Société Générale S.A.

Société Générale S.A.

SGE.DE
Société Générale S.A.DE flagDeutsche Börse
71.30
EUR
-4.42
- -
52.05BMarket Cap
Société Générale S.A.
SGE.DE
(Deutsche Börse)

Recent

price

71.30

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
62.08
64.79
80.65
102.95
76.67
40.75
40.66
41.54
42.41
41.13
37.65
42.83
43.89
55.5
66.04
67.76
84.32
Revenue per Share
5.43
3.23
1.05
2.67
3.43
5.05
4.85
3.5
5.14
3.91
-0.3
6.67
2.22
3.12
5.28
7.73
6.91
Basic EPS, GAAP
7.45
51.3
39.67
3.4
-17.39
26.64
28.46
35.47
-4.24
12.54
94.97
24.82
47.52
46.82
-12.7
-25.31
- -
Free Cash Flow per Basic Share
1.72
2.83
-0.37
0.73
-1.92
1.92
1.7
4.79
3.17
1.47
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
65.09
32.42
31.5
32.58
33.56
36.48
38.43
39.48
6.4
5.2
0.95
69.17
44.63
45.52
49.13
55.17
51.6
Book Value per Share
58.22
57.43
61.96
61.82
67.78
71.54
74.43
71.33
73.52
74.2
71.13
79.37
81.07
84.74
89.43
91.82
87.31
Tangible Book Value per Share
722
739
752
766
781
793
799
801
802
830
850
846
822
799
795
776
791
Basic Weighted Avg Shares
44,806
47,903
60,624
78,908
59,900
32,291
32,477
33,259
34,007
34,131
32,021
36,248
36,096
44,359
52,509
52,597
66,675
Sales/Revenue/Turnover
12.75
- -
4.51
3.02
7.64
17.59
19.68
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2,910
3,131
3,262
3,344
3,421
3,597
3,876
4,283
4,589
5,218
5,263
5,444
5,342
7,710
10,086
10,287
- -
Depreciation Expense
3,917
2,385
790
2,044
2,679
4,001
3,874
2,806
4,121
3,248
-258
5,641
1,825
2,493
4,200
6,002
5,468
Net Income, GAAP
26.39
32.18
21.79
18.07
31.6
28.06
31.22
33.24
21.32
24.26
86
21.12
34.98
32.74
23.79
20.12
22.92
Effective Tax Rate (%)
8.74
4.98
1.3
2.59
4.47
12.39
11.93
8.44
12.12
9.52
-0.81
15.56
5.06
5.62
8
11.41
8.2
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
152,519
116,454
139,410
143,450
114,015
116,593
113,879
115,117
226,381
140,372
154,661
151,283
154,799
181,131
183,093
167,072
172,717
LT Debt
50,975
51,112
53,551
53,970
58,874
62,675
65,706
64,037
65,809
68,570
67,012
70,909
73,326
76,247
79,588
79,527
77,461
Total Equity
2.11
- -
1.18
0.99
1.68
2.3
2.43
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
11.71
6.72
3.32
8.4
10.47
14.51
13
9.01
22.43
68.77
-10.07
19.01
3.83
6.82
11.13
14.66
14.06
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
796
785
776
Market Capitalization
21,446
32,738
38,400

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
273,125
169,891
212,564
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.45%
3.5%
-0.08%
Free Cash Flow
16.65%
-4.92%
94.57%
Net Income, GAAP
-231.91%
-441.22%
42.9%
Sales/Revenue/Turnover
5.36%
10.84%
0.17%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6,645
19,219
6,550
32,409
52,509
2025
7,285
20,431
32,068
- -
52,597
2026
7,170
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.85
- -
1.72
- -
5.28
2025
2.05
- -
1.88
- -
7.73
2026
2.28
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Société Générale S.A. (SGE.DE) operates as a French multinational universal bank and financial services company, providing a broad range of retail banking, corporate and investment banking, private banking, insurance, asset management, securities services, and specialized financing solutions to individual, business, corporate, institutional, and sovereign clients. Founded in 1864 and headquartered in La Défense near Paris, the group serves approximately 26 million clients across 62 countries through three complementary business lines: French Retail Banking, Private Banking and Insurance, encompassing the SG Network with around 1,400 branches offering savings, wealth management, corporate finance, and payment solutions, BoursoBank as a leader in online banking, brokerage, and financial information with over 7 million clients, private banking with global wealth engineering including structured products, hedge funds, private equity, and real estate investments, and Societe Generale Assurances providing life insurance savings, retirement, personal protection, and non-life products; Global Banking and Investor Solutions, delivering high-value tailored solutions with leadership in equity derivatives, cash equities, fixed income, foreign exchange, structured finance, ESG advisory, mergers and acquisitions, capital markets, transaction banking, clearing, correspondent banking, factoring, trade finance, custody, fund administration, outsourcing, liquidity management, and issuer services via Societe Generale Securities Services; and Mobility, International Retail Banking and Financial Services, including Ayvens as a global leader in sustainable vehicle leasing and fleet management with 3.4 million vehicles across 43 countries, international retail networks in Central and Eastern Europe such as Komerční banka in Czechia and BRD-Groupe Societe Generale in Romania, operations in Africa, the Mediterranean Basin, and overseas territories offering universal banking and infrastructure financing, and specialized consumer finance subsidiaries like CGI Finance in France, Hanseatic Bank in Germany, and others focused on vehicle and purpose-specific loans. The group maintains a strong presence in Western Europe, EMEA, Americas, and Asia-Pacific, with around 119,000 employees from 145 nationalities supporting economic development and sustainable transitions. Recent developments include the January 2023 merger of the SG Network with Crédit du Nord to enhance regional focus and client responsiveness in savings, insurance, and financing; the early 2024 launch of Bernstein, a joint venture with AllianceBernstein establishing a global leader in equity research, cash equities, and trading technology to bolster capital markets, derivatives, and prime services; agreements announced in 2024 for the divestiture of Swiss private banking and UK/Channel Islands wealth management to Union Bancaire Privée, expected to close by Q1 2025; a November 2025 Board-approved additional EUR 1 billion share buy-back programme for cancellation purposes starting 19 November; a share capital reduction by 2.8% via cancellation of 22.7 million shares alongside a 0.97% increase through new issuances; a November 2025 agreement in principle to renew long-term partnership with Amundi in asset management and savings; and progression under its 2023 strategic plan towards 2026 targets including a 13% CET1 ratio, cost/income below 60%, and ROTE of 9-10%, with EUR 500 billion mobilized for sustainable finance by 2030.