Old Republic International Corporation

Old Republic International Corporation

ORI
Old Republic International CorporationUS flagNew York Stock Exchange
37.04
USD
-0.09
- -
9.02BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
21.14
21.39
22.22
22.74
23.89
21.27
24.86
23.99
30.93
26.85
25.71
31.86
37.31
38.46
Basic EPS, GAAP
1.74
1.58
1.63
1.8
2.14
1.26
3.52
1.87
5.08
2.28
2.12
3.3
3.82
4.17
Free Cash Flow per Basic Share
2.67
-0.7
2.65
2.46
1.73
2.58
3.12
3.97
4.34
3.89
3.12
4.77
4.75
4.96
Dividend per Share
0.72
0.73
0.74
0.75
0.76
1.7
1.79
0.84
3.37
1.93
0.98
1.05
3.2
3.71
Book Value per Share
10.67
11.48
12.33
13.35
13.26
14.11
15.63
15.73
18.28
18.66
20.98
22.32
23.53
24.07
Tangible Book Value per Share
14.66
15.18
14.95
17.19
18.06
17.49
19.99
20.71
22.82
20.51
22.7
21.75
24.21
24.19
Basic Weighted Avg Shares
257
259
260
259
262
294
300
299
302
301
282
258
245
245
Sales/Revenue/Turnover
5,442
5,530
5,766
5,900
6,263
6,259
7,460
7,166
9,341
8,083
7,258
8,232
9,136
9,421
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
448
410
422
467
560
370
1,056
559
1,534
686
599
853
935
1,020
Effective Tax Rate (%)
33.44
32.77
33.18
31.92
22.72
15.43
20.11
18.84
20.17
19.93
19.9
20.28
20.45
20.5
Profit Margin (%)
8.23
7.41
7.32
7.91
8.95
5.92
14.16
7.8
16.42
8.49
8.25
10.36
10.24
10.83
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
569
965
953
1,528
1,448
981
577
568
1,588
1,198
1,192
1,589
1,590
1,590
Total Equity
3,775
3,924
3,881
4,460
4,733
5,146
6,000
6,187
6,893
6,173
6,411
5,619
5,928
5,925
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
14.51
11.78
11.13
10.96
12.29
8.08
20.16
10.49
21.99
9.3
8.89
12.3
13.38
14.2
Return on Common Equity (%)
17.13
14.34
13.69
14.02
16.16
9.71
23.89
11.9
30.02
12.32
10.37
14.59
16.23
17.2

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
1,590
1,590
1,590
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
247
246
243
Market Capitalization
10,389
11,177
9,772

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,141
3,234
2,535
Accounts Receivable, Net
9,763
9,391
9,507
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
552
602
553
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.75%
-0.4%
5.5%
Free Cash Flow
9.09%
1.93%
-5.6%
Net Income, GAAP
29.35%
31.75%
9.7%
Sales/Revenue/Turnover
5.47%
6.22%
10.99%
Total Cash Common Dividend
50.77%
79.69%
187.83%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,016
1,872
2,341
2,002
8,232
2025
2,114
2,208
2,424
2,390
9,136
2026
2,399
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.17
0.35
1.35
0.43
3.3
2025
1.01
0.83
1.14
0.84
3.82
2026
1.36
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.26
0.26
0.26
0.27
1.05
2025
2.34
0.3
0.29
0.29
3.2
2026
2.86
- -
- -
- -
- -

Company Description

APIChat
CEO
Craig Richard Smiddy
Full Time Employees
9,400
Sector
Financial Services
Industry
Insurance - Diversified
Address
307 North Michigan Avenue Chicago IL United States of America 60601
IPO Date
Mar 17, 1980
Business
Old Republic International Corporation (NYSE: ORI), founded in 1923 and headquartered in Chicago, Illinois, is a holding company that, through its subsidiaries, underwrites and markets specialty property and casualty insurance, title insurance, and related risk management services across the United States, Canada, and certain U.S. territories. The company operates in a decentralized structure emphasizing specialization by insurance coverage type and industry sector, with its largest segment, Old Republic Specialty Insurance Group (ORSIG), comprising 18 underwriting subsidiaries that provide tailored coverages including commercial liability, transportation, construction, and surety products through entities such as BITCO Insurance Companies, Great West Casualty Company, PMA Insurance Group, and Old Republic Surety Company; Old Republic Title Insurance Group (ORTIG) offers title insurance, real estate settlement services, and property rights protection for individuals, businesses, and governments; and a smaller life, health, and run-off business supports its general insurance operations. Old Republic manages its activities through approximately 136 corporate entities, of which 27 are insurance subsidiaries, serving diverse customers including industrial firms, financial institutions, small farmowners, and commercial agricultural operations while maintaining high financial strength ratings from AM Best, Moody's, and S&P. In October 2025, the company entered into a definitive agreement to acquire Everett Cash Mutual Insurance Company following its demutualization, enhancing its specialty footprint in farmowners and commercial agriculture insurance; it also announced the formation of Old Republic Cyber, Inc., a new subsidiary offering cyber and technology errors and omissions insurance products, and entered a strategic technology partnership with Qualia to advance title insurance technology for agents and customers. In 2025, Old Republic marked its 44th consecutive year of increasing its regular cash dividend and reported strong results for the fourth quarter and full year 2024, reflecting sustained growth in its specialty segments.

Company News

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  • Old Republic International Corporation (ORI) Q1 2026 Earnings Call Transcript

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  • OLD REPUBLIC REPORTS RESULTS FOR THE FIRST QUARTER 2026

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  • OLD REPUBLIC ANNOUNCES FIRST QUARTER 2026 EARNINGS CALL

  • OLD REPUBLIC FORMS NEW PROPERTY INSURANCE COMPANY

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  • Burns Matteson Capital Management LLC Invests $616,000 in Old Republic International Corporation $ORI

  • ORI Outperforms Industry, Trades at a Discount: How to Play the Stock

  • OLD REPUBLIC ANNOUNCES SENIOR MANAGEMENT CHANGES AT BITCO INSURANCE COMPANIES

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