1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Solvay Bank Corp.

Solvay Bank Corp.

SOBS
Solvay Bank Corp.US flagOther OTC
32.50
USD
-0.55
- -
82.39MMarket Cap
Solvay Bank Corp.
SOBS
(Other OTC)

Recent

price

32.50

P/E

ratio

- -

div

yld

- -

ROIC.AI

2002
2003
2004
2005
2006
2007
2008
2009
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
6.38
6.45
6.71
6.8
7.04
7.17
8.02
8.53
12.5
12.09
13.29
13.67
11.8
11.6
- -
7.17
Revenue per Share
1.58
1.71
1.77
1.8
1.83
1.88
2.04
1.87
3.56
2.83
4.04
4.25
2.45
1.79
- -
1.88
Basic EPS, GAAP
2.2
2.17
2.61
2.03
- -
- -
1.88
1.77
3.08
3.57
4.87
4.04
4.77
0.18
- -
- -
Free Cash Flow per Basic Share
0.3
0.36
0.42
0.47
- -
- -
0.57
0.59
1.28
1.34
1.33
1.48
1.64
1.71
- -
- -
Dividend per Share
12.36
13.57
14.78
15.96
15.6
16.06
20.81
22.13
39.44
38.29
40.64
41.97
41.05
41.12
- -
16.06
Book Value per Share
12.26
13.42
14.49
15.61
15.48
16.17
18.12
19.75
37.86
39.46
39.38
27.47
30.47
31.51
- -
16.17
Tangible Book Value per Share
3
3
3
3
3
3
3
3
2
3
3
3
3
3
- -
3
Basic Weighted Avg Shares
17
18
18
19
19
20
21
22
30
30
34
35
30
29
31
20
Sales/Revenue/Turnover
37.56
39.44
39.78
39.91
38.53
37.65
36.23
29.82
- -
- -
- -
- -
- -
- -
- -
28.43
Operating Margin (%)
1
1
1
1
- -
- -
1
1
1
1
1
1
1
1
1
- -
Depreciation Expense
4
5
5
5
5
5
5
5
9
7
10
11
6
5
6
5
Net Income, GAAP
34.06
32.93
33.7
33.78
32.7
30.4
29.71
26.35
18.93
18.32
20.18
21.33
18.3
19.02
15.3
30.4
Effective Tax Rate (%)
24.76
26.45
26.38
26.43
25.93
26.21
25.46
21.96
28.48
23.44
30.44
31.05
20.79
15.45
18.28
26.21
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
5
- -
52
29
4
50
81
45
16
- -
LT Debt
34
37
40
43
43
45
47
51
92
99
100
70
77
80
93
45
Total Equity
- -
13.3
12.69
11.95
11.73
11.87
11.01
9.38
- -
- -
- -
- -
- -
- -
- -
8.96
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
13.17
12.49
11.7
11.56
11.87
10.82
8.69
11.28
7.42
10.29
10.28
5.91
4.36
5.48
11.87
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Jun'07
Sep'07
Dec'07
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
105
114
97

Working Capital

FRC

•

in mil. unless spec.
Jun'07
Sep'07
Dec'07
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
11
14
14
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.75%
0.27%
16.59%
Free Cash Flow
- -
191.07%
1,013.11%
Net Income, GAAP
6.38%
1.3%
26.64%
Sales/Revenue/Turnover
5.61%
1.09%
7%
Total Cash Common Dividend
- -
5.75%
2.35%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
30
2024
- -
- -
- -
- -
29
2025
- -
- -
- -
- -
31

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
2.45
2024
- -
- -
- -
- -
1.79
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1.64
2024
- -
- -
- -
- -
1.71
2025
- -
- -
- -
- -
- -
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Business
Solvay Bank Corp. (SOBS) operates as a full-service community bank focused on retail and commercial banking in Central New York. The bank provides consumer and commercial deposit products including checking, savings, money market, certificates of deposit, individual retirement accounts, debit cards, prepaid cards, and digital banking services with mobile apps, bill pay, Zelle transfers, remote deposit capture, and digital wallet compatibility; consumer loans such as mortgages, home equity lines, construction loans, auto loans, personal loans, and credit cards; commercial loans encompassing business term loans, lines of credit, commercial real estate loans, and small business administration lending; and additional services like wire transfers, safe deposit boxes, notary, night depository, coin machines, direct deposit, and payroll deduction. Headquartered at 1537 Milton Avenue in Solvay, New York, the bank was founded on March 17, 1917, and maintains nine branches across Onondaga County with a commercial lending presence in the Mohawk Valley, serving individuals, businesses, and local communities through personalized financial solutions. In a recent expansion, Solvay Bank announces the opening of its 10th branch in East Syracuse, enhancing its footprint in Central New York; the institution continues to earn accolades including BauerFinancial's 5-star rating, CNY Readers' Choice Awards for community banking in 2022 and 2023, and American Banker's Top 200 Publicly Traded Community Banks list in 2022.