State Bank of India

State Bank of India

SBKFF
State Bank of IndiaUS flagOther OTC
97.16
USD
-1.34
- -
89.68BMarket Cap
State Bank of India
SBKFF
(Other OTC)

Recent

price

97.16

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
1,252.92
1,360.33
1,406.07
1,500.52
1,664.59
1,638.48
1,820.93
1,796.29
1,857.17
2,186.94
2,401.58
2,645.39
3,029.12
3,626.08
3,916.4
4,177.36
4,153.68
Revenue per Share
168.27
241.55
266.82
204
227.63
159.47
3.09
-53.4
25.77
221.5
251.05
396.36
623.54
751.68
869.07
911.61
890.09
Basic EPS, GAAP
661.83
-510.93
362.36
275.51
352.24
188.85
991.91
-1,130.99
331.17
268.12
963.73
609.43
-1,016.12
242.39
509.65
416.93
- -
Free Cash Flow per Basic Share
22.37
33.87
39.39
64.89
16.56
39.9
29.95
28.32
- -
- -
- -
40
71
113
137
155.29
- -
Dividend per Share
18.24
24.62
31.37
40
45.04
52.91
-45.4
-106.04
-83.32
-5.26
100.72
238.52
479.75
816.97
1,225.14
1,579.25
10
Book Value per Share
1,361.39
1,719.58
1,914.57
2,178.11
2,222.68
2,425.32
2,854.13
2,732.94
2,675.74
2,884.76
3,178.15
3,532.32
4,148.41
4,808.63
5,643.3
6,002.62
6,046.71
Tangible Book Value per Share
635
635
671
695
747
767
780
853
892
892
892
892
892
892
892
914
892
Basic Weighted Avg Shares
795,601
864,078
944,135
1,042,537
1,242,740
1,255,986
1,421,009
1,532,779
1,657,452
1,951,760
2,143,317
2,360,911
2,703,369
3,236,135
3,495,234
3,817,092
3,707,011
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
13,806
13,716
15,775
19,424
15,815
22,522
29,147
31,051
34,959
36,616
37,111
36,913
36,956
38,491
39,915
48,297
- -
Depreciation Expense
106,849
153,431
179,162
141,738
169,943
122,246
2,412
-45,563
22,996
197,678
224,055
353,739
556,482
670,847
775,613
832,988
794,378
Net Income, GAAP
43.88
35.31
29.21
32.06
32.25
29.89
141.35
- -
41.21
40.04
25.97
26.91
24.99
25.32
25.71
25.31
25.84
Effective Tax Rate (%)
13.43
17.76
18.98
13.6
13.67
9.73
0.17
-2.97
1.39
10.13
10.45
14.98
20.58
20.73
22.19
21.82
21.43
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,424,708
1,816,340
2,117,012
2,300,154
2,637,693
2,781,583
3,623,823
3,003,523
3,415,727
3,248,087
4,265,687
4,576,896
5,220,926
5,565,032
6,181,254
7,268,922
5,861,700
LT Debt
864,484
1,099,557
1,292,869
1,522,797
1,668,847
1,868,598
2,236,728
2,349,372
2,405,327
2,590,039
2,851,875
3,167,955
3,717,679
4,305,571
5,050,626
6,148,992
5,396,479
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
1,191.98
1,127.46
976.27
580.24
553.43
329.57
- -
- -
- -
- -
- -
233.68
173.62
115.94
85.11
65.68
8,901
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
8,925
8,925
8,925
Market Capitalization
6,979,357
6,483,139
7,539,738

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,524,528
6,208,492
3,901,819
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.82%
16.66%
21.75%
Free Cash Flow
-1.35%
-66.66%
-16.24%
Net Income, GAAP
-130.56%
31.75%
7.4%
Sales/Revenue/Turnover
11.83%
12.32%
9.21%
Total Cash Common Dividend
- -
44.34%
16.06%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
742,878
813,010
849,797
830,450
3,236,135
2025
804,243
901,836
904,568
1,013,353
3,495,234
2026
887,254
1,068,658
1,011,256
- -
3,817,092

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
207.7
180.4
124
- -
751.68
2025
216.5
221.7
211.2
219.6
869.07
2026
237.6
230.9
212.8
- -
911.61

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
113
2025
- -
- -
- -
- -
137
2026
- -
- -
- -
- -
155.29
Business
State Bank of India (SBIN) is India's largest public sector bank, providing a comprehensive range of banking and financial services to retail, corporate, and institutional customers. The bank offers personal banking products including savings and current accounts, fixed and recurring deposits, home, auto, and personal loans; corporate banking services such as working capital finance, trade finance, project finance, and cash management; treasury operations involving foreign exchange, derivatives, and government securities; wealth management and insurance products through subsidiaries; and digital banking platforms like YONO for mobile and internet banking. It operates over 22,000 branches and 65,000 ATMs across India and maintains a global presence with 234 offices in 36 countries, serving non-resident Indians, trade finance needs, and correspondent banking relationships. Founded in 1806 through the merger of imperial banks and nationalized in 1955, the bank is headquartered in Mumbai, India, and is majority-owned by the Government of India. In recent developments, State Bank of India completed the merger of its 10 associate banks and Bharatiya Mahila Bank into itself in 2017, streamlining operations and expanding its branch network; launched YONO 2.0 in 2024, an AI-enhanced super app integrating banking, shopping, and lifestyle services; raised approximately $2.7 billion through equity offerings in 2024 to bolster capital base amid growth; formed strategic partnerships with global firms like Mastercard for co-branded credit cards and with fintechs for digital lending platforms; and expanded international operations by opening new branches in key markets like the UAE and Singapore while focusing on sustainable finance initiatives including green bonds issuance totaling over INR 100 billion in the past two years. These changes support the bank's strategic shift toward digital transformation, retail expansion, and sustainable lending, positioning it to meet evolving customer demands in a competitive landscape. The bank serves diverse segments including SMEs, agriculture, MSMEs, and large corporates, with subsidiaries like SBI Life Insurance, SBI Cards, SBI General Insurance, and SBI Capital Markets enhancing its ecosystem.

Company News

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