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    Banks - Regional
Sturgis Bancorp, Inc.

Sturgis Bancorp, Inc.

STBI
Sturgis Bancorp, Inc.US flagOther OTC
26.55
USD
- -
- -
57.64MMarket Cap
Sturgis Bancorp, Inc.
STBI
(Other OTC)

Recent

price

26.55

P/E

ratio

- -

div

yld

- -

ROIC.AI

2007
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
6.98
7.1
7.08
7.04
7.02
7.92
8.22
8.41
9.18
9.94
12.63
13.51
14.47
17.16
17.36
19.07
17.86
Revenue per Share
1.43
0.25
0.92
0.8
0.91
1.19
1.28
1.52
2.08
2.34
2.84
2.98
3.1
2.81
1.32
3.45
3.06
Basic EPS, GAAP
- -
2.23
0.64
1.63
0.68
0.61
2.16
1.71
2.67
- -
-0.7
4.89
3.17
3.26
2.83
6.39
- -
Free Cash Flow per Basic Share
- -
0.03
- -
- -
0.09
0.14
0.42
0.48
0.57
- -
0.64
0.64
0.68
0.68
0.68
0.68
- -
Dividend per Share
7.44
8.98
9.85
10.58
11.32
12.31
13.14
14.09
15.52
17.24
19.34
21.59
23.94
25.3
25.8
28.46
26.87
Book Value per Share
9.07
9.18
10.13
10.72
11.56
12.11
13.18
14.38
15.72
17.34
18.4
20.48
20.48
21.92
21.57
25.14
23.02
Tangible Book Value per Share
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
Basic Weighted Avg Shares
16
14
14
14
14
16
17
18
19
21
27
29
31
37
37
41
39
Sales/Revenue/Turnover
29.56
- -
- -
13.05
16.11
17.7
19.42
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
1
1
1
1
1
1
1
1
- -
1
2
2
2
2
2
- -
Depreciation Expense
3
1
2
2
2
2
3
3
4
5
6
6
7
6
3
7
7
Net Income, GAAP
30.69
- -
21.27
13.37
19.23
15.35
19.82
3.44
12.4
15.91
17.26
17.34
17.19
15.91
10.23
18.89
16.92
Effective Tax Rate (%)
20.49
3.5
12.98
11.3
13.01
14.99
15.57
18.03
22.67
23.54
22.46
22.05
21.43
16.37
7.58
18.08
17.13
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
83
53
52
45
44
48
61
34
44
70
76
104
86
55
76
16
31
LT Debt
28
25
27
29
30
33
35
37
40
44
47
52
53
56
55
63
59
Total Equity
3.36
- -
- -
2.13
2.55
3.17
3.02
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
20.34
2.82
9.8
7.82
8.37
10.07
10.08
11.16
14.09
14.29
15.55
14.6
13.64
11.43
5.17
12.74
11.92
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
76
50
31
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
39
39
39

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
98
106
116
Accounts Receivable, Net
3
4
4
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
3
2
2
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.93%
6.23%
14.16%
Free Cash Flow
- -
-144.09%
126.8%
Net Income, GAAP
21.09%
22.21%
163.03%
Sales/Revenue/Turnover
9.9%
9.19%
10.32%
Total Cash Common Dividend
- -
1.66%
0.27%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
10
9
9
10
37
2025
10
10
11
- -
41
2026
11
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.92
0.6
0.72
0.91
1.32
2025
0.67
0.76
- -
- -
3.45
2026
0.88
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.68
2025
- -
- -
- -
- -
0.68
2026
- -
- -
- -
- -
- -
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Business
Sturgis Bancorp, Inc. (STBI) operates as the holding company for Sturgis Bank & Trust Company, providing a range of commercial banking services to individuals, businesses, and municipalities primarily in southern Michigan. The bank offers deposit products including checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts; and loan products such as commercial real estate loans, commercial and industrial loans, agricultural loans, consumer installment loans, residential mortgage loans, and home equity lines of credit. Sturgis Bank & Trust Company maintains branches in Sturgis, Colon, Centreville, Three Rivers, White Pigeon, Schoolcraft, Vicksburg, Portage, and Mattawan, Michigan, serving retail, commercial, agricultural, and municipal customers. Founded in 1905 and headquartered in Sturgis, Michigan, the company focuses on community banking within the financial services industry. No major recent partnerships, acquisitions, funding rounds, product launches, or strategic shifts have been publicly reported for Sturgis Bancorp, Inc. within the last 1-2 years.

Company News

APIChat

  • accessnewswire.com

    Sturgis Bancorp, Inc. Declares Quarterly Cash Dividend

  • accessnewswire.com

    Sturgis Bancorp, Inc. Reports Financial Results for First Quarter 2026

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    Analyzing Northfield Bancorp (NASDAQ:NFBK) & Sturgis Bancorp (OTCMKTS:STBI)

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    Sturgis Bancorp (OTCMKTS:STBI) Stock Crosses Above Fifty Day Moving Average – Here’s Why

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    Greene County Bancorp (NASDAQ:GCBC) vs. Sturgis Bancorp (OTCMKTS:STBI) Financial Analysis

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    Sturgis Bancorp, Inc. Reports Financial Results for Full-Year 2025

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    Comparing Gouverneur Bancorp Inc./MD (OTCMKTS:GOVB) & Sturgis Bancorp (OTCMKTS:STBI)

  • accessnewswire.com

    Sturgis Bancorp, Inc. Increases Quarterly Cash Dividend

  • defenseworld.net

    Sturgis Bancorp (OTCMKTS:STBI) Share Price Crosses Above 50 Day Moving Average – Should You Sell?

  • defenseworld.net

    Sturgis Bancorp Inc. (OTCMKTS:STBI) Sees Significant Decrease in Short Interest

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    Critical Comparison: Sturgis Bancorp (OTCMKTS:STBI) & Carver Bancorp (NASDAQ:CARV)

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    First Savings Financial Group (NASDAQ:FSFG) & Sturgis Bancorp (OTCMKTS:STBI) Head to Head Review

  • accessnewswire.com

    Sturgis Bancorp, Inc. Declares Quarterly Cash Dividend

  • accessnewswire.com

    Sturgis Bancorp, Inc. Reports Financial Results for Third Quarter 2025

  • accessnewswire.com

    Sturgis Bancorp, Inc. Reports Financial Results for Second Quarter 2025

  • accessnewswire.com

    Sturgis Bancorp, Inc. Declares Quarterly Cash Dividend

  • accessnewswire.com

    Sturgis Bancorp Board Leadership Announced

  • accessnewswire.com

    Sturgis Bancorp, Inc. Reports Financial Results for First Quarter 2025

  • accessnewswire.com

    Sturgis Bancorp, Inc. Declares Quarterly Cash Dividend

  • accessnewswire.com

    Sturgis Bancorp, Inc. Reports Financial Results for Full-Year 2024