Seven Bank, Ltd.

Seven Bank, Ltd.

SVNBY
Seven Bank, Ltd.US flagOther OTC
14.95
USD
- -
- -
1.46BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
681.05
734.55
785.88
814.65
818.57
842.63
901.06
910.41
861.42
853.82
947.65
1,221.71
1,338.65
630.18
Basic EPS, GAAP
162.7
178.31
194.96
207.52
210.79
212.44
111.1
221.41
220.14
177.16
160.33
272.59
155.7
-5.47
Free Cash Flow per Basic Share
811.88
570.08
655.67
407.45
605.57
101.35
887.07
626.03
941.53
144.83
350.85
524.19
-717.2
- -
Dividend per Share
68.49
69.97
77.51
82.48
87.45
95.02
102.53
115.39
110.2
110.3
110.32
110.55
110.4
- -
Book Value per Share
891.15
999.45
1,116.93
1,241.95
1,365.29
1,483.23
1,492.13
1,578.04
1,694.64
1,763.13
1,812.61
1,982.9
2,032.45
2,026.33
Tangible Book Value per Share
897.43
997.84
1,127.33
1,263.12
1,381.57
1,478.34
1,563.12
1,634.77
1,698.04
1,790.73
1,869.89
1,953.05
1,986.22
1,984.77
Basic Weighted Avg Shares
119
119
119
119
119
119
119
118
118
118
118
117
117
117
Sales/Revenue/Turnover
81,109
87,481
93,597
97,025
97,527
100,354
107,353
107,575
101,368
100,375
111,439
143,285
156,657
73,717
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
14,180
13,614
17,184
19,848
19,726
18,092
18,016
14,634
14,070
16,388
19,556
23,392
29,173
- -
Net Income, GAAP
19,377
21,236
23,220
24,716
25,114
25,301
13,236
26,162
25,905
20,827
18,854
31,970
18,221
-640
Effective Tax Rate (%)
38.23
38.9
36.98
33.15
31.28
33.71
48.61
34.38
27.82
23.83
32.32
29.18
36.65
110.01
Profit Margin (%)
23.89
24.27
24.81
25.47
25.75
25.21
12.33
24.32
25.56
20.75
16.92
22.31
11.63
-0.87
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
201,300
136,000
126,000
125,022
130,000
105,000
145,000
105,196
105,591
106,936
144,958
194,052
98,343
140,983
Total Equity
138,044
153,406
169,888
184,793
199,077
212,023
212,886
222,830
234,675
244,111
254,240
275,854
282,486
281,979
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
19.28
18.86
18.42
17.6
16.17
14.91
7.47
14.37
13.43
10.24
8.97
14.35
7.75
-0.27

Capital Structure

FRC

in mil. unless spec.
Mar'24
Jun'25
Sep'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,170
- -
1,170
Market Capitalization
340,494
- -
323,508

Working Capital

FRC

in mil. unless spec.
Mar'24
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
988,932
- -
933,866
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.25%
4.88%
2.4%
Free Cash Flow
59.3%
-16.01%
-236.52%
Net Income, GAAP
5.53%
-0.7%
-43.01%
Sales/Revenue/Turnover
5.64%
8.44%
9.33%
Total Cash Common Dividend
3.54%
-1.05%
-0.35%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
30,945
38,623
39,921
33,796
143,285
2025
- -
- -
- -
- -
156,657
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
45.17
- -
- -
- -
272.59
2025
- -
- -
- -
- -
155.7
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
110.55
2025
- -
- -
- -
- -
110.4
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Masaaki Matsuhashi
Full Time Employees
1,301
Sector
Financial Services
Industry
Banks - Regional
Address
1-6-1, Marunouchi Tokyo Japan 100-0005
IPO Date
Jun 1, 2012
Business
Seven Bank, Ltd. Seven Bank, Ltd. (SVNBY) operates as a Japanese banking institution specializing in ATM-centric financial services, primarily through a domestic network of approximately 28,000 ATMs located at Seven & i Group stores including 7-Eleven, shopping centers, tourist destinations, airports, and stations; it offers core products and services encompassing ordinary deposits, time deposits, personal loans, international money transfers, debit services, credit card services via subsidiary Seven Card Service Co., Ltd., electronic money services, and ATM-based cash receiving and collection for corporate clients available 24 hours a day, 365 days a year, alongside back-office operations, anti-money laundering measures, fraud detection platforms through ACSiON, Ltd., and online personal authentication; overseas, it provides ATM operations in the United States via FCTI, Inc., Indonesia through PT. ABADI TAMBAH MULIA INTERNASIONAL, the Philippines with Pito AxM Platform, Inc., and Malaysia via Reachful Malaysia Sdn. Bhd., with plans to expand further in Southeast Asia targeting over 1,000 new locations by 2025. Founded on April 10, 2001 and headquartered at 1-6-1 Marunouchi, Chiyoda-ku, Tokyo, Japan, the bank serves individual retail customers including non-Japanese residents, corporate entities, and financial institutions across Japan and select international markets, leveraging digital transformation for convenient daily banking accessible via ATMs, personal computers, and smartphones, supported by subsidiaries such as Bank Business Factory Co., Ltd. for back-office support, Seven Payment Service, Ltd. for remittances and settlements, and VIVA VIDA MEDICAL LIFE CO., LTD. for small amount short-term insurance. Recent developments include a capital and business alliance with ITOCHU Corporation announced on September 26, 2025, under which ITOCHU acquired 16.35% of voting rights via third-party allotment with plans for additional purchases up to 20% total to enable equity-method accounting and collaboration integrating Seven Bank ATMs at approximately 16,300 FamilyMart stores for expanded financial services under the FamilyMart brand; deconsolidation from parent Seven & i Holdings Co., Ltd. following stake reduction below 40% as of June 2025; and treasury stock acquisition valued at approximately 50.8 billion yen on June 20, 2025.