1. Saudi Arabia Stocks

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  3. •

    Specialty insurance
SALAMA Cooperative Insurance Co.

SALAMA Cooperative Insurance Co.

TTADAWUL:8050
6.30
SAR
-0.33
(-4.98%)
-2.43EPS
304.20MMarket Cap
SALAMA Cooperative Insurance Co.
TADAWUL:8050
(Saudi Exchange)

Recent

price

6.30

P/E

ratio

- -

div

yld

- -

ROIC.AI

2009
2010
2011
2012
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
SAR
1.52
11.27
11.09
16.14
21.94
25.38
24.09
37.59
40.57
28.39
21.82
23.04
30.66
39.19
24.64
17.21
19.08
Revenue per Share
0.96
0.21
0.25
-1.06
0.15
0.14
1.63
3.54
0.56
-3.25
0.33
-6.07
-2.1
2.68
1.23
-3.05
-2.43
Basic EPS, GAAP
0.21
-2.67
0.86
-2.25
2.95
1.68
8.35
6.4
-2.84
-4.49
-1.58
-5.12
3.5
2.68
-6.42
-0.18
1.74
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
4.58
4.98
6.93
5.62
1.2
9.46
10.77
13.63
14.25
10.9
11.27
5.26
3.29
8.45
10.49
9
8.32
Book Value per Share
4.58
4.55
6.35
4.74
1.2
9.46
10.77
13.63
13.86
10.56
11.02
5.24
3.23
8.42
10.38
8.86
8.18
Tangible Book Value per Share
12
12
12
12
12
14
19
19
19
19
19
19
19
19
25
30
30
Basic Weighted Avg Shares
19
138
136
198
270
353
447
696
751
525
404
427
568
750
605
516
572
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
7.45
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
3
2
1
1
2
4
12
11
12
5
7
7
7
7
Depreciation Expense
12
3
3
-13
2
2
30
65
10
-60
6
-112
-39
51
30
-92
-73
Net Income, GAAP
- -
- -
- -
- -
33.8
38.99
29.81
- -
36.71
- -
49.79
- -
- -
7.23
- -
- -
- -
Effective Tax Rate (%)
63.09
1.82
2.22
-6.55
0.68
0.53
6.78
9.41
1.38
-11.44
1.5
-26.36
-6.85
6.84
4.98
-17.74
-12.71
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
20
20
20
18
20
18
15
11
LT Debt
76
82
85
69
30
175
199
252
264
202
209
97
61
205
254
270
250
Total Equity
- -
- -
- -
- -
- -
- -
11.89
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
27.72
5.46
5.75
- -
3.7
1.83
16.21
29
4.01
- -
2.95
- -
- -
33.39
- -
- -
- -
Return on Capital (%)
24.77
3.19
3.6
-16.83
3.7
1.83
16.21
29
4.01
-25.82
2.95
-73.46
-49.11
38.6
13.12
-34.93
-25.84
Return on Common Equity (%)

Capital Structure

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
15
11
11
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
30
30
30
Market Capitalization
279
232
304

Working Capital

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
355
201
207
Accounts Receivable, Net
4
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

SAR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
20.11%
35.24%
6.12%
Free Cash Flow
-8.23%
-93.96%
-96.62%
Net Income, GAAP
-194.43%
-540.14%
-403.97%
Sales/Revenue/Turnover
7.39%
7.36%
-14.73%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
170
158
156
119
605
2025
122
133
128
132
516
2026
149
163
- -
- -
- -

Quarterly Earnings Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.41
0.47
0.24
0.14
1.23
2025
-1.18
-0.12
-0.31
-1.43
-3.05
2026
-0.11
-0.57
- -
- -
- -

Quarterly Dividends Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Salama Cooperative Insurance Company (8050.SR) provides Shariah-compliant cooperative insurance products and services across the Kingdom of Saudi Arabia, with operations extending to the United Arab Emirates, Bahrain, Algeria, Malaysia, Senegal, and Egypt; it operates through Medical, Motor, and Other segments. The company offers motor insurance covering accidents, fire, towing, malicious damage, theft, estimation, and medical expenses; medical insurance encompassing inpatient and outpatient care, medicines, chronic diseases, vaccinations, maternity and neonatal care, physiotherapy, ophthalmology, dental care, oncology, and CCHI compliance; travel insurance including personal accidents, medical expenses, repatriation of mortal remains, lost baggage, passport loss, cash loss, personal liability, and accidental death; malpractice insurance for physicians, dentists, nurses, therapists, optometrists, emergency medical technicians, paramedical staff, and veterinarians; and general insurance such as engineering, liability, marine, property, fire, and general accident coverage. Founded in 1979 and headquartered in Jeddah, Saudi Arabia, at Salama Tower on Madinah Road, the company, formerly known as Saudi IAIC Cooperative Insurance Company, changed its name in 2012 and maintains branches in Riyadh and Khobar. In August 2025, Salama entered a binding merger agreement with Saudi Enaya Cooperative Insurance Company, under which Enaya merges into Salama with the transfer of all assets and liabilities in exchange for 18.894 million new Salama shares; the Saudi Insurance Authority approved the merger on November 16, 2025, subject to further Capital Market Authority and shareholder approvals.