Pacific Premier Bancorp, Inc.

Pacific Premier Bancorp, Inc.

PPBI
Pacific Premier Bancorp, Inc.US flagNASDAQ Global Select
24.49
USD
- -
- -
2.38BMarket Cap
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
TTM
Revenue per Share
5.42
4.08
4.88
5.47
6.15
7.14
7.61
7.68
7.86
8.02
8.14
4.35
6
5.59
Basic EPS, GAAP
1.49
0.57
0.97
1.21
1.49
1.59
2.29
2.65
0.76
3.63
3.03
0.33
1.68
1.46
Free Cash Flow per Basic Share
0.72
0.75
0.69
1.03
1.91
1.73
3.45
2.72
2.54
3.32
4.31
2.6
2.36
1.86
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
0.89
1.01
1.3
1.34
1.34
1.34
1.34
Book Value per Share
2.46
2.21
3.03
3.65
4.36
4.71
5.58
6.57
4.18
5.8
7.48
6.43
6.73
6.75
Tangible Book Value per Share
12.48
9.57
10.03
11.39
12.91
18.71
19.65
18.58
22.25
20.48
19.65
20.59
21.38
21.59
Basic Weighted Avg Shares
11
16
17
21
27
38
54
60
79
94
94
94
95
95
Sales/Revenue/Turnover
57
64
83
116
166
269
410
463
622
750
763
409
568
530
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
3
3
4
5
11
21
27
30
32
29
26
23
22
Net Income, GAAP
16
9
17
26
40
60
123
160
60
340
284
31
159
138
Effective Tax Rate (%)
38.77
38.32
39.21
37.35
38.6
41.21
25.51
26.65
16.87
26.24
26.18
9.37
25.26
24.43
Profit Margin (%)
27.55
13.96
19.97
22.04
24.22
22.34
30.05
34.48
9.7
45.31
37.21
7.54
27.97
26.04
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
97
166
140
217
397
595
778
732
533
889
1,331
932
272
124
Total Equity
135
175
200
299
460
1,242
1,970
2,013
2,747
2,886
2,798
2,883
2,956
2,975
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
87.38
29.51
38.38
39.63
41.24
40.76
51.54
45.79
16.58
77.75
45.62
4.72
25.59
21.72

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
272
273
124
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
96
97
97
Market Capitalization
2,327
2,019
1,999

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,407
1,693
1,569
Accounts Receivable, Net
68
69
69
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
37.85%
8.81%
2.54%
Free Cash Flow
48.1%
11.78%
-8.83%
Net Income, GAAP
100.53%
142.01%
414.72%
Sales/Revenue/Turnover
25.9%
9.78%
38.68%
Total Cash Common Dividend
- -
21.02%
0.67%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
181
171
157
-99
409
2024
157
141
137
132
568
2025
131
130
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.67
0.61
0.49
-1.44
0.33
2024
0.5
0.44
0.38
0.36
1.68
2025
0.38
0.34
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.33
0.34
0.34
0.34
1.34
2024
0.34
0.34
0.34
0.34
1.34
2025
0.34
0.34
- -
- -
- -

