1. Israel Stocks

  2. •

    Technology

  3. •

    Software - Application
Sapiens International Corporation N.V.

Sapiens International Corporation N.V.

SPNS
Sapiens International Corporation N.V.US flagNASDAQ Global Select
43.45
USD
+43.45
- -
2.43BMarket Cap
Sapiens International Corporation N.V.
SPNS
(NASDAQ Global Select)

Recent

price

43.45

P/E

ratio

- -

div

yld

- -

ROIC.AI

2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
FRC
2.12
2.38
2.46
2.85
3.38
3.34
3.86
4.42
5.47
5.81
6.51
7.48
8.42
8.61
9.29
9.72
10.1
Revenue per Share
0.19
0.28
0.21
0.29
0.29
0.31
0.42
0.4
0.01
0.28
0.52
0.66
0.86
0.95
1.13
1.29
1.15
Basic EPS, GAAP
0.44
0.27
0.11
0.35
0.19
0.3
0.66
0.32
0.02
0.52
1.09
1.03
1.4
0.74
1.38
1.42
1.39
Free Cash Flow per Basic Share
- -
- -
- -
- -
0.14
- -
0.33
0.23
0.2
0.2
0.22
0.14
0.37
0.7
0.51
0.57
0.04
Dividend per Share
-4.74
-4.39
-3.16
-1.96
-1.66
-1.1
-0.66
-0.26
-0.25
0.07
0.37
0.89
1.32
1.57
2.18
2.88
- -
Book Value per Share
0.2
0.42
0.42
0.53
1.7
1.75
1.75
1.89
-0.46
-0.58
-0.06
0.39
1.19
1.51
2.39
3.17
1.72
Tangible Book Value per Share
22
22
28
40
40
47
48
49
49
50
50
51
55
55
55
56
56
Basic Weighted Avg Shares
46
52
70
114
135
157
186
216
269
290
326
383
461
475
515
542
564
Sales/Revenue/Turnover
11.69
12.85
9.64
10.57
8.78
9.47
13.12
11.49
0.37
7.95
11.63
11.75
12.47
14.01
15.33
15.83
13.72
Operating Margin (%)
5
7
7
7
8
9
10
10
16
20
19
23
29
22
21
20
22
Depreciation Expense
4
6
6
12
12
14
20
19
- -
14
26
34
47
53
62
72
64
Net Income, GAAP
5.83
2.79
- -
3.55
6.54
3.02
17.19
22.75
- -
26.44
24.53
17.09
17.39
19.25
18.48
19.49
20.32
Effective Tax Rate (%)
9.19
11.78
8.43
10.34
8.57
9.19
10.78
8.94
0.13
4.76
8.06
8.82
10.23
11.08
12.13
13.31
11.4
Profit Margin (%)
1
5
8
19
64
44
51
72
61
49
42
123
149
139
166
186
86
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
78
69
102
147
118
88
61
38
17
LT Debt
26
34
110
118
170
178
182
194
201
202
225
384
409
403
450
480
527
Total Equity
17.84
21.17
- -
10.18
7.7
8.3
11.21
10.22
- -
6.06
9.13
8.25
8.52
10
12.2
12.86
11.17
Return on Invested Capital (%)
-5.29
-6.33
- -
-14.51
-16.94
-24.73
-48.24
-89.94
- -
21.23
25.26
20.06
22.09
24.95
29.85
33.11
106.47
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
238.85
105.54
80.15
66.3
60.34
51.26
- -
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Mar'25
Jun'25
Sep'25
ST Debt
27
27
26
LT Borrowings
- -
- -
- -
LT Finance Leases
16
18
17
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
56
56
56
Market Capitalization
1,474
1,635
2,404

Working Capital

FRC

•

in mil. unless spec.
Mar'25
Jun'25
Sep'25
Total Current Assets
327
240
252
Cash, Cash Equivalents & STI
206
75
82
Accounts Receivable, Net
106
135
138
Inventories
- -
- -
- -
Total Current Liabilities
195
175
166
Payables & Accruals
126
103
105
ST Debt
27
27
26
Deferred Revenue
42
45
35

