State Bank of India

State Bank of India

SBID.IL
State Bank of IndiaGB flagInternational Order Book
110.60
USD
-1.00
- -
102.09BMarket Cap
State Bank of India
SBID.IL
(International Order Book)

Recent

price

110.60

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
1,252.92
1,360.33
1,406.07
1,500.52
1,664.59
1,638.48
1,820.93
1,796.29
1,857.17
2,186.94
2,401.58
2,645.39
3,029.12
3,626.08
3,916.4
4,177.36
4,153.68
Revenue per Share
168.27
241.55
266.82
204
227.63
159.47
3.09
-53.4
25.77
221.5
251.05
396.36
623.54
751.68
869.07
911.61
890.09
Basic EPS, GAAP
661.83
-510.93
362.36
275.51
352.24
188.85
991.91
-1,130.99
331.17
268.12
963.73
609.43
-1,016.12
242.39
509.65
416.93
- -
Free Cash Flow per Basic Share
22.37
33.87
39.39
64.89
16.56
39.9
29.95
28.32
- -
- -
- -
40
71
113
137
155.29
- -
Dividend per Share
131.45
158.31
182.79
197.4
216.17
232.64
272.39
258.08
262.75
281.31
308.77
342.41
402.18
464.94
545.72
645.82
583.19
Book Value per Share
131.45
157.22
181.72
196.13
214.91
231.42
271.21
256.13
260.81
279.58
307.03
340.67
400.46
463.36
544.13
573.88
583.19
Tangible Book Value per Share
635
635
671
695
747
767
780
853
892
892
892
892
892
892
892
914
892
Basic Weighted Avg Shares
795,601
864,078
944,135
1,042,537
1,242,740
1,255,986
1,421,009
1,532,779
1,657,452
1,951,760
2,143,317
2,360,911
2,703,369
3,236,135
3,495,234
3,817,092
3,707,011
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
13,806
13,716
15,775
19,424
15,815
22,522
29,147
31,051
34,959
36,616
37,111
36,913
36,956
38,491
39,915
48,297
- -
Depreciation Expense
106,849
153,431
179,162
141,738
169,943
122,246
2,412
-45,563
22,996
197,678
224,055
353,739
556,482
670,847
775,613
832,988
794,378
Net Income, GAAP
43.88
35.31
29.21
32.06
32.25
29.89
141.35
- -
41.21
40.04
25.97
26.91
24.99
25.32
25.71
25.31
25.84
Effective Tax Rate (%)
13.43
17.76
18.98
13.6
13.67
9.73
0.17
-2.97
1.39
10.13
10.45
14.98
20.58
20.73
22.19
21.82
21.43
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,424,708
1,816,340
2,117,012
2,300,154
2,637,693
2,781,583
3,623,823
3,003,523
3,415,727
3,248,087
4,265,687
4,576,896
5,220,926
5,565,032
6,181,254
7,268,922
5,861,700
LT Debt
864,484
1,099,557
1,292,869
1,522,797
1,668,847
1,868,598
2,236,728
2,349,372
2,405,327
2,590,039
2,851,875
3,167,955
3,717,679
4,305,571
5,050,626
6,148,992
5,396,479
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
12.83
16.18
15.49
10.41
11.01
7.15
0.12
-2.04
0.99
8.14
8.51
12.17
16.75
17.34
17.2
15.38
16.56
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
8,925
8,925
8,925
Market Capitalization
70,743,008
67,724,001
72,918,063

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,524,528
6,208,492
3,901,819
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.82%
16.66%
21.75%
Free Cash Flow
-1.35%
-66.66%
-16.24%
Net Income, GAAP
-130.56%
31.75%
7.4%
Sales/Revenue/Turnover
11.83%
12.32%
9.21%
Total Cash Common Dividend
- -
44.34%
16.06%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
804,243
901,836
904,568
1,013,353
3,495,234
2026
887,254
1,068,658
1,011,256
- -
3,817,092
2027
978,143
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
216.5
221.7
211.2
219.6
869.07
2026
237.6
230.9
212.8
- -
911.61
2027
261.1
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
137
2026
- -
- -
- -
- -
155.29
2027
- -
- -
- -
- -
- -
Business
State Bank of India (SBI) is an Indian multinational public sector banking and financial services company that provides a full spectrum of financial products and services to individuals, enterprises, and institutions. It operates as a principal subsidiary network of the SBI Group with centralized corporate governance and widespread branch and digital channels. Main products and services: consumer banking; corporate and institutional banking; treasury and financial markets; private banking and wealth management; retail and SME lending; depositary and transaction banking; payments and card services; remittances; asset management; mutual funds and portfolio management; insurance distribution; loan syndication and structured finance; trade finance; cash management and merchant acquiring; digital banking platforms; asset reconstruction and non-performing asset management; risk management and advisory services; correspondent banking; custody and securities services; wealth planning and brokerage through affiliated entities; corporate advisory and capital markets services. Latest major company changes: continues to expand strategic partnerships and alliances with fintechs and technology platforms to enhance digital lending and payments ecosystems; advances in digital transformation including deployment of SBI Anywhere and YONO platforms integrating banking, investments, insurance, and payments; consolidates captive fintech collaborations to accelerate credit scoring, biometric authentication, and contactless payments; undergoes regulatory-driven structural reorganizations to optimize capital allocation, risk management, and compliance across its international and domestic operations; underscores shareholder value through potential stake acquisitions in non-banking financial entities and joint ventures; progresses in large-scale operational modernization and capacity building across its branch network and digital channels. Additional context: operates across multiple business segments including retail banking, corporate banking, SME banking, priority sector lending, treasury, and financial services; serves individuals, small businesses, large corporates, government entities, and financial institutions; geographic footprint spans India with overseas subsidiaries and representative offices in selected regions; founded in 1955; headquartered in Mumbai, India; maintains a network of thousands of branches and regional offices and a comprehensive digital banking ecosystem; has subsidiaries and associate entities within the SBI Group.