SSB Bancorp, Inc.

SSB Bancorp, Inc.

SSBP
SSB Bancorp, Inc.US flagOther OTC
17.90
USD
+0.25
- -
39.13MMarket Cap
SSB Bancorp, Inc.
SSBP
(Other OTC)

Recent

price

17.90

P/E

ratio

- -

div

yld

- -

ROIC.AI

2016
2017
2018
2019
2022
2023
2024
2025
TTM
FRC
1.61
1.97
2.12
2.4
3.95
4.68
5.67
6.91
6.06
Revenue per Share
0.26
0.26
0.18
0.2
0.62
0.88
0.88
1.13
0.85
Basic EPS, GAAP
0.03
-0.88
0.16
0.45
- -
0.99
0.89
1.76
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
5.13
5.4
5.8
5.99
7.85
8.68
9.79
11.24
10.39
Book Value per Share
5.11
5.39
9.4
9.64
11.32
10.71
11.76
13.29
12.4
Tangible Book Value per Share
2
2
2
2
2
2
2
2
2
Basic Weighted Avg Shares
4
4
5
5
8
10
12
15
13
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
1
1
- -
Depreciation Expense
1
1
- -
- -
1
2
2
2
2
Net Income, GAAP
33.09
49.79
14.26
19.99
23.55
23.04
23.66
23.75
25.22
Effective Tax Rate (%)
16.23
13.29
8.31
8.38
15.66
18.84
15.61
16.39
13.93
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
19
26
31
31
19
20
19
19
24
LT Debt
11
12
20
21
24
27
29
31
30
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
4.98
3.08
3.42
8.91
10.69
9.55
10.74
8.62
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
19
24
24
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
23
19
19

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
34
54
74
Accounts Receivable, Net
2
2
2
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1
1
1
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
9.22%
8.93%
Free Cash Flow
- -
- -
96.42%
Net Income, GAAP
- -
57.84%
27.36%
Sales/Revenue/Turnover
- -
27.43%
21.32%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3
3
3
3
12
2025
3
3
4
- -
15
2026
4
5
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.23
0.21
0.2
- -
0.88
2025
0.18
0.22
- -
- -
1.13
2026
0.42
0.64
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
SSB Bancorp, Inc. (SSBP) operates as the holding company for SSB Bank, a Pennsylvania-chartered stock savings bank that provides a range of retail and commercial banking services to individuals and small businesses primarily in Allegheny County and adjacent areas of Pennsylvania. The bank offers deposit products including passbook savings accounts, checking accounts, money market accounts, time deposits, interest-bearing and non-interest-bearing demand accounts, and certificates of deposit; lending products consisting of one-to-four family residential real estate loans, commercial real estate loans, multi-family residential real estate loans, construction loans, commercial and industrial loans, consumer loans, and home equity lines of credit; and additional services such as credit card processing solutions, Internet banking, mobile banking, mortgages, and HELOCs. Founded in 1922 and headquartered at 8700 Perry Highway in Pittsburgh, Pennsylvania, SSB Bancorp, Inc. is a subsidiary of SSB Bancorp, MHC, which was organized in 2017 as part of the mutual holding company reorganization, and maintains a community-focused operation with branches in the Pittsburgh area. In recent developments, the company reported net earnings of $1.3 million for the latest full year, or $0.62 per diluted share, reflecting an increase from the prior year amid 10.8% higher total interest and fee income to $10 million driven by growth in interest-earning assets; total assets stood at approximately $252 million with ongoing emphasis on deposit growth and competitive rates such as 5.12% APY on Kasasa Cash checking and promotional CDs up to 4.04% APY.

Company News

APIChatGPT
  • SSB Bancorp, Inc. Continues Authorized Stock Repurchase Program

  • SSB Bancorp, Inc. Authorizes Stock Repurchase Program

  • SSB Bancorp, Inc. Reports Unaudited Financial Results for 2023

  • SSB Bancorp, Inc. Reports Unaudited Consolidated Financial Results For the Three Months and Nine Months Ended September 30, 2023

  • SSB Bancorp, Inc. Authorizes Stock Repurchase Program