1.6
1.6
1.87
2.6
3.79
4.14
3.78
4.05
- -

Balance Sheet (USD)

APIChat
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Total Current Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash, Cash Equivalents & STI
182
231
214
281
354
546
933
745
666
522
639
+ Cash & Cash Equivalents
37
48
21
52
50
53
56
79
45
123
121
+ ST Investments
145
183
193
229
303
493
877
666
621
399
518
+ Accounts & Notes Receiv
2
2
2
3
4
7
7
10
14
23
48
+ Accounts Receivable, Net
2
2
2
3
4
7
7
10
14
16
17
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
7
31
+ Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Assets
-184
-234
-217
-284
-357
-553
-940
-755
-680
-545
-688
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Property, Plant & Equip, Net
21
21
22
27
32
33
37
40
45
46
51
+ Property, Plant & Equip
24
26
27
33
39
41
47
52
60
63
72
- Accumulated Depreciation
3
4
5
6
7
9
10
12
14
18
21
+ LT Investments & Receivables
145
183
193
229
303
493
927
797
748
733
746
+ LT Investments
145
183
193
229
303
493
927
797
748
733
746
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
-165
-205
-215
-255
-335
-526
-964
-838
-793
-779
-797
+ Total Intangible Assets
12
12
12
24
33
32
31
30
29
29
28
+ Goodwill
9
10
10
18
28
28
28
28
28
28
28
+ Other Intangible Assets
3
2
2
6
5
4
3
2
1
1
1
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
-177
-217
-227
-279
-368
-558
-994
-868
-822
-807
-825
Total Assets
718
810
823
1,070
1,364
1,865
2,396
2,833
3,235
3,582
3,787
+ Payables & Accruals
7
4
3
5
10
9
13
13
- -
- -
- -
+ Accounts Payable
5
4
3
5
10
9
13
13
- -
- -
- -
+ Accrued Taxes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
3
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Borrowings
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Liabilities
-7
-4
-3
-5
-10
-9
-13
-13
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
-7
-4
-3
-5
-10
-9
-13
-13
- -
- -
- -
Total Current Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Debt
10
6
15
47
24
20
39
134
269
245
140
+ LT Borrowings
10
6
15
47
24
20
39
134
269
245
140
+ LT Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Liabilities
-10
-6
-15
-47
-24
-20
-39
-134
-269
-245
-140
+ Accrued Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Pension Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
-10
-6
-15
-47
-24
-20
-39
-134
-269
-245
-140
Total Noncurrent Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Liabilities
643
728
733
959
1,217
1,696
2,213
2,695
3,032
3,350
3,488
+ Preferred Equity and Hybrid Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Share Capital & APIC
67
70
70
85
107
107
108
111
145
145
148
+ Common Stock
5
5
5
6
6
7
7
7
8
8
8
+ Additional Paid in Capital
62
65
65
80
100
101
102
104
137
137
141
- Treasury Stock
1
- -
- -
- -
- -
1
- -
- -
- -
2
2
+ Retained Earnings
8
15
22
29
39
53
76
101
124
152
190
+ Other Equity
1
-2
-2
-3
2
8
-1
-72
-64
-62
-33
Equity Before Minority Interest
75
82
90
111
147
168
183
138
203
232
300
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
75
82
90
111
147
168
183
138
203
232
300
Total Liabilities & Equity
718
810
823
1,070
1,364
1,865
2,396
2,833
3,235
3,582
3,787
Shares Outstanding
5
5
5
6
6
7
7
7
8
8
8
Number of Employees
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Debt
-27
-42
-5
-5
-27
-33
-17
55
225
122
18
Net Debt to Equity
-35.46
-50.37
-6.02
-4.75
-18.04
-19.34
-9.05
40.11
110.8
52.38
6.05
Tangible Common Equity Ratio
8.89
8.8
9.65
8.37
8.56
7.44
6.42
3.86
5.41
5.72
7.22
Current Ratio
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash Conversion Cycle
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Cash Flow Statement (USD)