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.79%
18.7%
6.6%
Free Cash Flow
251.57%
17.24%
3.48%
Net Income, GAAP
395.76%
22.83%
15.59%
Sales/Revenue/Turnover
13.37%
10.95%
5.4%
Total Cash Common Dividend
- -
45.6%
13.07%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
125
128
131
131
515
2024
134
137
137
134
542
2025
136
142
152
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.26
0.28
0.29
0.3
1.13
2024
0.31
0.33
0.33
0.32
1.29
2025
0.32
0.25
0.26
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
0.26
- -
0.51
2024
- -
- -
0.25
0.04
0.57
2025
- -
- -
- -
- -
- -
Similar Companies
namR S.A. (ALNMR.PA)
Verve Group SE (VRV.DE)
Blackbaud, Inc. (BLKB)
Tekumo, Inc. (TKMO)
PAID, Inc. (PAYD)
Asseco Poland S.A. (ACP.WA)
Business
Sapiens International Corporation N.V. (NASDAQ and TASE: SPNS) provides intelligent SaaS-based software solutions for the global insurance industry; core offerings include Sapiens CoreSuite and IDITSuite for property and casualty (personal, commercial, and specialty lines), life, pensions, annuities, and reinsurance; Sapiens DigitalSuite, a cloud-native digital engagement platform; IDITGo, a pre-configured insurance launch platform; CustomerConnect and AgentConnect portals for self-service and sales enablement; ReinsuranceMaster for reinsurance automation; UnderwritingPro, ApplicationPro, IllustrationPro, and ConsolidationMaster for life and pensions; plus data and analytics, financial and compliance, decision management, and workers' compensation solutions. Founded in 1982 and headquartered in Holon, Israel, the company operates through offices in North America, the UK, Europe, the Middle East, Africa, Asia Pacific, and other regions, serving over 600 customers in more than 30 countries with implementation, consultancy, and managed services. Recent developments include the April 2025 acquisition of Candela, an intelligent automation firm with APAC-focused life insurance capabilities and $8 million in 2024 revenues, for $22 million cash (expected to close Q2 2025 and be accretive from Q4 2025); an August 2025 agreement to be acquired by Advent International for $2.5 billion in an all-cash deal to accelerate AI, SaaS innovation, and growth (with Formula Systems retaining partial ownership); and ongoing expansions in Germany, Austria, Switzerland, and APAC.

Company News

MCPAPIChat

  • defenseworld.net

    Contrasting Code Rebel (OTCMKTS:CDRBQ) and Sapiens International (NASDAQ:SPNS)

  • gurufocus.com

    Hamamatsu Photonics KK: A Significant Addition to Oakmark Intl Small Cap's Portfolio

  • defenseworld.net

    Aviva PLC Sells 5,777 Shares of Sapiens International Corporation N.V. $SPNS

  • zacks.com

    Sapiens (SPNS) Beats Q3 Earnings and Revenue Estimates

  • prnewswire.com

    Sapiens Reports Third Quarter 2025 Financial Results

  • gurufocus.com

    Chuck Royce's Strategic Moves: Significant Reduction in Air Lease Corp

  • prnewswire.com

    SAPIENS TO ANNOUNCE THIRD QUARTER 2025 FINANCIAL RESULTS ON NOVEMBER 13, 2025

  • prnewswire.com

    Sapiens Customer Summit Highlighted Transformative Insurance Technology in Phoenix, Arizona

  • prnewswire.com

    Sapiens Launches Decision Analytics, Bringing Real-Time Visibility and Optimization to AI Decisioning

  • prnewswire.com

    Sapiens' AdvantageGo Unveils Underwriting Workbench 3.0 to Redefine Underwriting as an Intelligent Business Platform

  • prnewswire.com

    Sapiens Announces Strategic Partnership with Linqura for P&C Underwriting Risk-Scoring

  • prnewswire.com

    MPS Completes Major IDITSuite Upgrade with Sapiens

  • businesswire.com

    Shareholder Alert: The Ademi Firm Continues to Investigate Whether Sapiens International Corporation Is Obtaining a Fair Price for Its Public Shareholders

  • prnewswire.com

    Encova Insurance Leverages Sapiens to Streamline Testing and Improve Software Quality

  • prnewswire.com

    Sapiens Launches Enhanced CoreSuite for P&C with Upgrades to Claims, Billing, and Underwriting

  • prnewswire.com

    Bankers Insurance Group Selects Sapiens to Power Digital Modernization and Accelerate Strategic Growth

  • globenewswire.com

    Sapiens International Corporation N.V. Investors: Company Investigated by the Portnoy Law Firm

  • zacks.com

    Sapiens (SPNS) Surpasses Q2 Earnings and Revenue Estimates

  • businesswire.com

    SPNS Stock Alert: Halper Sadeh LLC Is Investigating Whether the Sale of Sapiens International Corporation N.V. Is Fair to Shareholders

  • businesswire.com

    Shareholder Alert: The Ademi Firm Investigates Whether Sapiens International Corporation Is Obtaining a Fair Price for Its Public Shareholders