Stock Yards Bancorp, Inc.

Stock Yards Bancorp, Inc.

SYBT
Stock Yards Bancorp, Inc.US flagNASDAQ Global Select
70.36
USD
-1.36
- -
2.08BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
5.4
5.64
5.81
6.27
6.58
6.95
7.62
8.21
9.34
10.89
11.4
11.78
13.27
13.57
Basic EPS, GAAP
1.27
1.59
1.68
1.84
1.69
2.45
2.92
2.61
3
3.24
3.69
3.91
4.77
4.88
Free Cash Flow per Basic Share
2.62
1.71
1.8
2.55
2.26
2.6
2.36
3.18
3.92
3.15
3.39
4.54
5.24
4.96
Dividend per Share
0.55
0.59
0.64
0.72
0.8
0.96
1.04
1.09
1.13
1.16
1.18
1.22
1.26
1.28
Book Value per Share
9.3
10.06
10.94
12.91
13.48
14.8
16.37
17.29
17.7
17.38
19.34
21.73
25
25.78
Tangible Book Value per Share
10.54
11.73
12.82
13.91
14.68
16.08
17.26
18.77
21.28
18.35
21.59
24.56
29.26
30.22
Basic Weighted Avg Shares
21
22
22
22
23
23
23
23
25
29
29
29
29
29
Sales/Revenue/Turnover
115
123
128
140
148
157
172
185
233
312
333
345
390
398
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
8
7
7
11
14
6
5
10
11
21
22
13
8
10
Net Income, GAAP
27
35
37
41
38
56
66
59
75
93
108
115
140
143
Effective Tax Rate (%)
29.24
30.5
31.29
27.09
31.06
17.81
12.68
13.1
21.75
22.57
21.88
20.66
21.35
21.48
Profit Margin (%)
23.59
28.27
28.99
29.26
25.68
35.29
38.35
31.78
32.1
29.77
32.35
33.19
35.98
36.01
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
34
37
43
51
49
48
80
32
- -
76
227
327
327
327
Total Equity
229
260
287
314
334
366
406
441
676
760
858
940
1,076
1,103
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
14.29
16.66
16.12
15.47
12.85
17.39
18.75
15.49
17.97
19.8
20.27
19.07
20.45
20.3

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
327
327
327
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
29
29
30
Market Capitalization
2,054
1,907
1,947

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
822
83
609
Accounts Receivable, Net
29
29
29
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
2
2
2
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
14.77%
20.54%
14.38%
Free Cash Flow
16.18%
17.69%
15.78%
Net Income, GAAP
15.3%
19.18%
22.36%
Sales/Revenue/Turnover
12.12%
16.6%
12.88%
Total Cash Common Dividend
10.23%
8.86%
3.55%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
82
84
88
92
345
2025
92
96
100
102
390
2026
101
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.89
0.94
1
1.08
3.91
2025
1.13
1.16
1.23
1.25
4.77
2026
1.25
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.3
0.3
0.31
0.31
1.22
2025
0.31
0.31
0.32
0.32
1.26
2026
0.32
- -
- -
- -
- -

Company Description

APIChat
CEO
James A. Hillebrand
Full Time Employees
1,089
Sector
Financial Services
Industry
Banks - Regional
Address
1040 East Main Street Louisville KY United States of America 40206
IPO Date
Mar 24, 1993
Website
syb.com
Business
Stock Yards Bancorp, Inc. (Nasdaq: SYBT) is a financial holding company for Stock Yards Bank & Trust Co., which provides commercial and retail banking services; mortgage banking; wealth management and trust services; deposit products including checking, savings, money market and time deposits; online and mobile banking; private banking; commercial lending; commercial real estate lending; leasing; treasury management; merchant services; international banking; correspondent banking; credit card services; cash management; securities brokerage; and loan products to individuals, small- to mid-sized businesses and municipalities primarily in Kentucky, Indiana and Ohio. Headquartered in Louisville, Kentucky, the company was founded in 1904 and operates through two segments: Commercial Banking, which generates the majority of revenue, and Wealth Management & Trust. As of September 30, 2025, Stock Yards Bancorp reports total assets of $9.31 billion, loans of approximately $6.85 billion and deposits of $7.51 billion across 73 branches in three contiguous states. The company pursues organic growth through new branch openings, including Center Grove in the Indianapolis market in early 2025 and planned expansions into Bardstown, Kentucky, and Liberty Township, Ohio, in 2025; it sustains strong loan expansion of 13% year-over-year as of mid-2025, broad-based across commercial real estate, commercial & industrial, residential real estate and construction & development categories; deposit growth reaches 14% over the past 12 months, bolstered by time deposit campaigns and non-interest-bearing deposits exceeding 20% of total; and record quarterly earnings continue, with $34.0 million in Q2 2025 and robust net interest margin expansion of 27 basis points year-over-year.

Company News

APIChat
  • Stock Yards Bancorp Declares Quarterly Cash Dividend Of $0.32 Per Common Share

  • Stock Yards Bancorp Completes Acquisition of Field & Main Bancorp

  • Stock Yards Bancorp (SYBT) Q1 Earnings and Revenues Top Estimates

  • Deprince Race & Zollo Inc. Grows Stock Holdings in Stock Yards Bancorp, Inc. $SYBT

  • Stock Yards Bancorp, Inc. $SYBT Shares Bought by JPMorgan Chase & Co.

  • Stock Yards Bancorp (SYBT) is a Top Dividend Stock Right Now: Should You Buy?

  • Stock Yards Bancorp: Acquisition Will Boost Earnings

  • Stock Yards Bancorp Declares Quarterly Cash Dividend of $0.32 per Common Share

  • Stock Yards Bancorp, Inc. $SYBT Holdings Decreased by Amica Mutual Insurance Co.

  • Stock Yards Bank Buys $25 Million of Stock Yards Bancorp Stock

  • Stock Yards Bancorp, Inc. (SYBT) M&A Call Transcript

  • Stock Yards (SYBT) Reports Q4 Earnings: What Key Metrics Have to Say

  • Stock Yards Bancorp (SYBT) Q4 Earnings and Revenues Beat Estimates

  • Stock Yards Bancorp and Field & Main Bancorp to Merge

  • Stock Yards Bancorp Reports Record Fourth Quarter Earnings of $36.6 Million or $1.24 Per Diluted Share

  • Stock Yards Bancorp, Inc. $SYBT Shares Acquired by SG Americas Securities LLC

  • All You Need to Know About Stock Yards (SYBT) Rating Upgrade to Buy

  • Stock Yards Bancorp Announces Promotion of William Otten to Chief Credit Officer of the Company as William Dishman Sets Retirement Date

  • Head to Head Survey: Customers Bancorp (NYSE:CUBI) & Stock Yards Bancorp (NASDAQ:SYBT)

  • Stock Yards Bancorp Named to Piper Sandler Sm-All Stars: Class of 2025 List for Small-Cap Banks