Derayah Financial Company

Derayah Financial Company

TTADAWUL:4084
17.79
SAR
-0.53
(-2.89%)
1.58EPS
14.07P/E
5.43BMarket Cap
Derayah Financial Company
TADAWUL:4084
(Saudi Exchange)

Recent

price

17.79

P/E

ratio

14.07

div

yld

5.57%

ROIC.AI

2023
2024
2025
TTM
SAR
- -
3.83
4.05
4.36
Revenue per Share
- -
1.78
1.64
1.58
Basic EPS, GAAP
- -
1.29
1.89
2.37
Free Cash Flow per Basic Share
- -
1.17
1.32
0.99
Dividend per Share
3.25
3.94
4.51
5.04
Book Value per Share
3.19
3.87
4.32
4.82
Tangible Book Value per Share
243
250
243
244
Basic Weighted Avg Shares
- -
958
986
1,062
Sales/Revenue/Turnover
- -
66.17
64.26
60.26
Operating Margin (%)
- -
20
20
22
Depreciation Expense
- -
444
400
385
Net Income, GAAP
- -
2.58
2.54
2.97
Effective Tax Rate (%)
- -
46.36
40.58
36.2
Profit Margin (%)
393
305
213
266
Working Capital
3
2
11
9
LT Debt
812
958
1,100
1,232
Total Equity
- -
54.76
44.15
41.03
Return on Invested Capital (%)
- -
50.69
35.92
32.81
Return on Capital (%)
- -
50.17
38.9
32.69
Return on Common Equity (%)

Capital Structure

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
190
7
3
LT Borrowings
- -
- -
- -
LT Finance Leases
11
8
9
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
244
244
244
Market Capitalization
6,264
5,331
5,433

Working Capital

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
1,867
1,727
1,607
Cash, Cash Equivalents & STI
494
415
257
Accounts Receivable, Net
1,110
1,039
1,093
Inventories
- -
- -
- -
Total Current Liabilities
1,654
1,425
1,341
Payables & Accruals
- -
- -
- -
ST Debt
190
7
3
Deferred Revenue
- -
- -
- -

Growth Rates

SAR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
14.82%
Free Cash Flow
- -
- -
42.21%
Net Income, GAAP
- -
- -
-9.86%
Sales/Revenue/Turnover
- -
- -
2.98%
Total Cash Common Dividend
- -
- -
9.83%

Quarterly Revenue

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
215
212
210
327
958
2025
239
235
238
334
986
2026
250
241
- -
- -
- -

Quarterly Earnings Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.55
0.37
0.43
0.44
1.78
2025
0.44
0.44
0.41
0.36
1.64
2026
0.4
0.41
- -
- -
- -

Quarterly Dividends Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
0.29
0.6
1.17
2025
- -
- -
0.33
0.66
1.32
2026
- -
- -
- -
- -
- -
Business
Derayah Financial Company (4084.SR), Saudi Arabia's leading independent digital investment platform, provides brokerage, asset management, and wealth management services through proprietary technology platforms. The company operates primarily through brokerage and trading, offering access to 43 local, regional, and international markets with financial instruments including equities, fixed income, derivatives, exchange-traded funds, commodities, options, and Shariah-compliant products such as margin trading and Murabaha financing; asset management, encompassing discretionary portfolio management, mutual funds supermarket, public market funds, private market funds focused on real estate, credit, and venture capital, robo-advisory via Derayah Smart, and cash management solutions; investment activities managing proprietary portfolios and funds; advisory services for integrated investment strategies, manager selection, and program strategies for institutional and individual investors; and additional platforms like Derayah for digital investing, Derayah Global for live market monitoring and watchlists, and real estate investment options. Founded in 2009 by Taha Al-Kuwaiz and headquartered in Riyadh, Saudi Arabia, Derayah serves retail, high-net-worth, and institutional clients primarily in the Kingdom with expanding regional reach, managing SAR 15.1 billion in assets under management as of mid-2024 across public and private markets. Recent developments include its initial public offering in February 2025 listing 20% of shares on the Saudi Exchange Main Market, a strategic partnership with Tamra Capital announced in September 2025 to accelerate fintech innovation and develop joint investment products supporting Vision 2030's Financial Sector Development Program, a collaboration with Alpaca in December 2024 to expand foreign investor access to Saudi markets, membership in the International Securities Lending Association, and ongoing expansions such as new derivatives, single-option products, and enhanced Shariah-compliant margin lending.