Company Description

APIChatGPT
CEO
Steven R. Gardner
Full Time Employees
1,325
Sector
Financial Services
Industry
Banks - Regional
Address
17901 Von Karman Avenue Irvine CA United States of America 92614
IPO Date
Jun 25, 1997
Website
ppbi.com
Business
Pacific Premier Bancorp, Inc. operates as a bank holding company headquartered in Irvine, California, primarily serving small and middle-market businesses, professionals, entrepreneurs, real estate investors, and nonprofit organizations across the Western United States, including California, Arizona, Nevada, Oregon, and Washington. The company offers a comprehensive suite of banking products and services through its subsidiary Pacific Premier Bank, including deposit accounts such as checking, money market, and savings; commercial and consumer loan products—covering commercial business loans, lines of credit, SBA loans, commercial real estate loans, agribusiness loans, franchise lending, home equity lines of credit, and construction loans; treasury management services designed to streamline payment processing and liquidity management; digital banking solutions including online and mobile banking; commercial escrow services with specialization in facilitating 1031 Exchange transactions via its Commerce Escrow division; and IRA custodial services through Pacific Premier Trust, managing approximately $18 billion in assets under custody with over 31,000 client accounts. Founded in 1983, the company organizes its operations into commercial banking, non-fiduciary trust services, and consumer banking, positioning itself as a relationship-driven bank with a strong local expertise in key Western U.S. markets. A significant recent development for Pacific Premier Bancorp is its acquisition by Columbia Banking System, which was completed in August 2025. This strategic acquisition expanded Columbia's footprint across eight Western states and created a combined entity with approximately $70 billion in assets, $48.5 billion in loans, and $55.8 billion in deposits, enhancing scale and operational efficiencies. Following the close of this transaction, Pacific Premier Bancorp ceased trading on Nasdaq, and the company’s business operations and customer services are effectively integrated into Columbia Bank's broader platform. The acquisition reflects a major shift in Pacific Premier Bancorp’s trajectory, enabling accelerated business growth and expansion in the Southern California market and beyond, while leveraging Columbia Banking's broader product suite, including leasing services, home loans, and comprehensive wealth management solutions. This transition includes a focus on stable net interest income, modest loan growth, and core deposit expansion amid a prudent balance sheet and risk management approach in a competitive banking environment. Pacific Premier Bancorp’s historical focus on tailored financial solutions for small and medium-sized businesses in the Western region remains a core strategic asset within the combined entity.

Company News

APIChatGPT
  • Pacific Premier Bancorp (PPBI) Upgraded to Buy: What Does It Mean for the Stock?

  • Columbia Banking System Completes Acquisition of Pacific Premier Bancorp and Unifies Columbia Brand

  • Interactive Brokers Group Set to Join S&P 500, Talen Energy to Join S&P MidCap 400 and Kinetik Holdings to Join S&P SmallCap 600

  • Columbia Banking System and Pacific Premier Bancorp Announce Regulatory Approvals and Anticipated Merger Closing Date

  • Pacific Premier Posts Q2 Profit Drop

  • Pacific Premier Bancorp (PPBI) Reports Q2 Earnings: What Key Metrics Have to Say

  • Pacific Premier Bancorp (PPBI) Tops Q2 Earnings Estimates

  • Columbia Banking System and Pacific Premier Bancorp Announce Shareholder and Stockholder Approval for Proposed Acquisition

  • Can Pacific Premier Bancorp (PPBI) Climb 25.44% to Reach the Level Wall Street Analysts Expect?

  • SHAREHOLDER INVESTIGATION: Halper Sadeh LLC Investigates COEP and PPBI on Behalf of Shareholders

  • PACIFIC PREMIER INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Pacific Premier Bancorp, Inc. - PPBI

  • SHAREHOLDER ALERT: The M&A Class Action Firm Investigates the Merger of Pacific Premier Bancorp, Inc. - PPBI

  • PPBI Stock Alert: Halper Sadeh LLC Is Investigating Whether the Sale of Pacific Premier Bancorp, Inc. Is Fair to Shareholders

  • Pacific Premier Bancorp (PPBI) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

  • Pacific Premier Bancorp (PPBI) Q1 Earnings and Revenues Surpass Estimates

  • COLUMBIA BANKING SYSTEM, INC. REPORTS FIRST QUARTER 2025 RESULTS

  • Columbia Banking System to Acquire Pacific Premier Bancorp, Expanding the Premier Business Bank in the West

  • Pacific Premier Bancorp, Inc. to Announce First Quarter 2025 Financial Results on April 24, 2025

  • Pacific Premier Bancorp: The Numbers Are On Its Side, But Keep An Eye On The Macroeconomic Factor (Rating Upgrade)

  • Pacific Premier Named as One of the Best Banks in America by Forbes