Pulaski Financial Corp. (NASDAQ: PULB) operates as the holding company for Pulaski Bank & Trust Company, a community-focused financial institution providing a range of retail and commercial banking products and services; these include deposit products such as checking accounts, savings accounts, money market deposit accounts, certificates of deposit, and individual retirement accounts; and loan products encompassing one- to four-family residential mortgage loans, commercial real estate loans, construction loans, multi-family residential mortgage loans, commercial and industrial loans, and consumer loans including automobile and home equity loans. The company serves individual consumers, local businesses, and real estate investors primarily in the St. Louis, Missouri metropolitan area, with its headquarters located in St. Louis and operations centered in Missouri. Founded in 1925 as Pulaski Savings Bank, the institution has maintained a consistent focus on community banking without reported major strategic shifts, partnerships, funding rounds, acquisitions, new product launches, or reorganizations in the last 1-2 years.