APIChat
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
+ Net Income
2
8
8
9
11
17
25
28
27
31
42
+ Depreciation & Amortization
1
1
2
2
3
3
3
3
4
4
4
+ Non-Cash Items
1
- -
1
- -
-1
10
6
4
2
4
10
+ Stock-Based Compensation
- -
- -
- -
- -
- -
- -
- -
- -
1
1
1
+ Deferred Income Taxes
-1
1
1
-1
-1
-3
-1
-1
-2
-2
-1
+ Asset Impairment Charge
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Cash Adj
1
-1
- -
1
- -
13
8
4
3
5
10
+ Chg in Non-Cash Work Cap
2
-6
3
2
-3
-25
8
13
-8
-3
-2
+ (Inc) Dec in Accts Receiv
- -
- -
- -
- -
- -
-3
- -
-3
-4
-2
-2
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Accts Payable
2
-1
- -
1
4
-1
4
1
2
- -
5
+ Inc (Dec) in Other
- -
-5
4
1
-7
-21
4
15
-6
-1
-5
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
5
3
14
13
9
5
42
47
24
36
54
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
-2
-2
-1
-1
-3
-2
-6
-6
-8
-4
-8
+ Acq of Fixed Prod Assets
-2
-2
-1
-1
-3
-2
-6
-6
-8
-4
-8
+ Acq of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
- -
- -
- -
9
- -
-1
1
- -
33
-1
- -
+ Increase in Capital Stock
- -
- -
- -
9
1
- -
2
1
34
1
2
+ Decrease in Capital Stock
- -
- -
-1
- -
-1
-1
-1
-1
-1
-3
-2
+ Net Change in LT Investment
18
-45
-12
63
-69
-186
-454
30
57
14
-8
+ Dec in LT Investment
39
44
41
90
83
114
294
241
62
162
288
+ Inc in LT Investment
-20
-88
-53
-28
-152
-300
-748
-211
-5
-148
-296
+ Net Cash From Acq & Div
11
- -
- -
22
31
- -
- -
- -
- -
- -
- -
+ Cash from Divestitures
11
- -
- -
22
31
- -
- -
- -
- -
- -
- -
+ Cash for Acq of Subs
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
-42
-40
-33
-129
-73
-280
-92
-538
-441
-246
-223
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
-15
-86
-46
-45
-115
-468
-552
-513
-392
-235
-239
+ Dividends Paid
- -
-1
-1
-1
-2
-2
-3
-3
-3
-4
-4
+ Net Cash From Debt
-2
-4
9
32
-23
-3
19
120
110
-25
-105
+ Cash From Debt
- -
8
50
137
- -
- -
39
170
416
105
- -
+ Repayments of Debt
-2
-12
-41
-105
-23
-3
-20
-50
-306
-130
-105
+ Other Financing Activities
18
100
-3
25
129
485
494
362
225
343
238
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
15
95
5
64
103
478
511
479
365
313
128
Effect of Foreign Exchange Rates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Changes in Cash
6
11
-27
32
-2
15
2
13
-2
113
-57
EBITDA
4
13
2
2
3
3
3
3
4
4
4
EBITDA Margin (%)
23.09
39.28
4.2
4.33
5.24
4.09
3.19
3.18
3.56
3.41
2.82
Free Cash Flow
3
1
13
12
6
2
36
42
17
32
45
Net Cash Paid for Acquisitions
-11
- -
- -
-22
-31
- -
- -
- -
- -
- -
- -
Free Cash Flow to Firm
3
1
13
12
6
2
36
42
17
32
45
Free Cash Flow to Equity
- -
-3
22
43
-17
-1
55
162
127
7
-60
Free Cash Flow per Basic Share
0.66
0.22
2.49
2.26
1.01
0.38
5.52
6.31
2.37
4.23
- -
Price/Free Cash Flow
- -
- -
- -
11.97
13.6
18.91
3.9
4.33
6.57
6.04
- -
Cash Flow to Net Income
2.29
0.36
1.68
1.47
0.81
0.29
1.67
1.7
0.91
1.15
1.28
Capital Expenditures
-2
-2
-1
-1
-3
-2
-6
-6
-8
-4
-8